Which stock pays more dividends, Aflac or Cincinnati Financial?

Aflac currently offers a higher dividend yield at 2.01%. Aflac (AFL) yields 2.01% while Cincinnati Financial (CINF) yields 1.93%.

Is Aflac or Cincinnati Financial a better dividend growth investment?

Aflac has a faster 5-year dividend growth rate. Aflac (AFL) CAGR: 15.7%, Cincinnati Financial (CINF) CAGR: 7.7%. Higher growth means more income in the future.

Can I compare Aflac and Cincinnati Financial dividend income side by side?

Yes. Enter any investment amount above to see how much annual, monthly, and quarterly dividend income each stock would generate at current prices and yields.

Aflac vs Cincinnati Financial Dividend Comparison (AFL vs CINF)

Side-by-Side Metrics

Aflac (supplemental insurance, large Japan business) vs Cincinnati Financial (P&C insurance). Two insurance-sector Aristocrats—compare dividend yield and consistency.

MetricAFLCINF
CompanyAflacCincinnati Financial
Income
Current Yield2.01%1.93%
FrequencyQuarterlyQuarterly
Safety
Payout Ratio27.17%20.69%
FCF covers dividendPassPass
No dividend cuts (10Y)PassPass
FCF Payout RatioPassPass
Net Debt / EBITDAPassPass
Div growth vs. EPS (5Y)FailPass
Growth
Div Growth (5Y CAGR)15.68%7.71%
Consecutive Growth Years428
CCC classificationDividend ChampionDividend Challenger
Context
Chowder score17.7%9.6%
Yield zone (vs 5Y avg)FAIRSELL
Overall Score4 / 62 / 6

Metric	AFL	CINF
Company	Aflac	Cincinnati Financial
Income
Current Yield	2.01%	1.93%
Frequency	Quarterly	Quarterly
Safety
Payout Ratio	27.17%	20.69%
FCF covers dividend	Pass	Pass
No dividend cuts (10Y)	Pass	Pass
FCF Payout Ratio	Pass	Pass
Net Debt / EBITDA	Pass	Pass
Div growth vs. EPS (5Y)	Fail	Pass
Growth
Div Growth (5Y CAGR)	15.68%	7.71%
Consecutive Growth Years	42	8
CCC classification	Dividend Champion	Dividend Challenger
Context
Chowder score	17.7%	9.6%
Yield zone (vs 5Y avg)	FAIR	SELL
Overall Score	4 / 6	2 / 6

This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.

Income Comparison

How AFL and CINF payouts compare on a $10,000 position — annual total, per-payment cash, and smoothed monthly equivalent.

Metric	AFL	CINF
Annual income	$200.86	$193.37
Payment frequency	Quarterly (4×/yr)	Quarterly (4×/yr)
Per payment	$50.22	$48.34
Avg monthly	$16.74	$16.11

Dividend Growth

Historical compound annual growth of dividends per share. Bars use one scale across all periods.

Frequently asked questions

Comparison

Dividend comparisons — curated pairs

Browse more side-by-side dividend comparisons on popular stocks and Dividend Aristocrats

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Aflac (AFL) vs Cincinnati Financial (CINF) Dividend Tools & Insights

Per-company dividend calculators and forecasts — click any row to explore.

Aflac (AFL)

Cincinnati Financial (CINF)