How Jack Henry & Associates (JKHY) Makes Money: A Visual Guide
Jack Henry & Associates (JKHY) generated $2.46B in revenue (TTM through Q4 2025), earning $507.37M in net profit (20.6% margin). Its largest revenue source is Payments (38.2% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Jack Henry & Associates (JKHY) Income Statement Flow
Frequently asked questions
How does Jack Henry & Associates (JKHY) make money?
- Jack Henry & Associates (JKHY) primarily makes money through Payments, which accounts for 38.2% of total revenue. For TTM through Q4 2025, Jack Henry & Associates generated $2.46B in total revenue with a net profit margin of 20.6%.
What is Jack Henry & Associates (JKHY) gross profit margin?
- Jack Henry & Associates (JKHY) reported a gross profit margin of 43.8% for TTM through Q4 2025, equivalent to $1.08B in gross profit. This means Jack Henry & Associates retains 43.8% of each revenue unit after direct costs of production.
What is Jack Henry & Associates (JKHY) operating profit margin?
- Jack Henry & Associates (JKHY) reported an operating profit margin of 25.9% for TTM through Q4 2025, equivalent to $637.65M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Jack Henry & Associates (JKHY) net profit margin?
- Jack Henry & Associates (JKHY) reported a net profit margin of 20.6% for TTM through Q4 2025, equivalent to $507.37M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Jack Henry & Associates (JKHY) invest in R&D?
- Jack Henry & Associates (JKHY) invested $163.50M in research and development in TTM through Q4 2025 (6.6% of total revenue). R&D spending reflects investment in future products, services, and technologies.
How much does Jack Henry & Associates (JKHY) spend on capital expenditures?
- Jack Henry & Associates (JKHY) spent $53.98M on capital expenditures in TTM through Q4 2025 (2.2% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Jack Henry & Associates (JKHY) free cash flow?
- Jack Henry & Associates (JKHY) generated $654.23M in free cash flow for TTM through Q4 2025 (26.5% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Jack Henry & Associates (JKHY) effective tax rate?
- Jack Henry & Associates (JKHY) had an effective tax rate of 22.7% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
About this data
- What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
- How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
- When was this data last updated?
- Based on company filings through TTM through Q4 2025.