How does Travelers Companies (TRV) make money?

Travelers Companies (TRV) primarily makes money through Business Insurance, which accounts for 46.1% of total revenue. For TTM through Q1 2026, Travelers Companies generated $48.94B in total revenue with a net profit margin of 15.5%.

What is Travelers Companies (TRV) gross profit margin?

Travelers Companies (TRV) reported a gross profit margin of 44% for TTM through Q1 2026, equivalent to $21.54B in gross profit. This means Travelers Companies retains 44% of each revenue unit after direct costs of production.

What is Travelers Companies (TRV) operating profit margin?

Travelers Companies (TRV) reported an operating profit margin of 19.3% for TTM through Q1 2026, equivalent to $9.45B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Travelers Companies (TRV) net profit margin?

Travelers Companies (TRV) reported a net profit margin of 15.5% for TTM through Q1 2026, equivalent to $7.60B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

What is Travelers Companies (TRV) free cash flow?

Travelers Companies (TRV) generated $11.44B in free cash flow for TTM through Q1 2026 (23.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Travelers Companies (TRV) effective tax rate?

Travelers Companies (TRV) had an effective tax rate of 19.5% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

How Travelers Companies (TRV) Makes Money: A Visual Guide

Travelers Companies (TRV) generated $48.94B in revenue, earning $7.60B in net profit (15.5% margin). Its largest revenue source is Business Insurance (46.1% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

Travelers Companies (TRV) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported April 16, 2026).

Frequently asked questions

How does Travelers Companies (TRV) make money?: Travelers Companies (TRV) primarily makes money through Business Insurance, which accounts for 46.1% of total revenue. For TTM through Q1 2026, Travelers Companies generated $48.94B in total revenue with a net profit margin of 15.5%.
What is Travelers Companies (TRV) gross profit margin?: Travelers Companies (TRV) reported a gross profit margin of 44% for TTM through Q1 2026, equivalent to $21.54B in gross profit. This means Travelers Companies retains 44% of each revenue unit after direct costs of production.
What is Travelers Companies (TRV) operating profit margin?: Travelers Companies (TRV) reported an operating profit margin of 19.3% for TTM through Q1 2026, equivalent to $9.45B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Travelers Companies (TRV) net profit margin?: Travelers Companies (TRV) reported a net profit margin of 15.5% for TTM through Q1 2026, equivalent to $7.60B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
What is Travelers Companies (TRV) free cash flow?: Travelers Companies (TRV) generated $11.44B in free cash flow for TTM through Q1 2026 (23.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Travelers Companies (TRV) effective tax rate?: Travelers Companies (TRV) had an effective tax rate of 19.5% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?: A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?: We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?: Based on company filings through TTM through Q1 2026.