Jack Henry & Associates (JKHY) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.8% | -9.3% | -2.4% | -2.7% | -11.3% | -5.9% | — | — | — | — | — | — |
| 2025 | -0.7% | -0.3% | +5.5% | -5.0% | +4.8% | -0.6% | -5.7% | -3.9% | -8.5% | +0.0% | +17.2% | +4.9% |
| 2024 | +1.5% | +4.8% | +0.3% | -6.4% | +1.6% | +0.8% | +3.3% | +0.9% | +2.4% | +3.1% | -3.2% | -0.2% |
| 2023 | +2.6% | -8.8% | -7.9% | +8.4% | -6.1% | +9.4% | +0.1% | -6.4% | -3.3% | -6.7% | +12.9% | +3.0% |
| 2022 | +0.5% | +5.4% | +11.8% | -3.8% | -0.5% | -4.3% | +15.4% | -7.5% | -4.9% | +9.2% | -4.6% | -7.3% |
| 2021 | -10.6% | +2.5% | +2.5% | +7.3% | -5.1% | +6.1% | +6.5% | +1.3% | -6.7% | +1.5% | -8.9% | +10.5% |
| 2020 | +2.7% | +1.8% | +2.3% | +5.4% | +10.8% | +1.8% | -3.1% | -7.2% | -1.5% | -8.8% | +8.5% | +1.0% |
| 2019 | +5.6% | -0.4% | +4.6% | +7.4% | -11.7% | +2.1% | +4.3% | +3.8% | +1.0% | -3.0% | +7.6% | -4.1% |
| 2018 | +6.6% | -5.6% | +3.1% | -1.2% | +5.0% | +4.2% | +3.3% | +17.6% | +1.3% | -6.4% | -6.5% | -9.4% |
| 2017 | +1.1% | +4.8% | -0.7% | +4.1% | +9.6% | -2.2% | +3.3% | -4.0% | +0.0% | +7.1% | +5.0% | +1.4% |
| 2016 | +4.0% | +1.7% | +2.8% | -4.2% | +4.6% | +3.4% | +2.3% | -2.2% | -1.7% | -5.3% | +7.0% | +2.7% |
| 2015 | -1.2% | +7.1% | +6.7% | -4.8% | -1.8% | -0.6% | +8.0% | -2.7% | +2.8% | +11.1% | +3.0% | -1.7% |
| 2014 | -5.8% | +4.6% | -4.1% | -1.1% | +5.5% | +2.5% | -1.8% | -0.9% | -3.4% | +7.5% | +3.1% | +1.1% |
| 2013 | +5.6% | +5.7% | +5.7% | +0.4% | +1.6% | +0.4% | +2.5% | +3.3% | +3.9% | +5.7% | +4.3% | +4.3% |
| 2012 | +1.7% | -1.0% | +1.1% | -0.5% | -2.5% | +4.6% | +0.6% | +6.4% | +2.7% | +0.4% | +2.6% | +1.0% |
| 2011 | +1.4% | +8.3% | +6.2% | +0.2% | -7.7% | -3.9% | -3.5% | +1.0% | -0.5% | +11.8% | +2.8% | +1.2% |
| 2010 | -5.1% | +3.3% | +6.6% | +6.1% | -5.5% | -0.7% | +6.4% | -7.4% | +8.8% | +6.5% | +1.0% | +6.6% |
| 2009 | -8.3% | -10.0% | +2.5% | +10.4% | +2.4% | +13.0% | +3.5% | +8.5% | +1.1% | -1.7% | -0.5% | +1.2% |
| 2008 | +1.0% | -4.0% | +4.8% | +6.5% | -9.1% | -9.1% | -0.2% | -7.2% | +1.9% | -6.5% | -2.8% | +5.4% |
| 2007 | -0.3% | +10.2% | +2.5% | -1.2% | +11.7% | -2.6% | -6.7% | +9.3% | -1.3% | +13.0% | -8.2% | -9.1% |
