How does Assurant (AIZ) make money?

Assurant (AIZ) primarily makes money through Global Lifestyle, which accounts for 77.4% of total revenue. For TTM through Q4 2025, Assurant generated $12.81B in total revenue with a net profit margin of 6.8%.

What is Assurant (AIZ) gross profit margin?

Assurant (AIZ) reported a gross profit margin of 77.2% for TTM through Q4 2025, equivalent to $9.89B in gross profit. This means Assurant retains 77.2% of each revenue unit after direct costs of production.

What is Assurant (AIZ) operating profit margin?

Assurant (AIZ) reported an operating profit margin of 8.5% for TTM through Q4 2025, equivalent to $1.09B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Assurant (AIZ) net profit margin?

Assurant (AIZ) reported a net profit margin of 6.8% for TTM through Q4 2025, equivalent to $872.70M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does Assurant (AIZ) spend on capital expenditures?

Assurant (AIZ) spent $235.50M on capital expenditures in TTM through Q4 2025 (1.8% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is Assurant (AIZ) free cash flow?

Assurant (AIZ) generated $1.60B in free cash flow for TTM through Q4 2025 (12.5% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Assurant (AIZ) effective tax rate?

Assurant (AIZ) had an effective tax rate of 19.7% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

How Assurant (AIZ) Makes Money: A Visual Guide

Assurant (AIZ) generated $12.81B in revenue, earning $872.70M in net profit (6.8% margin). Its largest revenue source is Global Lifestyle (77.4% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

Assurant (AIZ) Income Statement Flow — TTM through Q4 2025

Calculated from the four most recent reported quarters, ending December 31, 2025 (reported February 19, 2026).

Frequently asked questions

How does Assurant (AIZ) make money?: Assurant (AIZ) primarily makes money through Global Lifestyle, which accounts for 77.4% of total revenue. For TTM through Q4 2025, Assurant generated $12.81B in total revenue with a net profit margin of 6.8%.
What is Assurant (AIZ) gross profit margin?: Assurant (AIZ) reported a gross profit margin of 77.2% for TTM through Q4 2025, equivalent to $9.89B in gross profit. This means Assurant retains 77.2% of each revenue unit after direct costs of production.
What is Assurant (AIZ) operating profit margin?: Assurant (AIZ) reported an operating profit margin of 8.5% for TTM through Q4 2025, equivalent to $1.09B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Assurant (AIZ) net profit margin?: Assurant (AIZ) reported a net profit margin of 6.8% for TTM through Q4 2025, equivalent to $872.70M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Assurant (AIZ) spend on capital expenditures?: Assurant (AIZ) spent $235.50M on capital expenditures in TTM through Q4 2025 (1.8% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Assurant (AIZ) free cash flow?: Assurant (AIZ) generated $1.60B in free cash flow for TTM through Q4 2025 (12.5% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Assurant (AIZ) effective tax rate?: Assurant (AIZ) had an effective tax rate of 19.7% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?: A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?: We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?: Based on company filings through TTM through Q4 2025.