Current Yield
1.91%
TTM Dividend/Share
$3.62
Payment Frequency
Quarterly
Payout Ratio
20.7%
Consecutive Growth Years
8 (Dividend Challenger)
Key takeaways
- Dividend Challenger — Cincinnati Financial (CINF) has raised its dividend for 8 consecutive years.
- Cincinnati Financial (CINF) currently yields 1.91%, paying $3.62 per share over the trailing twelve months, distributed quarterly.
- Payout ratio is 20.7% — the share of earnings distributed as dividends.
- 7 of 8 dividend safety checks passed.
- 5-year dividend CAGR of 7.71%.
Dividend yield valuation for Cincinnati Financial (CINF)
Current dividend yield vs its own 1Y / 3Y / 5Y historical averages — a rough valuation signal.
Valuation zone | Below average — potentially overvalued |
Current yield (now) | 1.91% |
1-year average yield | 2.04%now 0.13 pp below |
3-year average yield | 2.33%now 0.42 pp below |
5-year average yield | 2.35%now 0.44 pp below |
CINF: a yield above its history can signal value (or risk); below can signal a rich price. One valuation signal among many — review fundamentals before investing.
Dividend health for Cincinnati Financial (CINF)
Cash-flow, leverage and returns metrics that signal whether the dividend is well-covered and sustainable.
Chowder score | 9.6% |
FCF payout ratio | 3.9% |
Net debt / EBITDA | -0.1x |
Interest coverage | 46.14x |
ROIC (TTM) | 17.4% |
Dividend safety score for Cincinnati Financial (CINF)
Checks covering payout coverage, free-cash-flow support, leverage and dividend-growth durability.
7 of 8 checks passed
Payout ratio below 75%
Payout ratio is 20.7%, well below the 75% threshold.
Free cash flow covers dividend
TTM FCF after dividends is $2.9B — FCF fully covers the payout.
No dividend cuts in 10+ years
No dividend cuts in the last 10 years.
Positive earnings growth trend
Earnings per share have grown over the past 5 years.
10+ years of consecutive growth
Only 8 consecutive year(s) of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 3.9%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is -0.1x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (7.7%) ≤ EPS growth (14.8%) — sustainable.
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Per-payment dividend history
169 payments from 1984 to 2026 · Adj. Dividend is split-adjusted
| Jun 23, 2026 | Jul 15, 2026 | $0.9400 | $0.9400 |
| Mar 24, 2026 | Apr 15, 2026 | $0.9400 | $0.9400 |
| Dec 22, 2025 | Jan 15, 2026 | $0.8700 | $0.8700 |
| Sep 22, 2025 | Oct 15, 2025 | $0.8700 | $0.8700 |
| Jun 23, 2025 | Jul 15, 2025 | $0.8700 | $0.8700 |
| Mar 24, 2025 | Apr 15, 2025 | $0.8700 | $0.8700 |
| Dec 19, 2024 | Jan 15, 2025 | $0.8100 | $0.8100 |
| Sep 17, 2024 | Oct 15, 2024 | $0.8100 | $0.8100 |
| Jun 18, 2024 | Jul 15, 2024 | $0.8100 | $0.8100 |
| Mar 18, 2024 | Apr 15, 2024 | $0.8100 | $0.8100 |
| Dec 18, 2023 | Jan 16, 2024 | $0.7500 | $0.7500 |
| Sep 15, 2023 | Oct 16, 2023 | $0.7500 | $0.7500 |
- Jun 23, 2026$0.9400
- Mar 24, 2026$0.9400
- Dec 22, 2025$0.8700
- Sep 22, 2025$0.8700
- Jun 23, 2025$0.8700
- Mar 24, 2025$0.8700
- Dec 19, 2024$0.8100
- Sep 17, 2024$0.8100
- Jun 18, 2024$0.8100
- Mar 18, 2024$0.8100
- Dec 18, 2023$0.7500
- Sep 15, 2023$0.7500
Historical dividend yield for Cincinnati Financial (CINF)
Mean trailing dividend yield using one ratio snapshot per calendar year.Mean yield1Y: 2.04%5Y: 2.35%10Y: 2.48%
Dividend per share for Cincinnati Financial (CINF)
CAGR (per year)1Y: 7.41%5Y: 7.71%10Y: 4.23%→ Stable
| Year | Total ($/share) | Payments |
|---|---|---|
| 1984 | $0.18 | 1 |
| 1985 | $0.52 | 4 |
| 1986 | $0.36 | 4 |
| 1987 | $0.14 | 4 |
| 1988 | $0.16 | 4 |
| 1989 | $0.20 | 4 |
| 1990 | $0.22 | 4 |
| 1991 | $0.25 | 4 |
| 1992 | $0.28 | 4 |
| 1993 | $0.31 | 4 |
| 1994 | $0.35 | 4 |
| 1995 | $0.32 | 4 |
| 1996 | $0.37 | 4 |
| 1997 | $0.50 | 4 |
| 1998 | $0.55 | 4 |
| 1999 | $0.62 | 4 |
| 2000 | $0.69 | 4 |
| 2001 | $0.76 | 4 |
| 2002 | $0.81 | 4 |
| 2003 | $0.91 | 4 |
| 2004 | $1.04 | 4 |
| 2005 | $1.21 | 4 |
| 2006 | $1.34 | 4 |
| 2007 | $1.42 | 4 |
| 2008 | $1.56 | 4 |
| 2009 | $1.57 | 4 |
| 2010 | $1.59 | 4 |
| 2011 | $1.60 | 4 |
| 2012 | $1.62 | 4 |
| 2013 | $1.65 | 4 |
| 2014 | $1.76 | 4 |
| 2015 | $2.30 | 5 |
| 2016 | $1.92 | 4 |
| 2017 | $2.50 | 5 |
| 2018 | $2.12 | 4 |
| 2019 | $2.24 | 4 |
| 2020 | $2.40 | 4 |
| 2021 | $2.52 | 4 |
| 2022 | $2.76 | 4 |
| 2023 | $3.00 | 4 |
| 2024 | $3.24 | 4 |
| 2025 | $3.48 | 4 |
| 2026 | $1.88 | 2 |
Dividend growth for Cincinnati Financial (CINF)
Year-over-year change in total annual dividend per share (split-adjusted, by ex-dividend year). Green is an increase, red a cut.
