How much revenue does Synchrony Financial (SYF) generate?

Synchrony Financial (SYF) generated $19.91B in total revenue in TTM through Q1 2026, with a net profit margin of 18.1%, equivalent to roughly $3.60B in net income — what remains after every operating cost, interest payment, and income tax has been paid.

What is the gross profit margin of Synchrony Financial (SYF)?

Synchrony Financial (SYF) reported a gross profit margin of 61.1% in TTM through Q1 2026, equivalent to $12.16B in gross profit on $19.91B in revenue. Gross margin measures how much of each dollar of revenue remains after the direct cost of producing or delivering the product — a higher figure typically signals pricing power, scale, or a less capital-intensive business model.

What is the operating profit margin of Synchrony Financial (SYF)?

Synchrony Financial (SYF) reported an operating profit margin of 22.9% in TTM through Q1 2026, equivalent to $4.55B in operating income. Operating margin captures profitability after research & development, sales & marketing, and general & administrative expenses — but before interest, taxes, and one-off items — and is the cleanest single read on the underlying business's efficiency.

What is the net profit margin of Synchrony Financial (SYF)?

Synchrony Financial (SYF) reported a net profit margin of 18.1% in TTM through Q1 2026, equivalent to $3.60B in net income. Net margin is the bottom-line share of revenue that survives every expense — operating costs, interest, and income taxes — and is the figure that flows directly into earnings per share.

Is Synchrony Financial (SYF) profitable?

Yes. Synchrony Financial (SYF) reported $3.60B in net income for TTM through Q1 2026, with a net profit margin of 18.1%. The company earned more from its operations than it paid out in costs, interest, and income taxes, leaving positive earnings on the bottom line.

How much free cash flow does Synchrony Financial (SYF) generate?

Synchrony Financial (SYF) generated $9.83B in free cash flow during TTM through Q1 2026, a free-cash-flow margin of 49.4%. Free cash flow is the cash left after capital expenditures and represents the discretionary pool the company can use to pay dividends, repurchase shares, repay debt, or fund acquisitions without raising external capital.

What is the effective tax rate of Synchrony Financial (SYF)?

Synchrony Financial (SYF) had an effective tax rate of 23.1% in TTM through Q1 2026. The effective rate is the actual share of pre-tax income paid as income taxes and can differ materially from the statutory rate due to foreign earnings mix, tax credits (such as R&D), share-based compensation deductions, and one-off discrete items.

How Synchrony Financial Makes Money: 2026 Visual Revenue Map

Synchrony Financial (SYF) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported April 23, 2026).

Synchrony Financial discloses geographic revenue only in annual filings. to view the full breakdown.

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Revenue Counter$631.50/s
Earnings Counter$114.16/s
Economic Scale> Niger

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