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Plain-English explainers about how the stock market works. Definitional, neutral, no investment advice.

Corporate actions

Stock split ratios explained: 2:1, 1:10, 51:50, 2000:1973

Plain-English guide to every kind of stock split ratio: forward (2:1, 10:1), reverse (1:10), fractional stock-dividend splits (51:50, 103:100) and spin-off chart-stitching ratios (Disney 2000:1973).

Stock dividends vs cash dividends explained

Why some companies pay shareholders in extra shares instead of cash, and why those distributions show up as 51:50 or 103:100 fractional splits in corporate-actions tables.

Spin-offs explained: how the parent share price adjusts

How a corporate spin-off works, what shareholders receive, why the parent share drops on the ex-date, and how data vendors record chart-stitching ratios like 2000:1973.

Cumulative stock split multiplier explained

Cumulative split multiplier on stock-split tables: the running product formula, what reverse splits do, and how to read very large multiples.

Ex-dividend, record & payment dates explained

The four dividend dates — declaration, ex-dividend, record, payment — and the rule that decides whether you receive the next payout based on when you bought the share.

Valuation & fundamentals

P/E ratio explained: trailing vs forward, normal ranges

P/E ratio explained: the formula, trailing vs forward multiples, typical sector ranges, and why a high P/E is not automatically overvaluation.

EPS explained: basic vs diluted earnings per share

How earnings per share is calculated, why analysts focus on diluted EPS, the role of preferred dividends, and how share buybacks lift EPS without changing the business.

Gross, operating & net profit margin explained

The three profit margins — gross, operating, net — what each excludes, the formulas, why industry-typical ranges differ, and how margin differs from markup.

SG&A expense explained: selling, general & administrative

What selling, general & administrative (SG&A) includes on the income statement, the SG&A-to-revenue ratio for peer comparison, and how SG&A differs from COGS and R&D.

Market capitalization explained: small to mega cap

Market capitalization: formula, size buckets (small to mega), free-float vs full cap, enterprise value difference, and the trillion-dollar club.

Returns & market mechanics

Total return vs price return explained

Why dividends compound over decades, the difference between split-adjusted and dividend-adjusted closes, and why long-horizon return numbers diverge so dramatically.

Compound annual growth rate (CAGR) explained

CAGR formula, why CAGR is not the same as arithmetic average return, the link to the Rule of 72, and reference points for long-run market and economic growth.

Daily green & red streaks explained

How a session is classified as green, red or neutral, why we use a ±0.01% dead zone on dividend-adjusted returns, and what streaks do and do not measure.