Citigroup (C) Dividend Capture: 0.47% per event (1.9% annualized)
Citigroup (C) has touched its pre-ex close within 30 trading days in 95% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.33), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, C sits roughly in line with the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next ex-dividend date is estimated at Aug 3, 2026 (±1 day), based on the historical pattern; the company has not yet declared a dividend.
- Touch rate (30d)
- 95%in line with sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 0.33in line with sector
Recovery engine
TL;DR over the most recent 20 events.
- 30-day touch rate
- 95%in line with sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise (div / ATR)
- 0.33in line with sector
- Avg gap on ex-date
- -1.28%-0.71pp vs sector
- Win rate at MOC exit
- 58%
- Median drawdown during hold
- -3.34%+1.05pp vs sector
- Best / worst touch (days)
- 1 / 20
Next ex-dividend
Estimated from historical pattern ±1 day.
- Dividend
- $0.60
- Per-event yield
- 0.47%
- Annualized yield
- 1.91%
- Previously paid
- May 4, 2026 ($0.60)
- Last record date
- May 4, 2026
- Last payment date
- May 22, 2026
The company has not yet declared this dividend. Date and amount may shift when the official declaration arrives.
How C ranks in Financial Services
Compared with other stocks in this sector that pass our capture-quality filter (101 tickers). Lower rank number is better on every metric below.
- 30-day touch rate#31of 101
Beats ~69% of peers on this metric
- Median days to touch#1of 101
Beats ~99% of peers on this metric
- Signal-to-noise#37of 101
Beats ~63% of peers on this metric
C Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Citigroup (C). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q2 | $0.60 | -0.46% | $127.44 | 2 | yes | yes | -2.23% | — | |
| Q1 | $0.60 | -0.65% | $115.71 | 1 | yes | yes | -6.33% | +7.48% | |
| Q4 | $0.60 | -0.50% | $101.23 | 1 | yes | yes | -3.81% | +0.85% | |
| Q3 | $0.60 | -0.09% | $91.83 | 1 | yes | yes | -2.34% | +1.18% | |
| Q2 | $0.56 | -1.86% | $70.59 | 1 | yes | yes | -2.01% | +6.91% | |
| Q1 | $0.56 | -3.60% | $81.43 | 4 | yes | yes | -5.58% | -0.17% | |
| Q4 | $0.56 | -1.13% | $63.71 | 2 | yes | yes | -2.32% | +10.44% | |
| Q3 | $0.56 | -7.96% | $58.76 | 8 | no | yes | -8.93% | -0.61% | |
| Q2 | $0.53 | -0.05% | $61.54 | 1 | yes | yes | -0.21% | +4.09% | |
| Q1 | $0.53 | -0.82% | $56.06 | 14 | no | yes | -6.81% | -2.75% | |
| Q4 | $0.53 | 0.51% | $41.35 | 1 | yes | yes | -0.15% | +3.05% | |
| Q3 | $0.53 | -1.04% | $46.21 | 1 | yes | yes | -8.92% | -2.40% | |
| Q2 | $0.51 | -1.79% | $47.03 | 1 | yes | yes | -6.27% | -0.43% | |
| Q1 | $0.51 | -2.30% | $52.22 | 20 | no | yes | -5.88% | -3.06% | |
| Q4 | $0.51 | 0.07% | $44.58 | 1 | yes | yes | -0.70% | +13.73% | |
| Q3 | $0.51 | -0.98% | $52.23 | 1 | yes | yes | -2.87% | -0.11% | |
| Q2 | $0.51 | -0.72% | $50.02 | 3 | yes | yes | -9.24% | +4.22% | |
| Q1 | $0.51 | -0.34% | $65.26 | 1 | yes | yes | -1.61% | +3.68% | |
| Q4 | $0.51 | -0.56% | $70.88 | >30 | no | no | -6.15% | -4.77% | |
| Q3 | $0.51 | -1.29% | $68.81 | 2 | yes | yes | -2.79% | +4.03% |
Q2
- Dividend
- $0.60
- Gap %
- -0.46%
- Pre-ex close
- $127.44
- High touch (td)
- 2
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.23%
- P&L 5d %
- —
Q1
- Dividend
