Community Bank System (CBU) Historical Monthly & Quarterly Returns
Dividend-adjusted returns by month and quarter. Compare performance across years.
Calculated from 42 years of price history (1985–2026), as of .
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +8.8% | 3.1% | 2.3% | +8.0% | +0.1% | — | — | — | — | — | — | — |
| 2025 | +6.2% | 3.4% | 9.4% | 4.0% | +3.0% | +1.9% | 7.3% | +13.6% | 1.3% | 5.4% | +2.3% | +2.0% |
| 2024 | 12.2% | 1.0% | +7.1% | 10.0% | +5.2% | +4.9% | +30.7% | 0.9% | 4.3% | +5.3% | +13.2% | 10.3% |
| 2023 | 8.3% | +5.8% | 13.3% | 4.8% | 1.0% | 4.4% | +14.8% | 11.7% | 10.3% | 5.4% | +11.1% | +18.5% |
| 2022 | 4.1% | +2.1% | 3.2% | 8.2% | +2.5% | 3.5% | +6.4% | 2.9% | 7.5% | +3.9% | +4.3% | 2.7% |
| 2021 | +4.1% | +9.8% | +8.3% | +1.2% | +4.5% | 6.3% | 5.3% | +3.3% | 7.0% | +4.8% | 1.4% | +6.0% |
| 2020 | 6.6% | 8.2% | 2.5% | +6.3% | 4.9% | 3.3% | 1.4% | +7.0% | 8.8% | +6.5% | +7.3% | +0.8% |
| 2019 | +2.8% | +8.1% | 7.2% | +11.2% | 7.0% | +7.2% | +0.2% | 7.6% | +1.8% | +9.9% | +0.1% | +5.2% |
| 2018 | 0.8% | +0.0% | +1.1% | +5.0% | +6.5% | 0.8% | +7.1% | +4.5% | 7.1% | 4.4% | +12.4% | 10.7% |
| 2017 | 5.6% | +1.8% | 6.9% | +1.8% | 3.9% | +4.3% | 1.6% | 6.3% | +8.1% | +0.1% | +0.2% | 2.3% |
| 2016 | 5.8% | 1.6% | +4.1% | +3.6% | +4.2% | +0.4% | +7.4% | +8.7% | +2.1% | 2.1% | +20.4% | +9.5% |
| 2015 | 11.8% | +5.6% | +0.5% | 1.3% | +2.3% | +7.8% | +1.2% | 6.7% | +5.2% | +9.6% | +5.8% | 6.7% |
| 2014 | 10.3% | +2.3% | +7.9% | 4.7% | 4.5% | +2.7% | 2.7% | +0.3% | 4.2% | +13.6% | 3.0% | +3.9% |
| 2013 | +3.8% | +1.6% | +3.6% | 3.3% | +2.5% | +6.1% | +8.7% | 0.9% | +3.5% | +6.4% | +7.0% | +2.8% |
| 2012 | 1.6% | 0.2% | +6.3% | 2.3% | 5.4% | +2.9% | +1.5% | +1.9% | +1.5% | 2.2% | 2.5% | +2.8% |
| 2011 | 9.0% | 0.5% | 2.6% | +3.1% | +0.2% | 0.1% | +1.5% | 0.5% | 8.3% | +12.6% | +3.3% | +6.3% |
| 2010 | +8.3% | +7.2% | +2.7% | +8.3% | 7.4% | 2.5% | +12.3% | 8.8% | +3.0% | +1.6% | +3.0% | +16.4% |
| 2009 | 26.4% | 4.7% | 0.6% | 1.8% | 5.8% | 4.7% | +24.4% | 1.6% | +3.7% | +1.8% | 0.3% | +5.3% |
| 2008 | +9.8% | +1.3% | +12.2% | +3.8% | 5.4% | 13.7% | +14.5% | 4.3% | +12.4% | 0.8% | 7.6% | +6.8% |
| 2007 | 1.4% | 5.6% | 1.3% | 2.0% | +0.3% | 1.7% | 10.2% | +11.9% | 2.0% | +7.1% | 3.5% | 0.5% |
| 2006 | +3.1% | 6.8% | +3.9% | 8.0% | 5.5% | +5.0% | +4.9% | +3.4% | +2.3% | +12.2% | 3.3% | 3.5% |
| 2005 | 15.6% | 1.6% | 1.6% | 3.4% | +5.3% | +5.5% | 1.4% | 1.7% | 3.6% | +5.1% | +1.3% | 5.5% |
| 2004 | 2.8% | 2.7% | +0.6% | 12.1% | +8.2% | +4.3% | 1.3% | +13.6% | 1.0% | +9.9% | +0.3% | +2.6% |
| 2003 | +3.9% | +0.4% | 3.1% | +10.3% | +11.2% | 0.6% | +11.0% | +3.8% | +1.0% | +11.1% | 0.1% | +1.2% |
| 2002 | +8.9% | +1.1% | +5.4% | +12.0% | 7.9% | +4.7% | 5.7% | +1.2% | 2.6% | +7.9% | +0.0% | 1.2% |
| 2001 | +13.9% | +1.3% | 0.8% | 5.0% | +6.8% | 0.7% | 5.8% | +5.9% | 1.7% | 1.3% | 6.0% | +3.8% |
| 2000 | 0.6% | 6.2% | +7.1% | 0.2% | +0.0% | 1.3% | 0.4% | 0.2% | +19.0% | 6.3% | 8.8% | +13.1% |
| 1999 | 5.8% | 5.2% | 8.2% | +6.2% | 7.2% | +9.1% | +2.6% | 5.4% | +12.3% | 2.2% | 1.5% | 11.4% |
| 1998 | 0.8% | +10.4% | 0.3% | +4.6% | 4.6% | 7.1% | 2.2% | 18.4% | +15.9% | 2.3% | +3.9% | +1.6% |
| 1997 | +5.3% | +5.5% | +8.5% | 10.8% | +13.1% | +20.0% | 4.0% | +3.4% | +4.2% | +0.9% | 0.9% | +8.6% |
| 1996 | +0.7% | 2.5% | 0.4% | +1.8% | +3.2% | 3.4% | 1.1% | +13.0% | 0.3% | +7.1% | +7.8% | +0.3% |
| 1995 | 2.7% | +2.8% | +4.5% | 6.9% | 1.4% | +3.3% | +15.8% | +18.4% | 2.6% | 6.8% | +6.5% | 3.8% |
| 1994 | +6.0% | +0.8% | 3.2% | 0.8% | +0.0% | +6.3% | 3.1% | +4.9% | +0.8% | 0.8% | 2.7% | 11.5% |
| 1993 | +4.3% | 1.0% | +19.6% | 2.6% | 7.5% | +4.3% | +1.8% | +5.4% | +4.3% | +1.6% | 3.2% | 2.5% |
| 1992 | +4.7% | +9.0% | +7.4% | +6.2% | +0.0% | 7.2% | +11.7% | +4.2% | +4.0% | +7.7% | 6.0% | +19.7% |
| 1991 | +0.0% | +35.6% | +2.0% | +22.4% | 6.8% | 4.8% | +3.6% | +11.7% | +8.1% | 9.7% | +5.8% | +7.7% |
| 1990 | 3.2% | +3.3% | 5.1% | +1.8% | 11.0% | +0.5% | +2.1% | 8.5% | 14.8% | +17.4% | 10.0% | 5.3% |
| 1989 | +0.0% | +7.1% | +3.9% | +2.4% | +2.6% | +5.1% | +0.0% | +11.1% | +7.6% | 8.6% | +1.7% | 4.7% |
| 1988 | +15.2% | +0.0% | +3.5% | 6.0% | 3.3% | +10.6% | 6.3% | +1.6% | +3.8% | 0.8% | +1.6% | 2.4% |
| 1987 | +8.8% | +2.9% | +0.0% | 2.7% | 1.6% | +3.6% | 0.7% | +1.4% | +12.3% | 20.3% | 2.7% | +8.8% |
| 1986 | +0.0% | +4.6% | +15.7% | +5.8% | +4.2% | +14.8% | +2.5% | 3.5% | 4.0% | +1.5% | 7.8% | 3.0% |
| 1985 | — | — | — | — | — | — | — | — | — | — | — | +9.9% |
| Avg | 0.4% | +1.9% | +1.6% | +0.6% | 0.4% | +1.7% | +3.2% | +1.6% | +1.1% | +2.2% | +1.2% | +1.9% |
| Median | +0.0% | +1.1% | +0.6% | 0.2% | +0.0% | +2.3% | +1.3% | +1.5% | +1.3% | +1.6% | +0.1% | +1.6% |
| Win % | 44% | 59% | 56% | 49% | 46% | 57% | 55% | 57% | 55% | 60% | 53% | 59% |
2026
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1985
Avg
Median
Win %
Frequently asked questions
What is the best performing month for Community Bank System (CBU) stock?
Historically, July is the best performing month for Community Bank System (CBU) stock with an average return of +3.16%.
What is the worst performing month for Community Bank System (CBU) stock?
Historically, January is the worst performing month for Community Bank System (CBU) stock with an average return of 0.41%.
What is the best performing quarter for Community Bank System (CBU) stock?
Historically, Q3 is the best performing quarter for Community Bank System (CBU) stock with an average return of +5.80%.
What is the worst performing quarter for Community Bank System (CBU) stock?
Historically, Q2 is the worst performing quarter for Community Bank System (CBU) stock with an average return of +1.71%.
What is the best performing year for Community Bank System (CBU) stock?
Historically, 1991 is the best performing year for Community Bank System (CBU) stock with a return of +93.36%.
What is the worst performing year for Community Bank System (CBU) stock?
Historically, 1990 is the worst performing year for Community Bank System (CBU) stock with a return of 31.27%.
Which month has the highest win rate for Community Bank System (CBU) stock?
Historically, October has the highest win rate for Community Bank System (CBU) stock — positive in 60% of years.
Which month has the lowest win rate for Community Bank System (CBU) stock?
Historically, January has the lowest win rate for Community Bank System (CBU) stock — positive in 44% of years.
Which quarter has the highest win rate for Community Bank System (CBU) stock?
Historically, Q4 has the highest win rate for Community Bank System (CBU) stock — positive in 60% of years.
Which quarter has the lowest win rate for Community Bank System (CBU) stock?
Historically, Q2 has the lowest win rate for Community Bank System (CBU) stock — positive in 51% of years.
Data & methodology
How are returns calculated?
We compare the closing price at the end of each period (month or quarter) with the closing price at the end of the previous period. The return is the percentage change. All prices are adjusted for dividends and stock splits. Based on historical prices from our data provider.
What is average vs median?
Average is the arithmetic mean of returns for each period across years. Median is the middle value. Both exclude empty cells. Use median to reduce impact of outliers.
What does the heatmap show?
Green cells indicate positive returns, red cells indicate negative returns. The darker the color, the stronger the move. Average and Median rows summarize each column across years.
What is Win %?
Percentage of years when the period had a positive return. For example, 80% for January means January was positive in 80% of the years in the selected range.
Explore more
CBU Overview
Company profile, financial tools, and key metrics
CBU Revenue Counter
Earns $32.53 every second. See per minute, hour, and day.
CBU Earnings Counter
Earns $6.91 per second net profit. See per minute, hour, and day.
CBU Economic Scale
Exceeds Sao Tome and Principe's GDP. Compare with world economies.
CBU What If Invested
What if you had invested $1,000? See historical returns from any date.
CBU How It Makes Money
Discover visual breakdown of $1.03B in revenue — where it comes from and where it goes.
CBU Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
CBU Daily Price Character
Balanced · 42.7% historical win rate (green days). Streaks & record days.
CBU Buybacks
0.86% TTM buyback yield. Shareholder yield & SBC comparison.
CBU Stock Split History
3 splits on record. Dates, ratios, and cumulative multiple.
CBU Dividend Profile
Yield: 2.95%. Safety: 6/8. See full history.
CBU Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
CBU Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.
CBU Dividend Capture
Historical pre-ex touch stats, gap distribution, after-tax calculator, and a backtest simulator (limit-order vs MOC exit).
CBU Financials
Revenue, EPS, EBITDA, market cap, debt and balance sheet history with annual and quarterly data.