SoFi Technologies (SOFI) Stock Buyback History
TTM buyback yield 0.23% · Shareholder yield (TTM) 0.23%.
TTM buyback yield
0.23%
Shareholder yield (TTM)
0.23%
5Y share count change
977.7%
TTM buyback spend
$46.87M
SBC coverage (TTM)
0.24x
YoY change in spend
N/A
5Y CAGR of spend
+338.7%
Peak year (2021)
$283.38M
Cumulative spend
$358.29M
TTM metrics calculated from the four most recent reported quarters, ending (reported ).
Key takeaways
- SoFi Technologies (SOFI) repurchased about $46.87M of stock over the trailing twelve months.
- Diluted share count is up 977.7% over the last ~5 fiscal years — equity issuance and stock-based compensation are outpacing repurchases.
- TTM buyback ÷ stock-based-comp ratio of 0.24× — repurchases only partially offset SBC dilution.
- Cash buyback spend has compounded at +338.7% per year over the latest 5-year window.
Buyback context per fiscal year
Annual repurchases alongside stock-based compensation, diluted share count and the year-over-year change — useful for SBC-coverage and dilution-offset reading at a glance.
| Year | Buybacks | SBC | Net | Shares (dil.) | YoY shares | Buyback yield |
|---|---|---|---|---|---|---|
| 2025 | $64.99M | $262.06M | −$197.07M | 1.25B | 13.7% | 0.20% |
| 2024 | $0.00 | $246.15M | −$246.15M | 1.10B | 16.5% | — |
| 2023 | $0.00 | $271.22M | −$271.22M | 0.95B | 4.9% | — |
| 2022 | $0.00 | $305.99M | −$305.99M | 0.90B | 71.0% | — |
| 2021 | $283.38M | $239.01M | $44.37M | 0.53B | 353.5% | 2.20% |
| 2020 | $40.00K | $99.87M | −$99.83M | 0.12B | 0.0% | 0.00% |
| 2019 | $8.80M | $61.42M | −$52.62M | 0.12B | 0.0% | 2.32% |
| 2018 | $0.00 | $43.46M | −$43.46M | 0.12B | 214.1% | — |
| 2017 | $1.08M | $39.78M | −$38.70M | 0.04B | — | — |
Cash buyback spend (USD) — annual & quarterly history
Trailing-twelve-month and per-period cash repurchases for SoFi Technologies (SOFI) from the consolidated cash flow statement (line: common stock repurchased), in USD as filed.
Cash buyback spend over time for SoFi Technologies (SOFI)
Per-period cash repurchases
Cash buyback spend annual + quarterly history for SoFi Technologies (SOFI)
| Fiscal year | Period ended | Reported | Buyback Spend | YoY | YoY change |
|---|---|---|---|---|---|
| 2025 | $64.99M | — | +$64.99M | ||
| 2024 | $0 | — | $0 | ||
| 2023 | $0 | — | $0 | ||
| 2022 | $0 | -100.0% | -$283.38M | ||
| 2021 | $283.38M | +708362.5% | +$283.35M | ||
| 2020 | $40,000 | -99.5% | -$8.76M | ||
| 2019 | $8.80M | — | +$8.80M | ||
| 2018 | $0 | -100.0% | -$1.08M | ||
| 2017 | $1.08M | — | — |
In 2025, SoFi Technologies (SOFI) buyback spend totalled $64.99M.
Across 2020–2025 (5 years), SoFi Technologies buyback spend produced a CAGR of +338.7% – with the latest reading among the more recent periods of the dataset.
SoFi Technologies buyback spend plunged from $283.38M in 2021 to $64.99M in 2025, a 77.1% drawdown.
Across the available history, buyback spend reached its high of $283.38M in 2021 and its low of $0 in 2018.
SoFi Technologies (SOFI) sits 8th of 8 Financial Services peers we track on this metric, against a peer median of $12.87B.
SoFi Technologies Buyback Spend 2025: $64.99M
SoFi Technologies buyback spend in 2025 was $64.99M.
SoFi Technologies Buyback Spend 2024: $0
SoFi Technologies buyback spend in 2024 was $0.
SoFi Technologies Buyback Spend 2023: $0
SoFi Technologies buyback spend in 2023 was $0.
SoFi Technologies Buyback Spend 2022: $0
SoFi Technologies buyback spend in 2022 was $0, plunged 100.0% below 2021.
SoFi Technologies Buyback Spend 2021: $283.38M
SoFi Technologies buyback spend in 2021 was $283.38M.
See more financial history for SoFi Technologies (SOFI).