| 2006 | +7.3% | +7.8% | +3.9% | -1.8% | -16.2% | +4.8% | -3.9% | +1.4% | +14.1% | +0.0% | +0.6% | -2.2% |
| 2005 | +4.4% | -4.3% | -9.4% | -4.4% | +3.2% | +3.5% | +5.2% | +1.6% | -0.5% | -7.4% | +6.7% | -0.3% |
| 2004 | -11.3% | +1.8% | +3.1% | -4.3% | +6.1% | +3.7% | -4.2% | -5.9% | +3.8% | -0.7% | +3.7% | +3.3% |
| 2003 | +2.5% | -6.6% | -7.8% | +23.0% | +16.2% | +17.8% | +4.8% | +0.2% | -6.7% | +14.0% | +4.7% | -0.7% |
| 2002 | -0.3% | -0.2% | +2.2% | +5.1% | -15.2% | -15.4% | -14.5% | +14.4% | -23.7% | -17.4% | +26.8% | -7.3% |
| 2001 | -26.6% | +0.2% | +3.8% | +19.0% | +3.5% | +6.4% | -8.8% | -9.5% | -11.3% | +8.7% | -3.0% | -8.6% |
| 2000 | +6.7% | +22.2% | +5.6% | +7.1% | +10.2% | +15.3% | -10.4% | -1.1% | -2.1% | +26.8% | -2.5% | +15.9% |
| 1999 | -22.9% | -6.0% | +2.1% | -10.2% | +7.3% | +11.2% | +10.1% | -24.8% | +13.7% | -1.5% | +9.1% | +35.7% |
| 1998 | +26.3% | +0.6% | +4.3% | -3.5% | -5.9% | +5.2% | +18.1% | -2.2% | +20.6% | -4.4% | +10.2% | -1.0% |
| 1997 | +0.5% | -8.1% | +1.0% | -14.5% | +18.1% | +8.4% | +9.3% | -5.8% | +5.8% | -2.3% | -1.9% | +7.9% |
| 1996 | -6.8% | -2.9% | +9.0% | +28.9% | +5.1% | +3.3% | -8.8% | -4.9% | +7.9% | +27.0% | -5.6% | -5.9% |
| 1995 | +0.0% | +7.9% | -2.4% | +8.3% | +2.3% | +30.1% | +12.7% | +10.3% | +11.6% | +7.5% | +11.2% | +2.8% |
| 1994 | -0.8% | +0.0% | -9.2% | -33.0% | +28.0% | -9.8% | +9.8% | +0.0% | -2.3% | +1.4% | +18.0% | -3.4% |
| 1993 | -7.9% | +4.5% | +2.9% | -1.9% | +0.0% | +7.7% | -3.6% | +11.1% | +3.3% | +13.7% | -5.7% | -0.8% |
| 1992 | +44.4% | -7.1% | +17.5% | +0.0% | +8.9% | -9.6% | -13.0% | +0.0% | +0.8% | +35.6% | +15.0% | +26.8% |
| 1991 | +33.3% | +64.1% | +9.1% | +19.4% | +3.9% | +6.8% | +8.5% | +41.2% | +1.1% | +22.2% | -8.1% | +12.5% |
| 1990 | +3.5% | +20.0% | -11.1% | +12.5% | +16.7% | +9.5% | -28.3% | -18.7% | +15.4% | +44.6% | -5.9% | +12.5% |
| 1989 | +24.0% | -9.7% | -3.6% | +0.0% | -20.4% | -11.6% | -26.3% | +0.0% | -7.1% | -23.1% | +35.0% | +7.4% |
| 1988 | -4.0% | +20.8% | +3.4% | +3.3% | -6.5% | -13.8% | +36.0% | -17.6% | +0.0% | +3.6% | -17.2% | +4.2% |
