How The Hartford (HIG) Makes Money: A Visual Guide

The Hartford (HIG) generated $28.34B in revenue (TTM through Q4 2025), earning $3.84B in net profit (13.5% margin). Below is an interactive breakdown of how revenue flows through the income statement.

The Hartford (HIG) Income Statement Flow

Frequently asked questions

How much revenue does The Hartford (HIG) generate?

The Hartford (HIG) generated $28.34B in total revenue for TTM through Q4 2025 with a net profit margin of 13.5%.

What is The Hartford (HIG) gross profit margin?

The Hartford (HIG) reported a gross profit margin of 46.2% for TTM through Q4 2025, equivalent to $13.10B in gross profit. This means The Hartford retains 46.2% of each revenue unit after direct costs of production.

What is The Hartford (HIG) operating profit margin?

The Hartford (HIG) reported an operating profit margin of 16.8% for TTM through Q4 2025, equivalent to $4.76B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is The Hartford (HIG) net profit margin?

The Hartford (HIG) reported a net profit margin of 13.5% for TTM through Q4 2025, equivalent to $3.84B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does The Hartford (HIG) spend on capital expenditures?

The Hartford (HIG) spent $169.00M on capital expenditures in TTM through Q4 2025 (0.6% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is The Hartford (HIG) free cash flow?

The Hartford (HIG) generated $5.75B in free cash flow for TTM through Q4 2025 (20.3% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is The Hartford (HIG) effective tax rate?

The Hartford (HIG) had an effective tax rate of 19.4% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

About this data

What is a Sankey diagram?
A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?
Based on company filings through TTM through Q4 2025.