Sector peers by buyback spend
Companies in the same sector as SoFi Technologies, ranked by their latest buyback spend.
| Company | Buyback Spend | Sector |
|---|---|---|
| JPMorgan Chase (JPM) | $34.59B | Financial Services |
| Bank of America (BAC) | $21.43B | Financial Services |
| Wells Fargo (WFC) | $19.52B | Financial Services |
| Visa (V) | $13.39B | Financial Services |
| Goldman Sachs (GS) | $12.36B | Financial Services |
| Mastercard (MA) | $11.73B | Financial Services |
| Morgan Stanley (MS) | $5.83B | Financial Services |
| Berkshire Hathaway (BRK-B) | $0 | Financial Services |
Share count history
Diluted weighted-average shares drive the EPS denominator and per-share capital-return maths. A falling diluted share count means buybacks are outpacing dilution from stock-based compensation and option exercises.
Diluted vs basic shares (annual)
Year-over-year change in diluted shares
Green is fewer shares vs the prior fiscal year (net repurchase); red is growth (dilution). The earliest year shown has no prior year to compare.
Dividend & buyback yield over time
Stacked annual yields — buyback yield (TTM cash repurchases ÷ market cap) plus dividend yield from the same fiscal-year-end key-metrics period — show how total cash return per dollar of equity has evolved.
Buybacks vs stock-based compensation
Annual cash repurchases set against stock-based compensation. Coverage above 1× means buybacks fully offset the equity dilution from SBC. TTM coverage: 0.24×.
Capital allocation mix
How SoFi Technologies splits cash returned to shareholders between dividends and buybacks, plus the headroom on free cash flow that's still available for additional repurchases.
Buybacks vs dividends (share of cash returned)
Buyback capacity (TTM)
Free cash flow minus dividends paid versus actual TTM repurchases — the headroom bar shows how much of post-dividend FCF is still being deployed elsewhere.
Headroom $0.00 (TTM FCF − TTM dividends, clamped at zero).
Data & methodology
Where do buyback, dividend and compensation figures come from?
Cash buyback spend (common stock repurchased), dividends paid and stock-based compensation come from SoFi Technologies's consolidated cash flow statements — quarterly 10-Q and annual 10-K SEC filings, in USD as reported.
How are diluted shares and yields calculated?
Diluted weighted-average share counts come from the income statement (EPS denominator). Trailing twelve-month (TTM) aggregates sum the four most recent reported quarters. Buyback and dividend yields divide TTM cash flows by market capitalisation at the latest quarter-end.
How is buyback capacity defined?
Capacity compares TTM repurchases to free cash flow after dividends: operating cash flow minus capital expenditure, minus dividends paid, versus actual buybacks over the same trailing window.
Is this investment advice?
No. Figures are for informational and educational use only. Past buybacks and dividends do not predict future returns.
Frequently asked questions
Does SoFi Technologies buy back its own stock?
Yes, SoFi Technologies (SOFI) has repurchased shares in recent periods. See the history table and charts on this page for amounts and trends.
How much does SoFi Technologies spend on share buybacks?
Trailing twelve months (TTM) buyback spend is about $46.87M (sum of the last four quarterly cash-flow periods in our data). Figures are illustrative; verify in filings.
What is SoFi Technologies's buyback yield?
TTM buyback yield is about 0.23% (TTM buyback spend divided by market cap at the latest quarter-end in our data).
What is SoFi Technologies's shareholder yield?
Shareholder yield combines dividend yield and buyback yield. For the latest period we show approximately 0.23% combined (TTM-based where available).
Is SoFi Technologies diluting shareholders?
Compare stock-based compensation (SBC) to buybacks in the chart above. Net effect varies by year; see annual buyback vs SBC bars and the history table.
How has SoFi Technologies's share count changed?
Diluted weighted average shares changed by about 977.7% over roughly five fiscal years (annual income statement data).
What is SoFi Technologies's buyback spend?
Latest reported buyback spend for SoFi Technologies (SOFI) is $46.87M (period ending March 31, 2026).
What is the long-term growth rate of SoFi Technologies buyback spend?
SoFi Technologies (SOFI) buyback spend compound annual growth rate is +338.7% over the most recent 5 years available.
When did SoFi Technologies buyback spend hit its highest annual value?
SoFi Technologies buyback spend reached its highest annual value of $283.38M in 2021.
What was SoFi Technologies buyback spend in 2024?
SoFi Technologies (SOFI) buyback spend in 2024 was $0.
What was SoFi Technologies buyback spend in 2025?
SoFi Technologies (SOFI) buyback spend in 2025 was $64.99M.
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