How Westamerica Ban (WABC) Makes Money: A Visual Guide
Westamerica Ban (WABC) generated $271.84M in revenue (TTM through Q4 2025), earning $116.17M in net profit (42.7% margin). Its largest revenue source is Deposit Account (35.2% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Westamerica Ban (WABC) Income Statement Flow
Frequently asked questions
How does Westamerica Ban (WABC) make money?
- Westamerica Ban (WABC) primarily makes money through Deposit Account, which accounts for 35.2% of total revenue. For TTM through Q4 2025, Westamerica Ban generated $271.84M in total revenue with a net profit margin of 42.7%.
What is Westamerica Ban (WABC) gross profit margin?
- Westamerica Ban (WABC) reported a gross profit margin of 95.2% for TTM through Q4 2025, equivalent to $258.70M in gross profit. This means Westamerica Ban retains 95.2% of each revenue unit after direct costs of production.
What is Westamerica Ban (WABC) operating profit margin?
- Westamerica Ban (WABC) reported an operating profit margin of 57.6% for TTM through Q4 2025, equivalent to $156.69M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Westamerica Ban (WABC) net profit margin?
- Westamerica Ban (WABC) reported a net profit margin of 42.7% for TTM through Q4 2025, equivalent to $116.17M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Westamerica Ban (WABC) spend on capital expenditures?
- Westamerica Ban (WABC) spent $2.75M on capital expenditures in TTM through Q4 2025 (1.0% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Westamerica Ban (WABC) free cash flow?
- Westamerica Ban (WABC) generated $119.14M in free cash flow for TTM through Q4 2025 (43.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Westamerica Ban (WABC) effective tax rate?
- Westamerica Ban (WABC) had an effective tax rate of 25.9% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
Data & methodology
What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?
- Based on company filings through TTM through Q4 2025.
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