Dividend Increase Track Record
Year-over-year change in total annual DPS (dividends per share, split-adjusted), based on ex-dividend date.
| 2026 | $3.4800 | — | — |
| 2025 | $3.2400 | $3.4800 | +7.4% |
| 2024 | $3.0000 | $3.2400 | +8.0% |
| 2023 | $2.7600 | $3.0000 | +8.7% |
| 2022 | $2.5200 | $2.7600 | +9.5% |
| 2021 | $2.4000 | $2.5200 | +5.0% |
| 2020 | $2.2400 | $2.4000 | +7.1% |
| 2019 | $2.1200 | $2.2400 | +5.7% |
| 2018 | $2.5000 | $2.1200 | -15.2% |
| 2017 | $1.9200 | $2.5000 | +30.2% |
| 2016 | $2.3000 | $1.9200 | -16.5% |
| 2015 | $1.7600 | $2.3000 | +30.7% |
| 2014 | $1.6540 | $1.7600 | +6.4% |
| 2013 | $1.6195 | $1.6540 | +2.1% |
| 2012 | $1.6050 | $1.6195 | +0.9% |
| 2011 | $1.5900 | $1.6050 | +0.9% |
| 2010 | $1.5700 | $1.5900 | +1.3% |
| 2009 | $1.5600 | $1.5700 | +0.6% |
| 2008 | $1.4200 | $1.5600 | +9.9% |
| 2007 | $1.3400 | $1.4200 | +6.0% |
| 2006 | $1.2055 | $1.3400 | +11.2% |
| 2005 | $1.0351 | $1.2055 | +16.5% |
| 2004 | $0.9070 | $1.0351 | +14.1% |
| 2003 | $0.8091 | $0.9070 | +12.1% |
| 2002 | $0.7619 | $0.8091 | +6.2% |
| 2001 | $0.6894 | $0.7619 | +10.5% |
| 2000 | $0.6168 | $0.6894 | +11.8% |
| 1999 | $0.5527 | $0.6168 | +11.6% |
| 1998 | $0.4958 | $0.5527 | +11.5% |
| 1997 | $0.3695 | $0.4958 | +34.2% |
| 1996 | $0.3219 | $0.3695 | +14.8% |
| 1995 | $0.3510 | $0.3219 | -8.3% |
| 1994 | $0.3071 | $0.3510 | +14.3% |
| 1993 | $0.2834 | $0.3071 | +8.4% |
| 1992 | $0.2486 | $0.2834 | +14.0% |
| 1991 | $0.2230 | $0.2486 | +11.5% |
| 1990 | $0.1974 | $0.2230 | +13.0% |
| 1989 | $0.1609 | $0.1974 | +22.7% |
| 1988 | $0.1389 | $0.1609 | +15.8% |
| 1987 | $0.3594 | $0.1389 | -61.3% |
| 1986 | $0.5160 | $0.3594 | -30.3% |
| 1985 | — | $0.5160 | — |
- 2026—
- 2025$3.4800
- 2024$3.2400
- 2023$3.0000
- 2022$2.7600
- 2021$2.5200
- 2020$2.4000
- 2019$2.2400
- 2018$2.1200
- 2017$2.5000
- 2016$1.9200
- 2015$2.3000
- 2014$1.7600
- 2013$1.6540
- 2012$1.6195
- 2011$1.6050
- 2010$1.5900
- 2009$1.5700
- 2008$1.5600
- 2007$1.4200
- 2006$1.3400
- 2005$1.2055
- 2004$1.0351
- 2003$0.9070
- 2002$0.8091
- 2001$0.7619
- 2000$0.6894
- 1999$0.6168
- 1998$0.5527
- 1997$0.4958
- 1996$0.3695
- 1995$0.3219
- 1994$0.3510
- 1993$0.3071
- 1992$0.2834
- 1991$0.2486
- 1990$0.2230
- 1989$0.1974
- 1988$0.1609
- 1987$0.1389
- 1986$0.3594
- 1985$0.5160
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Frequently asked questions
Comparison
Cincinnati Financial (CINF) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation