Community Bank System (CBU) Dividend History & Yield
Dividend ChallengerCommunity Bank System (CBU) has increased its dividend for 9 consecutive years and currently yields 2.95%. The most recent dividend was $0.4700/share on Apr 10, 2026, paid Quarterly.
Current Yield
2.95%
TTM Dividend/Share
$1.87
Payment Frequency
Quarterly
Payout Ratio
45.4%
Consecutive Growth Years
9 (Dividend Challenger)
Div Growth (1Y CAGR)
2.20%
Div Growth (5Y CAGR)
2.30%
Div Growth (10Y CAGR)
1.08%
CBU: compare the "Now" marker to the 1Y / 3Y / 5Y averages on the scale. One valuation signal among many — review fundamentals before investing.
Dividend health
Chowder score
5.3%
FCF payout ratio
11.0%
Net debt / EBITDA
0.2x
Interest coverage
1.50x
ROIC (TTM)
13.3%
Dividend Safety Score
6 out of 8 checks passed
Payout ratio below 75%
Payout ratio is 45.4%, well below the 75% threshold.
Free cash flow covers dividend
FCF/share ($4.43) covers dividend/share ($1.87).
No dividend cuts in 10+ years
1 dividend cut(s) in the last 10 years.
Positive earnings growth trend
Earnings per share have grown over the past 5 years.
10+ years of consecutive growth
Only 9 consecutive year(s) of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 11.0%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is 0.2x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (2.3%) ≤ EPS growth (4.2%) — sustainable.
Per-payment dividend history
Ex-date Jun 15, 2026
- Payment date
- Jul 10, 2026
- Dividend
- $0.4700
- Adj. dividend
- $0.4700
Ex-date Mar 16, 2026
- Payment date
- Apr 10, 2026
- Dividend
- $0.4700
- Adj. dividend
- $0.4700
Ex-date Dec 12, 2025
- Payment date
- Jan 12, 2026
- Dividend
- $0.4700
- Adj. dividend
- $0.4700
Ex-date Sep 12, 2025
- Payment date
- Oct 10, 2025
- Dividend
- $0.4700
- Adj. dividend
- $0.4700
Ex-date Jun 13, 2025
- Payment date
- Jul 10, 2025
- Dividend
- $0.4600
- Adj. dividend
- $0.4600
Ex-date Mar 14, 2025
- Payment date
- Apr 10, 2025
- Dividend
- $0.4600
- Adj. dividend
- $0.4600
Ex-date Dec 13, 2024
- Payment date
- Jan 10, 2025
- Dividend
- $0.4600
- Adj. dividend
- $0.4600
Ex-date Sep 13, 2024
- Payment date
- Oct 10, 2024
- Dividend
- $0.4600
- Adj. dividend
- $0.4600
Ex-date Jun 14, 2024
- Payment date
- Jul 10, 2024
- Dividend
- $0.4500
- Adj. dividend
- $0.4500
Ex-date Mar 14, 2024
- Payment date
- Apr 10, 2024
- Dividend
- $0.4500
- Adj. dividend
- $0.4500
Ex-date Dec 14, 2023
- Payment date
- Jan 10, 2024
- Dividend
- $0.4500
- Adj. dividend
- $0.4500
Ex-date Sep 14, 2023
- Payment date
- Oct 10, 2023
- Dividend
- $0.4500
- Adj. dividend
- $0.4500
| Ex-Date | Payment Date | Dividend | Adj. Dividend |
|---|---|---|---|
| Jun 15, 2026 | Jul 10, 2026 | $0.4700 | $0.4700 |
| Mar 16, 2026 | Apr 10, 2026 | $0.4700 | $0.4700 |
| Dec 12, 2025 | Jan 12, 2026 | $0.4700 | $0.4700 |
| Sep 12, 2025 | Oct 10, 2025 | $0.4700 | $0.4700 |
| Jun 13, 2025 | Jul 10, 2025 | $0.4600 | $0.4600 |
| Mar 14, 2025 | Apr 10, 2025 | $0.4600 | $0.4600 |
| Dec 13, 2024 | Jan 10, 2025 | $0.4600 | $0.4600 |
| Sep 13, 2024 | Oct 10, 2024 | $0.4600 | $0.4600 |
| Jun 14, 2024 | Jul 10, 2024 | $0.4500 | $0.4500 |
| Mar 14, 2024 | Apr 10, 2024 | $0.4500 | $0.4500 |
| Dec 14, 2023 | Jan 10, 2024 | $0.4500 | $0.4500 |
| Sep 14, 2023 | Oct 10, 2023 | $0.4500 | $0.4500 |
Historical Dividend Yield
Dividend Growth
Dividend Increase Track Record
Community Bank System has raised its total annual dividend (split-adjusted, by ex-dividend calendar year) versus the prior year for 9 consecutive years — the same figure as the "Consecutive Growth Years" card above.
| Year | Previous DPS | New DPS | Change |
|---|---|---|---|
| 2026 | $1.8600 | — | — |
| 2025 | $1.8200 | $1.8600 | +2.2% |
| 2024 | $1.7800 | $1.8200 | +2.2% |
| 2023 | $1.7400 | $1.7800 | +2.3% |
| 2022 | $1.7000 | $1.7400 | +2.4% |
| 2021 | $1.6600 | $1.7000 | +2.4% |
| 2020 | $1.5800 | $1.6600 | +5.1% |
| 2019 | $1.4400 | $1.5800 | +9.7% |
| 2018 | $1.3200 | $1.4400 | +9.1% |
| 2017 | $1.7600 | $1.3200 | -25.0% |
| 2016 | $1.6700 | $1.7600 | +5.4% |
| 2015 | $1.1600 | $1.6700 | +44.0% |
| 2014 | $1.1000 | $1.1600 | +5.5% |
| 2013 | $1.0600 | $1.1000 | +3.8% |
| 2012 | $1.0000 | $1.0600 | +6.0% |
| 2011 | $0.9400 | $1.0000 | +6.4% |
| 2010 | $0.8800 | $0.9400 | +6.8% |
| 2009 | $0.8600 | $0.8800 | +2.3% |
| 2008 | $0.8200 | $0.8600 | +4.9% |
| 2007 | $0.7800 | $0.8200 | +5.1% |
| 2006 | $0.7400 | $0.7800 | +5.4% |
| 2005 | $0.6800 | $0.7400 | +8.8% |
| 2004 | $0.6100 | $0.6800 | +11.5% |
| 2003 | $0.5600 | $0.6100 | +8.9% |
| 2002 | $0.6750 | $0.5600 | -17.0% |
| 2001 | $0.5200 | $0.6750 | +29.8% |
| 2000 | $0.4800 | $0.5200 | +8.3% |
| 1999 | $0.4300 | $0.4800 | +11.6% |
| 1998 | $0.3350 | $0.4300 | +28.4% |
| 1997 | $0.3450 | $0.3350 | -2.9% |
| 1996 | $0.3075 | $0.3450 | +12.2% |
| 1995 | $0.2650 | $0.3075 | +16.0% |
| 1994 | $0.2500 | $0.2650 | +6.0% |
| 1993 | $0.2250 | $0.2500 | +11.1% |
| 1992 | $0.1900 | $0.2250 | +18.4% |
| 1991 | $0.7600 | $0.1900 | -75.0% |
| 1990 | $0.7600 | $0.7600 | 0.0% |
| 1989 | $0.7600 | $0.7600 | 0.0% |
| 1988 | $0.7600 | $0.7600 | 0.0% |
| 1987 | $0.8760 | $0.7600 | -13.2% |
| 1986 | — | $0.8760 | — |
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Cash dividends paid (USD) — TTM and history
Trailing-twelve-month and annual common dividends paid for Community Bank System (CBU) from the consolidated cash flow statement, in USD as filed.
Latest period
$98.11M
YoY change
+1.9%
5Y CAGR
+2.3%
Peak year (2025)
$97.56M
Latest annual
$97.56M
Cash dividends paid over time for Community Bank System (CBU)
Per-period cash dividends paid
Cash dividends paid annual + quarterly history for Community Bank System (CBU)
| Fiscal year | Period ended | Reported | Dividends Paid | YoY | YoY change |
|---|---|---|---|---|---|
| 2025 | $97.56M | +1.9% | +$1.78M | ||
| 2024 | $95.78M | +0.7% | +$675,000 | ||
| 2023 | $95.10M | +1.8% | +$1.72M | ||
| 2022 | $93.39M | +2.6% | +$2.34M | ||
| 2021 | $91.05M | +4.5% | +$3.92M | ||
| 2020 | $87.13M | +8.6% | +$6.89M | ||
| 2019 | $80.24M | +12.2% | +$8.75M | ||
| 2018 | $71.50M | +14.8% | +$9.19M | ||
| 2017 | $62.30M | +13.2% | +$7.26M | ||
| 2016 | $55.05M | +11.7% | +$5.78M | ||
| 2015 | $49.27M | +6.7% | +$3.10M | ||
| 2014 | $46.18M | +6.2% | +$2.70M | ||
| 2013 | $43.48M | +6.7% | +$2.72M | ||
| 2012 | $40.77M | +18.5% | +$6.36M | ||
| 2011 | $34.40M | +13.2% | +$4.01M | ||
| 2010 | $30.39M | +5.6% | +$1.61M | ||
| 2009 | $28.79M | +13.5% | +$3.42M | ||
| 2008 | $25.37M | +4.7% | +$1.14M | ||
| 2007 | $24.23M | +5.3% | +$1.21M | ||
| 2006 | $23.02M | +4.1% | +$909,000 | ||
| 2005 | $22.11M | +13.1% | +$2.57M | ||
| 2004 | $19.54M | +26.4% | +$4.08M | ||
| 2003 | $15.47M | +8.7% | +$1.24M | ||
| 2002 | $14.23M | +29.6% | +$3.25M | ||
| 2001 | $10.98M | +9.8% | +$982,000 | ||
| 2000 | $10.00M | +5.7% | +$535,000 | ||
| 1999 | $9.46M | +50.2% | +$3.16M | ||
| 1998 | $6.30M | +10.5% | +$600,000 | ||
| 1997 | $5.70M | +5.6% | +$300,000 | ||
| 1996 | $5.40M | +38.5% | +$1.50M | ||
| 1995 | $3.90M | +25.8% | +$800,000 | ||
| 1994 | $3.10M | +10.7% | +$300,000 | ||
| 1993 | $2.80M | +16.7% | +$400,000 | ||
| 1992 | $2.40M | +20.0% | +$400,000 | ||
| 1991 | $2.00M | -4.8% | -$100,000 | ||
| 1990 | $2.10M | 0.0% | $0 | ||
| 1989 | $2.10M | — | — |
In 2025, Community Bank System (CBU) dividends paid totalled $97.56M – edged up 1.9% year-over-year.