| 1987 | -8.0% | +13.0% | +30.8% | +17.6% | -20.0% | +6.3% | -11.8% | -6.7% | +0.0% | -39.3% | +17.6% | +25.0% |
| 1986 | +0.0% | +14.3% | +3.6% | -10.3% | -23.1% | -27.5% | +10.3% | +0.0% | -12.5% | +25.0% | -17.1% | -13.8% |
| 1985 | — | — | — | — | — | — | — | — | — | — | — | -3.9% |
| Avg | +1.6% | +3.7% | +2.7% | +2.1% | +0.4% | +1.9% | +0.7% | -0.4% | +0.7% | +4.3% | +3.3% | +2.9% |
| Median | +0.5% | +1.8% | +2.9% | +0.0% | +2.3% | +3.3% | +2.4% | -0.5% | +0.4% | +2.3% | +2.9% | +1.2% |
| Last 5Y Avg | +0.4% | -1.7% | +1.5% | -1.9% | -2.3% | +2.3% | +3.9% | -3.1% | -4.2% | +1.4% | +2.7% | +2.2% |
| Std Dev (σ) | 12.6% | 12.6% | 7.3% | 10.8% | 11.0% | 10.0% | 11.5% | 10.7% | 8.1% | 15.2% | 10.7% | 9.8% |
| Consistency (μ/σ) | 0.13 | 0.30 | 0.38 | 0.19 | 0.04 | 0.19 | 0.06 | -0.03 | 0.08 | 0.28 | 0.31 | 0.29 |
| Win Rate (%) | 54% | 59% | 76% | 49% | 56% | 65% | 57% | 40% | 53% | 60% | 60% | 59% |
| Winning / Losing Months | ▲22▼19 | ▲24▼17 | ▲31▼10 | ▲20▼21 | ▲23▼18 | ▲26▼14 | ▲23▼17 | ▲16▼24 | ▲21▼19 | ▲24▼16 | ▲24▼16 | ▲24▼17 |
| Longest Win / Loss Streak | ▲5▼4 | ▲5▼2 | ▲8▼2 | ▲4▼4 | ▲4▼4 | ▲7▼2 | ▲5▼3 | ▲3▼6 | ▲5▼4 | ▲7▼3 | ▲8▼3 | ▲7▼3 |
| Best | +44.4%in January 1992 | +64.1%in February 1991 | +30.8%in March 1987 | +28.9%in April 1996 | +28.0%in May 1994 | +30.1%in June 1995 | +36.0%in July 1988 | +41.2%in August 1991 | +20.6%in September 1998 | +44.6%in October 1990 | +35.0%in November 1989 | +35.7%in December 1999 |
| Worst | -26.6%in January 2001 | -10.0%in February 2009 | -11.1%in March 1990 | -33.0%in April 1994 | -23.1%in May 1986 | -27.5%in June 1986 | -28.3%in July 1990 | -24.8%in August 1999 | -23.7%in September 2002 | -39.3%in October 1987 | -17.2%in November 1988 | -13.8%in December 1986 |
−39.3%+64.1%
2026
Jan-1.8%
Feb-9.3%
Mar-2.4%
Apr-2.7%
May-11.3%
Jun-5.9%
Jul—
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan-0.7%
Feb-0.3%
Mar+5.5%
Apr-5.0%
May+4.8%
Jun-0.6%
Jul-5.7%
Aug-3.9%
Sep-8.5%
Oct+0.0%
Nov+17.2%
Dec+4.9%
2024
Jan+1.5%
Feb+4.8%
Mar+0.3%
Apr-6.4%
May+1.6%
Jun+0.8%
Jul+3.3%
Aug+0.9%
Sep+2.4%
Oct+3.1%
Nov-3.2%
Dec-0.2%
2023
