Humana (HUM) Dividend Capture: 0.51% per event (1.5% annualized)
HUM
Humana (HUM) has touched its pre-ex close within 30 trading days in 100% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.09), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, HUM sits roughly in line with the Healthcare sector benchmark of 100%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next confirmed ex-dividend date is Jun 26, 2026, with an expected dividend of $0.89.
- Touch rate (30d)
- 100%in line with sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 0.09-0.06 vs sector
Recovery engine
TL;DR over the most recent 20 events.
- 30-day touch rate
- 100%in line with sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise (div / ATR)
- 0.09-0.06 vs sector
- Avg gap on ex-date
- 0.16%+0.49pp vs sector
- Win rate at MOC exit
- 55%
- Median drawdown during hold
- -3.10%+1.28pp vs sector
- Best / worst touch (days)
- 1 / 4
Next ex-dividend
Confirmed by company declaration.
- Dividend
- $0.89
- Per-event yield
- 0.51%
- Annualized yield
- 1.48%
- Previously paid
- Mar 27, 2026 ($0.89)
- Last record date
- Mar 27, 2026
- Last payment date
- Apr 24, 2026
How HUM ranks in Healthcare
Compared with other stocks in this sector that pass our capture-quality filter (40 tickers). Lower rank number is better on every metric below.
- 30-day touch rate#1of 40
Beats ~98% of peers on this metric
- Median days to touch#1of 40
Beats ~98% of peers on this metric
- Signal-to-noise#28of 40
Beats ~30% of peers on this metric
HUM Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Humana (HUM). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q1 | $0.89 | -0.94% | $175.14 | 4 | yes | yes | -6.08% | +4.79% | |
| Q4 | $0.89 | -0.38% | $259.25 | 2 | yes | yes | -1.88% | +6.73% | |
| Q3 | $0.89 | 0.70% | $254.43 | 1 | yes | yes | -6.06% | +11.86% | |
| Q2 | $0.89 | -0.42% | $239.90 | 1 | yes | yes | -4.77% | -0.75% | |
| Q1 | $0.89 | -0.16% | $270.38 | 1 | yes | yes | -10.42% | -5.82% | |
| Q4 | $0.89 | -0.15% | $254.26 | 1 | yes | yes | -1.17% | +5.80% | |
| Q3 | $0.89 | 0.34% | $319.57 | 1 | yes | yes | -33.25% | -25.78% | |
| Q2 | $0.89 | 2.52% | $362.98 | 1 | yes | yes | -0.53% | +2.30% | |
| Q1 | $0.89 | 0.34% | $348.38 | 1 | yes | yes | -14.11% | -10.75% | |
| Q4 | $0.89 | -0.16% | $451.42 | 1 | yes | yes | -0.31% | +1.71% | |
| Q3 | $0.89 | 0.41% | $493.57 | 1 | yes | yes | -2.88% | -0.75% | |
| Q2 | $0.89 | 0.29% | $444.83 | 1 | yes | yes | -4.84% | -3.10% | |
| Q1 | $0.89 | 0.05% | $485.75 | 1 | yes | yes | -1.32% | +7.23% | |
| Q4 | $0.79 | 0.37% | $515.31 | 1 | yes | yes | -7.16% | -4.27% | |
| Q3 | $0.79 | 0.16% | $493.81 | 1 | yes | yes | -1.90% | +1.27% | |
| Q2 | $0.79 | 0.08% | $462.19 | 1 | yes | yes | -1.00% | +3.23% | |
| Q1 | $0.79 | -0.03% | $438.95 | 1 | yes | yes | -1.50% | +2.48% | |
| Q4 | $0.70 | 0.08% | $469.02 | 1 | yes | yes | -25.12% | -21.49% | |
| Q3 | $0.70 | 0.00% | $395.00 | 1 | yes | yes | -3.33% | -0.46% | |
| Q2 | $0.70 | 0.03% | $444.88 | 1 | yes | yes | -0.91% | +2.99% |
Q1
- Dividend
- $0.89
- Gap %
- -0.94%
- Pre-ex close
- $175.14
- High touch (td)
- 4
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -6.08%
- P&L 5d %
- +4.79%
Q4
- Dividend
- $0.89
- Gap %
- -0.38%
- Pre-ex close
- $259.25
- High touch (td)
- 2
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.88%
- P&L 5d %
- +6.73%
Q3
- Dividend
- $0.89
- Gap %
- 0.70%
- Pre-ex close
- $254.43
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -6.06%
- P&L 5d %
- +11.86%
Q2
- Dividend
- $0.89
- Gap %
- -0.42%
- Pre-ex close
- $239.90
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -4.77%
- P&L 5d %
- -0.75%
Q1
- Dividend
- $0.89
- Gap %
- -0.16%
- Pre-ex close
- $270.38
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -10.42%
- P&L 5d %
- -5.82%
Q4
- Dividend
- $0.89
- Gap %
- -0.15%
- Pre-ex close
- $254.26
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.17%
- P&L 5d %
- +5.80%
Q3
- Dividend
- $0.89
- Gap %
- 0.34%
- Pre-ex close
- $319.57
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -33.25%
- P&L 5d %
- -25.78%
Q2
- Dividend
- $0.89
- Gap %
- 2.52%
- Pre-ex close
- $362.98
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.53%
- P&L 5d %
- +2.30%
Q1
- Dividend
- $0.89
- Gap %
- 0.34%
- Pre-ex close
- $348.38
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -14.11%
- P&L 5d %
- -10.75%
Q4
- Dividend
- $0.89
- Gap %
- -0.16%
- Pre-ex close
- $451.42
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.31%
- P&L 5d %
- +1.71%
Q3
- Dividend
- $0.89
- Gap %
- 0.41%
- Pre-ex close
- $493.57
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -2.88%
- P&L 5d %
- -0.75%
Q2
- Dividend
- $0.89
- Gap %
- 0.29%
- Pre-ex close
- $444.83
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -4.84%
- P&L 5d %
- -3.10%
Q1
- Dividend
- $0.89
- Gap %
- 0.05%
- Pre-ex close
- $485.75
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.32%
- P&L 5d %
- +7.23%
Q4
- Dividend
- $0.79
- Gap %
- 0.37%
- Pre-ex close
- $515.31
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -7.16%
- P&L 5d %
- -4.27%
Q3
- Dividend
- $0.79
- Gap %
- 0.16%
- Pre-ex close
- $493.81
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.90%
- P&L 5d %
- +1.27%
Q2
- Dividend
- $0.79
- Gap %
- 0.08%
- Pre-ex close
- $462.19
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.00%
- P&L 5d %
- +3.23%
Q1
- Dividend
- $0.79
- Gap %
- -0.03%
- Pre-ex close
- $438.95
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -1.50%
- P&L 5d %
- +2.48%
Q4
- Dividend
- $0.70
- Gap %
- 0.08%
- Pre-ex close
- $469.02
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -25.12%
- P&L 5d %
- -21.49%
Q3
- Dividend
- $0.70
- Gap %
- 0.00%
- Pre-ex close
- $395.00
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -3.33%
- P&L 5d %
- -0.46%
Q2
- Dividend
- $0.70
- Gap %
- 0.03%
- Pre-ex close
- $444.88
- High touch (td)
- 1
- Recovered 5d
- yes
- Recovered 30d
- yes
- Drawdown
- -0.91%
- P&L 5d %
- +2.99%
HUM Pre-Ex Touch Time Distribution
- ≤ 1 day1890%
- 2–3 days15%
- 4–5 days15%
- 6–10 days00%
- 11–30 days00%
- 30+00%
90% within 1d · 100% within 5d · 100% within 30d
HUM Dividend Capture Calculator — After-Tax Yield
Pre-filled with HUM's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
Holding shorter than the IRS 61-day rule disqualifies the dividend from “qualified” status — it is taxed as ordinary income at your marginal rate. Adjust Tax % accordingly.
- Gross dividend
- $178.00
- After-tax dividend
- $115.70
- Slippage round-trip
- -$35.03
- Net if price returns to pre-ex
- +$80.67
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.23%
- Annual if all succeed
- ~11.6%
HUM Dividend Capture Backtest Simulator
Replay every historical HUM ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close (limit-order P&L on first intraday touch), or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan and see realized P&L per event.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · HUM (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.16% | |
| +0.18% | |
| +0.15% | |
| +0.18% | |
| +0.17% | |
| +0.16% | |
| +0.15% | |
| +0.18% | |
| +0.20% | |
| +0.18% | |
| +0.20% | |
| +0.25% | |
| +0.24% | |
| +0.28% | |
| +0.35% | |
| +0.33% | |
| +0.37% | |
| +0.35% | |
| +0.34% | |
| +0.51% |
Looking for full price seasonality? See HUM seasonality →
Frequently asked questions
What is the dividend capture success rate for HUM?
Across the last 20 ex-dividend events for Humana (HUM), the post-ex intraday high reached the pre-ex close within 30 trading days in 100% of cases, with a median time-to-touch of 1 trading day. We measure recovery via intraday high because that is when a GTC limit-order at the pre-ex close would actually fill, ending the trade at break-even with the dividend pocketed.
How long does it take HUM to recover its dividend gap?
Historically, HUM touches its pre-ex close in a median of 1 trading day, with the best case at 1 and the worst case at 4 trading days within our 30-day measurement window. A stricter close-based recovery (mark-to-MOC) is also computed in the database; explore it with the per-ticker simulator’s “Hold N days, exit MOC” mode rather than in the event table.
Is the dividend on HUM large enough to capture?
HUM has a signal-to-noise ratio of 0.09 (dividend / 14-day ATR). Values above 1.0 indicate the dividend is larger than the typical daily price swing, making capture trades more viable; below 0.5 means typical daily noise can easily wipe out the gain.
When is the next ex-dividend date for HUM?
The next ex-dividend date for Humana (HUM) is Jun 26, 2026, confirmed (declared by the company).
How does HUM compare to its sector for dividend capture?
Within Healthcare, the median 30-day pre-ex touch rate is 100%. HUM sits at 100% — at or below the sector benchmark.
Why does HUM dividend capture measure recovery via intraday high, not close?
A realistic capture trade exits via a GTC limit-order at the pre-ex close: the moment the post-ex intraday high touches that level, the order fills and the trader pockets the dividend at break-even. Measuring recovery via close is stricter (mark-to-MOC); we expose that path in the per-ticker simulator as the "Hold N days, exit MOC" mode. The high-based primary metric directly answers the trader-facing question "would my limit have filled?" — close-based answers "would I have been flat at the bell?".
How are dividend capture trades taxed in the US?
Holding period matters. Dividends are "qualified" (taxed at the long-term capital gains rate, 0/15/20%) only when the underlying shares are held for more than 60 days during the 121-day window centered on the ex-dividend date. Dividend capture trades typically hold less than 61 days, so the dividend is taxed at your ordinary income bracket. Always consult a qualified tax advisor.
What are the main risks of a dividend capture strategy?
Three structural risks: (1) the share price may not recover the gap within your holding window; (2) ordinary-income tax can consume the after-tax yield; (3) transaction costs and bid/ask slippage can wipe out small dividends. Historical statistics measure base rates; they do not guarantee any single trade will work.