How Travelers Companies (TRV) Makes Money: A Visual Guide
Travelers Companies (TRV) generated $48.83B in revenue (TTM through Q4 2025), earning $6.29B in net profit (12.9% margin). Its largest revenue source is Business Insurance (45.9% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Travelers Companies (TRV) Income Statement Flow
Frequently asked questions
How does Travelers Companies (TRV) make money?
- Travelers Companies (TRV) primarily makes money through Business Insurance, which accounts for 45.9% of total revenue. For TTM through Q4 2025, Travelers Companies generated $48.83B in total revenue with a net profit margin of 12.9%.
What is Travelers Companies (TRV) gross profit margin?
- Travelers Companies (TRV) reported a gross profit margin of 36.9% for TTM through Q4 2025, equivalent to $18.03B in gross profit. This means Travelers Companies retains 36.9% of each revenue unit after direct costs of production.
What is Travelers Companies (TRV) operating profit margin?
- Travelers Companies (TRV) reported an operating profit margin of 16% for TTM through Q4 2025, equivalent to $7.80B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Travelers Companies (TRV) net profit margin?
- Travelers Companies (TRV) reported a net profit margin of 12.9% for TTM through Q4 2025, equivalent to $6.29B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
What is Travelers Companies (TRV) free cash flow?
- Travelers Companies (TRV) generated $10.61B in free cash flow for TTM through Q4 2025 (21.7% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Travelers Companies (TRV) effective tax rate?
- Travelers Companies (TRV) had an effective tax rate of 19.3% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
About this data
- What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
- How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
- When was this data last updated?
- Based on company filings through TTM through Q4 2025.