Across 2020–2025 (5 years), Community Bank System dividends paid produced a CAGR of +2.3% – sustaining 34 straight years of year-over-year growth.
The highest annual dividends paid of $97.56M was reported in 2025. The lowest in the available history was $2.00M in 1991.
Within Financial Services, Community Bank System (CBU) ranks 8th among 8 peers we track. The peer median for dividends paid is $5.36B.
Community Bank System Dividends Paid 2025: $97.56M
Community Bank System dividends paid in 2025 was $97.56M, edged up 1.9% from 2024. This figure represents the highest annual value in the available history.
Community Bank System Dividends Paid 2024: $95.78M
Community Bank System dividends paid in 2024 was $95.78M, edged up 0.7% from 2023.
Community Bank System Dividends Paid 2023: $95.10M
Community Bank System dividends paid in 2023 was $95.10M, edged up 1.8% from 2022.
Community Bank System Dividends Paid 2022: $93.39M
Community Bank System dividends paid in 2022 was $93.39M, edged up 2.6% from 2021.
Community Bank System Dividends Paid 2021: $91.05M
Community Bank System dividends paid in 2021 was $91.05M.
See more financial history for Community Bank System (CBU).
Sector peers by dividends paid
Companies in the same sector as Community Bank System, ranked by their latest dividends paid.
| Company | Dividends Paid | Sector |
|---|---|---|
| JPMorgan Chase (JPM) | $16.63B | Financial Services |
| Bank of America (BAC) | $9.56B | Financial Services |
| Morgan Stanley (MS) | $6.59B | Financial Services |
| Wells Fargo (WFC) | $5.43B | Financial Services |
| Goldman Sachs (GS) | $5.28B | Financial Services |
| Visa (V) | $4.63B | Financial Services |
| Mastercard (MA) | $2.76B | Financial Services |
| Berkshire Hathaway (BRK-B) | $0 | Financial Services |
Frequently asked questions
Does Community Bank System pay dividends?
Yes, Community Bank System (CBU) pays quarterly dividends of approximately $1.87 per share annually, yielding 2.95%.
What is Community Bank System's dividend yield?
Community Bank System (CBU) has a current dividend yield of 2.95%.
Is Community Bank System's dividend safe?
Community Bank System (CBU) passes 6 out of 8 dividend safety checks. See the detailed breakdown above for each criterion.
How many consecutive years has Community Bank System increased its dividend?
Community Bank System (CBU) has 9 consecutive years of dividend increases.
What is Community Bank System's dividend payout ratio?
Community Bank System (CBU) has a dividend payout ratio of 45.4%. Trailing twelve months (GAAP): adjusted dividends over roughly 12 months aligned with the latest reported quarter, divided by the sum of diluted EPS from the last four fiscal quarters (not NII or taxable income for BDCs/REITs).
What is Community Bank System's dividends paid?
Latest reported dividends paid for Community Bank System (CBU) is $98.11M (period ending March 31, 2026).
How has Community Bank System dividends paid changed year-over-year?
Community Bank System (CBU) dividends paid changed +1.9% year-over-year on the latest annual filing.
What is the long-term growth rate of Community Bank System dividends paid?
Community Bank System (CBU) dividends paid compound annual growth rate is +2.3% over the most recent 5 years available.
When did Community Bank System dividends paid hit its highest annual value?
Community Bank System dividends paid reached its highest annual value of $97.56M in 2025.
What was Community Bank System dividends paid in 2024?
Community Bank System (CBU) dividends paid in 2024 was $95.78M.
What was Community Bank System dividends paid in 2025?
Community Bank System (CBU) dividends paid in 2025 was $97.56M.
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