- $0.60
- Gap %
- -0.65%
- Pre-ex close
- $115.71
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -6.33%
- P&L 5d %
- +7.48%
Q4
- Dividend
- $0.60
- Gap %
- -0.50%
- Pre-ex close
- $101.23
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.81%
- P&L 5d %
- +0.85%
Q3
- Dividend
- $0.60
- Gap %
- -0.09%
- Pre-ex close
- $91.83
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.34%
- P&L 5d %
- +1.18%
Q2
- Dividend
- $0.56
- Gap %
- -1.86%
- Pre-ex close
- $70.59
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.01%
- P&L 5d %
- +6.91%
Q1
- Dividend
- $0.56
- Gap %
- -3.60%
- Pre-ex close
- $81.43
- High touch (td)
- 4
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -5.58%
- P&L 5d %
- -0.17%
Q4
- Dividend
- $0.56
- Gap %
- -1.13%
- Pre-ex close
- $63.71
- High touch (td)
- 2
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.32%
- P&L 5d %
- +10.44%
Q3
- Dividend
- $0.56
- Gap %
- -7.96%
- Pre-ex close
- $58.76
- High touch (td)
- 8
- Recovered 5d
- no
- Recovered 30d
- yes
- Drawdown
- -8.93%
- P&L 5d %
- -0.61%
Q2
- Dividend
- $0.53
- Gap %
- -0.05%
- Pre-ex close
- $61.54
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.21%
- P&L 5d %
- +4.09%
Q1
- Dividend
- $0.53
- Gap %
- -0.82%
- Pre-ex close
- $56.06
- High touch (td)
- 14
- Recovered 5d
- no
- Recovered 30d
- yes
- Drawdown
- -6.81%
- P&L 5d %
- -2.75%
Q4
- Dividend
- $0.53
- Gap %
- 0.51%
- Pre-ex close
- $41.35
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.15%
- P&L 5d %
- +3.05%
Q3
- Dividend
- $0.53
- Gap %
- -1.04%
- Pre-ex close
- $46.21
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -8.92%
- P&L 5d %
- -2.40%
Q2
- Dividend
- $0.51
- Gap %
- -1.79%
- Pre-ex close
- $47.03
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -6.27%
- P&L 5d %
- -0.43%
Q1
- Dividend
- $0.51
- Gap %
- -2.30%
- Pre-ex close
- $52.22
- High touch (td)
- 20
- Recovered 5d
- no
- Recovered 30d
- yes
- Drawdown
- -5.88%
- P&L 5d %
- -3.06%
Q4
- Dividend
- $0.51
- Gap %
- 0.07%
- Pre-ex close
- $44.58
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.70%
- P&L 5d %
- +13.73%
Q3
- Dividend
- $0.51
- Gap %
- -0.98%
- Pre-ex close
- $52.23
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.87%
- P&L 5d %
- -0.11%
Q2
- Dividend
- $0.51
- Gap %
- -0.72%
- Pre-ex close
- $50.02
- High touch (td)
- 3
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -9.24%
- P&L 5d %
- +4.22%
Q1
- Dividend
- $0.51
- Gap %
- -0.34%
- Pre-ex close
- $65.26
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.61%
- P&L 5d %
- +3.68%
Q4
- Dividend
- $0.51
- Gap %
- -0.56%
- Pre-ex close
- $70.88
- High touch (td)
- >30
- Recovered 5d
- no
- Recovered 30d
- no
- Drawdown
- -6.15%
- P&L 5d %
- -4.77%
Q3
- Dividend
- $0.51
- Gap %
- -1.29%
- Pre-ex close
- $68.81
- High touch (td)
- 2
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.79%
- P&L 5d %
- +4.03%
C Pre-Ex Touch Time Distribution
- ≤ 1 day1155%
- 2–3 days420%
- 4–5 days15%
- 6–10 days15%
- 11–30 days210%
- 30+15%
55% within 1d · 80% within 5d · 95% within 30d
C Dividend Capture Calculator — After-Tax Yield
Pre-filled with C's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
Holding shorter than the IRS 61-day rule disqualifies the dividend from “qualified” status — it is taxed as ordinary income at your marginal rate. Adjust Tax % accordingly.
- Gross dividend
- $120.00
- After-tax dividend
- $78.00
- Slippage round-trip
- -$25.49
- Net if price returns to pre-ex
- +$52.51
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.21%
- Annual if all succeed
- ~10.4%
C Dividend Capture Backtest Simulator
Replay every historical C ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close (limit-order P&L on first intraday touch), or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan and see realized P&L per event.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · C (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.74% | |
| -4.77% | |
| +0.78% | |
| +1.02% | |
| +0.98% | |
| +1.14% | |
| -3.06% | |
| +1.08% | |
| +1.15% | |
| +1.28% | |
| -2.75% | |
| +0.86% | |
| -0.61% | |
| +0.88% | |
| +0.69% | |
| +0.79% | |
| +0.65% | |
| +0.59% | |
| +0.52% | |
| +0.47% |
Looking for full price seasonality? See C seasonality →
Frequently asked questions
What is the dividend capture success rate for C?
Across the last 20 ex-dividend events for Citigroup (C), the post-ex intraday high reached the pre-ex close within 30 trading days in 95% of cases, with a median time-to-touch of 1 trading day. We measure recovery via intraday high because that is when a GTC limit-order at the pre-ex close would actually fill, ending the trade at break-even with the dividend pocketed.
How long does it take C to recover its dividend gap?
Historically, C touches its pre-ex close in a median of 1 trading day, with the best case at 1 and the worst case at 20 trading days within our 30-day measurement window. A stricter close-based recovery (mark-to-MOC) is also computed in the database; explore it with the per-ticker simulator’s “Hold N days, exit MOC” mode rather than in the event table.
Is the dividend on C large enough to capture?
C has a signal-to-noise ratio of 0.33 (dividend / 14-day ATR). Values above 1.0 indicate the dividend is larger than the typical daily price swing, making capture trades more viable; below 0.5 means typical daily noise can easily wipe out the gain.
When is the next ex-dividend date for C?
The next ex-dividend date for Citigroup (C) is Aug 3, 2026, estimated based on the historical pattern (±1 day).
How does C compare to its sector for dividend capture?
Within Financial Services, the median 30-day pre-ex touch rate is 95%. C sits at 95% — at or below the sector benchmark.
Why does C dividend capture measure recovery via intraday high, not close?
A realistic capture trade exits via a GTC limit-order at the pre-ex close: the moment the post-ex intraday high touches that level, the order fills and the trader pockets the dividend at break-even. Measuring recovery via close is stricter (mark-to-MOC); we expose that path in the per-ticker simulator as the "Hold N days, exit MOC" mode. The high-based primary metric directly answers the trader-facing question "would my limit have filled?" — close-based answers "would I have been flat at the bell?".
How are dividend capture trades taxed in the US?
Holding period matters. Dividends are "qualified" (taxed at the long-term capital gains rate, 0/15/20%) only when the underlying shares are held for more than 60 days during the 121-day window centered on the ex-dividend date. Dividend capture trades typically hold less than 61 days, so the dividend is taxed at your ordinary income bracket. Always consult a qualified tax advisor.
What are the main risks of a dividend capture strategy?
Three structural risks: (1) the share price may not recover the gap within your holding window; (2) ordinary-income tax can consume the after-tax yield; (3) transaction costs and bid/ask slippage can wipe out small dividends. Historical statistics measure base rates; they do not guarantee any single trade will work.