Arrow Financial (AROW) Dividend Forecast & DRIP Calculator

Project future dividend income from Arrow Financial (AROW) based on its 2.5% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

Investment, stock price, and share count are tied together (investment = shares × price). Editing one updates the others so they stay in sync.

Default reflects historical 5Y CAGR (~2.5%).

Initial dividend yield
3.647%

Based on current price and annual dividend.

%

Results After 10 Years

Total Portfolio Value

$2,162.04116.2%

Annual Dividend Income

$53.8960.1%

Monthly Dividend Income

$4.4960.1%

Yield on Cost

5.39%

Total Return Breakdown

$2,162 (+116.2%)

Initial Investment

$1,000

46.3%

Additional Investments

$0

0.0%

Dividends

$425

19.7%

Stock Price Growth

$737

34.1%

Growth Projections

Total Portfolio Value ($)

Annual Dividend Income ($)

Monthly Dividend Income ($)

Yield on Cost (%)

Detailed Projections

  • Year 0

    Portfolio value
    $1,000.00
    Shares
    27.45
    Annual DPS
    $1.1600
    Annual dividend
    $31.84
    Yield on cost
    3.18%
    Stock price
    $36.43
    Total profit
    $0.00
  • Year 1

    Portfolio value
    $1,083.63
    Shares
    28.33
    Annual DPS
    $1.1885
    Annual dividend
    $33.67
    Yield on cost
    3.37%
    Annual investment
    $33.02
    Stock price
    $38.25
    Total profit
    $83.63
  • Year 2

    Portfolio value
    $1,173.36
    Shares
    29.21
    Annual DPS
    $1.2178
    Annual dividend
    $35.58
    Yield on cost
    3.56%
    Annual investment
    $34.90
    Stock price
    $40.16
    Total profit
    $173.36
  • Year 3

    Portfolio value
    $1,269.57
    Shares
    30.10
    Annual DPS
    $1.2477
    Annual dividend
    $37.56
    Yield on cost
    3.76%
    Annual investment
    $36.87
    Stock price
    $42.17
    Total profit
    $269.57
  • Year 4

    Portfolio value
    $1,372.69
    Shares
    31.00
    Annual DPS
    $1.2784
    Annual dividend
    $39.63
    Yield on cost
    3.96%
    Annual investment
    $38.92
    Stock price
    $44.28
    Total profit
    $372.69
  • Year 5

    Portfolio value
    $1,483.13
    Shares
    31.90
    Annual DPS
    $1.3099
    Annual dividend
    $41.78
    Yield on cost
    4.18%
    Annual investment
    $41.05
    Stock price
    $46.49
    Total profit
    $483.13
  • Year 6

    Portfolio value
    $1,601.35
    Shares
    32.80
    Annual DPS
    $1.3421
    Annual dividend
    $44.02
    Yield on cost
    4.40%
    Annual investment
    $43.27
    Stock price
    $48.82
    Total profit
    $601.35
  • Year 7

    Portfolio value
    $1,727.83
    Shares
    33.71
    Annual DPS
    $1.3751
    Annual dividend
    $46.35
    Yield on cost
    4.64%
    Annual investment
    $45.57
    Stock price
    $51.26
    Total profit
    $727.83
  • Year 8

    Portfolio value
    $1,863.08
    Shares
    34.61
    Annual DPS
    $1.4089
    Annual dividend
    $48.77
    Yield on cost
    4.88%
    Annual investment
    $47.97
    Stock price
    $53.82
    Total profit
    $863.08
  • Year 9

    Portfolio value
    $2,007.63
    Shares
    35.52
    Annual DPS
    $1.4436
    Annual dividend
    $51.28
    Yield on cost
    5.13%
    Annual investment
    $50.46
    Stock price
    $56.51
    Total profit
    $1,007.63
  • Year 10

    Portfolio value
    $2,162.04
    Shares
    36.43
    Annual DPS
    $1.4791
    Annual dividend
    $53.89
    Yield on cost
    5.39%
    Annual investment
    $53.05
    Stock price
    $59.34
    Total profit
    $1,162.04

Projected dividend income: DRIP vs no DRIP

Final-year advantageExtra income +$13.29 (32.7% vs no DRIP)Without DRIPWith DRIP
Projected dividend income: DRIP vs no DRIP
YearWithout DRIP ($)With DRIP ($)
132.6333.67
233.4335.58
334.2537.56
435.0939.63
535.9641.78
636.8444.02
737.7546.35
838.6848.77
939.6351.28
1040.6053.89

How much do you need?

How much do you need to invest to reach your dividend income goal?

Frequently asked questions

How much dividend income will Arrow Financial pay in 10 years?

Based on a $1,000 investment with 2.5% annual dividend growth, Arrow Financial (AROW) could generate $53.89/year in dividend income after 10 years (with DRIP enabled).

What is Arrow Financial's projected dividend growth rate?

Arrow Financial (AROW) has grown its dividend at a 2.5% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.

How does DRIP work with Arrow Financial dividends?

DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional Arrow Financial shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.

How much do I need to invest in Arrow Financial to make $1,000/month in dividends?

At Arrow Financial's current yield of 3.65%, you would need a lump-sum investment of approximately $329,065 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.

Are these dividend projections guaranteed?

No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.