Westamerica Bancorporation (WABC) has touched its pre-ex close within 30 trading days in 95% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.32), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, WABC sits roughly in line with the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next ex-dividend date is estimated at Aug 3, 2026 (±1 day), based on the historical pattern; the company has not yet declared a dividend.
- Touch rate (30d)
- 95%in line with sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 0.32in line with sector
Recovery engine
TL;DR over the most recent 20 events.
| Metric | Value | vs sector |
|---|---|---|
| 30-day touch rate | 95% | in line with sector |
| Median days-to-touch | 1d | in line with sector |
| Signal-to-noise (div / ATR) | 0.32 | in line with sector |
| Avg gap on ex-date | -0.93% | -0.35pp vs sector |
| Win rate at MOC exit | 68% | — |
| Median drawdown during hold | -2.27% | +2.11pp vs sector |
| Best / worst touch (days) | 1 / 10 | — |
Next ex-dividend
Estimated from historical pattern ±1 day.
| Dividend | $0.48 |
| Per-event yield | 0.87% |
| Annualized yield | 3.43% |
| Previously paid | May 4, 2026 ($0.48) |
| Last record date | May 4, 2026 |
| Last payment date | May 15, 2026 |
WABC Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for Westamerica Bancorporation (WABC). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q2 | $0.48 | -1.41% | $55.26 | >30 | no | no | -2.57% | — | |
| Q1 | $0.46 | -0.38% | $50.58 | 1 | yes | yes | -1.90% | +3.78% | |
| Q4 | $0.46 | 0.21% | $47.65 | 1 | yes | yes | -2.20% | +2.27% | |
| Q3 | $0.46 | -0.59% | $47.32 | 1 | yes | yes | -1.04% | +1.56% | |
| Q2 | $0.46 | -1.49% | $49.61 | 4 | yes | yes | -3.37% | +2.34% | |
| Q1 | $0.44 | -3.07% | $51.76 | 4 | yes | yes | -4.83% | -1.74% | |
| Q4 | $0.44 | -0.80% | $51.50 | 2 | yes | yes | -3.38% | +14.52% | |
| Q3 | $0.44 | -5.19% | $50.68 | 10 | no | yes | -7.16% | -3.97% | |
| Q2 | $0.44 | 0.56% | $48.56 | 1 | yes | yes | -0.45% | +3.91% | |
| Q1 | $0.44 | -2.79% | $46.99 | 10 | no | yes | -6.75% | -3.09% | |
| Q4 | $0.44 | 0.00% | $48.32 | 1 | yes | yes | -4.24% | -1.95% | |
| Q3 | $0.44 | -0.16% | $49.04 | 1 | yes | yes | -6.89% | -0.73% | |
| Q2 | $0.42 | 1.03% | $37.73 | 1 | yes | yes | -2.33% | +0.98% | |
| Q1 | $0.42 | -0.84% | $55.99 | 1 | yes | yes | -1.54% | +1.61% | |
| Q4 | $0.42 | -0.21% | $60.55 | 1 | yes | yes | -0.51% | +2.43% | |
| Q3 | $0.42 | -1.09% | $58.93 | 1 | yes | yes | -1.36% | +2.56% | |
| Q2 | $0.42 | -0.89% | $58.68 | 3 | yes | yes | -3.87% | -1.41% | |
| Q1 | $0.42 | -0.57% | $58.07 | 1 | yes | yes | -1.64% | +2.74% | |
| Q4 | $0.42 | -0.05% | $55.96 | 1 | yes | yes | -0.05% | +2.77% | |
| Q3 | $0.41 | -0.80% | $56.46 | 1 | yes | yes | -1.91% | +2.66% |
- —
- +3.78%
- +2.27%
- +1.56%
- +2.34%
- -1.74%
- +14.52%
- -3.97%
- +3.91%
- -3.09%
- -1.95%
- -0.73%
- +0.98%
- +1.61%
- +2.43%
- +2.56%
- -1.41%
- +2.74%
- +2.77%
- +2.66%
WABC Pre-Ex Touch Time Distribution
First trading session whose intraday high reached the pre-ex close within the 30-day measurement window. td = trading days from ex-date.
| Touch window | Distribution | Count | Share |
|---|---|---|---|
| ≤ 1 day | 13 | 65% | |
| 2–3 days | 2 | 10% | |
| 4–5 days | 2 | 10% | |
| 6–10 days | 2 | 10% | |
| 11–30 days | 0 | 0% | |
| 30+ | 1 | 5% |
WABC Dividend Capture Calculator — After-Tax Yield
Pre-filled with WABC's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
U.S. ordinary-income rate (22-37%) applies on holds shorter than 61 days. Hold longer to qualify for the 0/15/20% qualified-dividend rate.
- Gross dividend
- $96.00
- After-tax dividend
- $62.40
- Slippage round-trip
- -$11.05
- Net if price returns to pre-ex
- +$51.35
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.46%
- Annual if all succeed
- ~23.4%
WABC Dividend Capture Backtest Simulator
Replay every historical WABC ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close, or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
19 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · WABC (19)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +0.73% | |
| +0.75% | |
| +0.72% | |
| +0.72% | |
| +0.71% | |
| +0.69% | |
| +0.75% | |
| +1.11% | |
| +0.90% | |
| +0.91% | |
| -3.09% | |
| +0.91% | |
| -3.97% | |
| +0.85% | |
| +0.85% | |
| +0.93% | |
| +0.97% | |
| +0.97% | |
| +0.91% |
Results are illustrative only and are not financial advice. Capture simulations use historical prices and simplified costs and tax assumptions. Actual fills, borrow fees, and market rules vary. Consult a qualified advisor before trading.