Jan+2.6%
Feb-8.8%
Mar-7.9%
Apr+8.4%
May-6.1%
Jun+9.4%
Jul+0.1%
Aug-6.4%
Sep-3.3%
Oct-6.7%
Nov+12.9%
Dec+3.0%
2022
Jan+0.5%
Feb+5.4%
Mar+11.8%
Apr-3.8%
May-0.5%
Jun-4.3%
Jul+15.4%
Aug-7.5%
Sep-4.9%
Oct+9.2%
Nov-4.6%
Dec-7.3%
2021
Jan-10.6%
Feb+2.5%
Mar+2.5%
Apr+7.3%
May-5.1%
Jun+6.1%
Jul+6.5%
Aug+1.3%
Sep-6.7%
Oct+1.5%
Nov-8.9%
Dec+10.5%
2020
Jan+2.7%
Feb+1.8%
Mar+2.3%
Apr+5.4%
May+10.8%
Jun+1.8%
Jul-3.1%
Aug-7.2%
Sep-1.5%
Oct-8.8%
Nov+8.5%
Dec+1.0%
2019
Jan+5.6%
Feb-0.4%
Mar+4.6%
Apr+7.4%
May-11.7%
Jun+2.1%
Jul+4.3%
Aug+3.8%
Sep+1.0%
Oct-3.0%
Nov+7.6%
Dec-4.1%
2018
Jan+6.6%
Feb-5.6%
Mar+3.1%
Apr-1.2%
May+5.0%
Jun+4.2%
Jul+3.3%
Aug+17.6%
Sep+1.3%
Oct-6.4%
Nov-6.5%
Dec-9.4%
2017
Jan+1.1%
Feb+4.8%
Mar-0.7%
Apr+4.1%
May+9.6%
Jun-2.2%
Jul+3.3%
Aug-4.0%
Sep+0.0%
Oct+7.1%
Nov+5.0%
Dec+1.4%
2016
Jan+4.0%
Feb+1.7%
Mar+2.8%
Apr-4.2%
May+4.6%
Jun+3.4%
Jul+2.3%
Aug-2.2%
Sep-1.7%
Oct-5.3%
Nov+7.0%
Dec+2.7%
2015
Jan-1.2%
Feb+7.1%
Mar+6.7%
Apr-4.8%
May-1.8%
Jun-0.6%
Jul+8.0%
Aug-2.7%
Sep+2.8%
Oct+11.1%
Nov+3.0%
Dec-1.7%
2014
Jan-5.8%
Feb+4.6%
Mar-4.1%
Apr-1.1%
May+5.5%
Jun+2.5%
Jul-1.8%
Aug-0.9%
Sep-3.4%
Oct+7.5%
Nov+3.1%
Dec+1.1%
2013
Jan+5.6%
Feb+5.7%
Mar+5.7%
Apr+0.4%
May+1.6%
Jun+0.4%
Jul+2.5%
Aug+3.3%
Sep+3.9%
Oct+5.7%
Nov+4.3%
Dec+4.3%
2012
Jan+1.7%
Feb-1.0%
Mar+1.1%
Apr-0.5%
May-2.5%
Jun+4.6%
Jul+0.6%
Aug+6.4%
Sep+2.7%
Oct+0.4%
Nov+2.6%
Dec+1.0%
2011
Jan+1.4%
Feb+8.3%
Mar+6.2%
Apr+0.2%
May-7.7%
Jun-3.9%
Jul-3.5%
Aug+1.0%
Sep-0.5%
Oct+11.8%
Nov+2.8%
Dec+1.2%
2010
Jan-5.1%
Feb+3.3%
Mar+6.6%
Apr+6.1%
May-5.5%
Jun-0.7%
Jul+6.4%
Aug-7.4%
Sep+8.8%
Oct+6.5%
Nov+1.0%
Dec+6.6%
2009
Jan-8.3%
Feb-10.0%
Mar+2.5%
Apr+10.4%
May+2.4%
Jun+13.0%
Jul+3.5%
Aug+8.5%
Sep+1.1%
Oct-1.7%
Nov-0.5%
Dec+1.2%
2008
Jan+1.0%
Feb-4.0%
Mar+4.8%
Apr+6.5%
May-9.1%
Jun-9.1%
Jul-0.2%
Aug-7.2%
Sep+1.9%
Oct-6.5%
Nov-2.8%
Dec+5.4%
2007
Jan-0.3%
Feb+10.2%
Mar+2.5%
Apr-1.2%
May+11.7%
Jun-2.6%
Jul-6.7%
Aug+9.3%
Sep-1.3%
Oct+13.0%
Nov-8.2%
Dec-9.1%
2006
Jan+7.3%
Feb+7.8%
Mar+3.9%
Apr-1.8%
May-16.2%
Jun+4.8%
Jul-3.9%
Aug+1.4%
Sep+14.1%
Oct+0.0%
Nov+0.6%
Dec-2.2%
2005
Jan+4.4%
Feb-4.3%
Mar-9.4%
Apr-4.4%
May+3.2%
Jun+3.5%
Jul+5.2%
Aug+1.6%
Sep-0.5%
Oct-7.4%
Nov+6.7%
Dec-0.3%
2004
Jan-11.3%
Feb+1.8%
Mar+3.1%
Apr-4.3%
May+6.1%
Jun+3.7%
Jul-4.2%
Aug-5.9%
Sep+3.8%
Oct-0.7%
Nov+3.7%
Dec+3.3%
2003
Jan+2.5%
Feb-6.6%
Mar-7.8%
Apr+23.0%
May+16.2%
Jun+17.8%
Jul+4.8%
Aug+0.2%
Sep-6.7%
Oct+14.0%
Nov+4.7%
Dec-0.7%
2002
Jan-0.3%
Feb-0.2%
Mar+2.2%
Apr+5.1%
May-15.2%
Jun-15.4%
Jul-14.5%
Aug+14.4%
Sep-23.7%
Oct-17.4%
Nov+26.8%
Dec-7.3%
2001
Jan-26.6%
Feb+0.2%
Mar+3.8%
Apr+19.0%
May+3.5%
Jun+6.4%
Jul-8.8%
Aug-9.5%
Sep-11.3%
Oct+8.7%
Nov-3.0%
Dec-8.6%
2000
Jan+6.7%
Feb+22.2%
Mar+5.6%
Apr+7.1%
May+10.2%
Jun+15.3%
Jul-10.4%
Aug-1.1%
Sep-2.1%
Oct+26.8%
Nov-2.5%
Dec+15.9%
1999
Jan-22.9%
Feb-6.0%
Mar+2.1%
Apr-10.2%
May+7.3%
Jun+11.2%
Jul+10.1%
Aug-24.8%
Sep+13.7%
Oct-1.5%
Nov+9.1%
Dec+35.7%
1998
Jan+26.3%
Feb+0.6%
Mar+4.3%
Apr-3.5%
May-5.9%
Jun+5.2%
Jul+18.1%
Aug-2.2%
Sep+20.6%
Oct-4.4%
Nov+10.2%
Dec-1.0%
1997
Jan+0.5%
Feb-8.1%
Mar+1.0%
Apr-14.5%
May+18.1%
Jun+8.4%
Jul+9.3%
Aug-5.8%
Sep+5.8%
Oct-2.3%
Nov-1.9%
Dec+7.9%
1996
Jan-6.8%
Feb-2.9%
Mar+9.0%
Apr+28.9%
May+5.1%
Jun+3.3%
Jul-8.8%
Aug-4.9%
Sep+7.9%
Oct+27.0%
Nov-5.6%
Dec-5.9%
1995
Jan+0.0%
Feb+7.9%
Mar-2.4%
Apr+8.3%
May+2.3%
Jun+30.1%
Jul+12.7%
Aug+10.3%
Sep+11.6%
Oct+7.5%
Nov+11.2%
Dec+2.8%
1994
Jan-0.8%
Feb+0.0%
Mar-9.2%
Apr-33.0%
May+28.0%
Jun-9.8%
Jul+9.8%
Aug+0.0%
Sep-2.3%
Oct+1.4%
Nov+18.0%
Dec-3.4%
1993
Jan-7.9%
Feb+4.5%
Mar+2.9%
Apr-1.9%
May+0.0%
Jun+7.7%
Jul-3.6%
Aug+11.1%
Sep+3.3%
Oct+13.7%
Nov-5.7%
Dec-0.8%
1992
Jan+44.4%
Feb-7.1%
Mar+17.5%
Apr+0.0%
May+8.9%
Jun-9.6%
Jul-13.0%
Aug+0.0%
Sep+0.8%
Oct+35.6%
Nov+15.0%
Dec+26.8%
1991
Jan+33.3%
Feb+64.1%
Mar+9.1%
Apr+19.4%
May+3.9%
Jun+6.8%
Jul+8.5%
Aug+41.2%
Sep+1.1%
Oct+22.2%
Nov-8.1%
Dec+12.5%
1990
Jan+3.5%
Feb+20.0%
Mar-11.1%
Apr+12.5%
May+16.7%
Jun+9.5%
Jul-28.3%
Aug-18.7%
Sep+15.4%
Oct+44.6%
Nov-5.9%
Dec+12.5%
1989
Jan+24.0%
Feb-9.7%
Mar-3.6%
Apr+0.0%
May-20.4%
Jun-11.6%
Jul-26.3%
Aug+0.0%
Sep-7.1%
Oct-23.1%
Nov+35.0%
Dec+7.4%
1988
Jan-4.0%
Feb+20.8%
Mar+3.4%
Apr+3.3%
May-6.5%
Jun-13.8%
Jul+36.0%
Aug-17.6%
Sep+0.0%
Oct+3.6%
Nov-17.2%
Dec+4.2%
1987
Jan-8.0%
Feb+13.0%
Mar+30.8%
Apr+17.6%
May-20.0%
Jun+6.3%
Jul-11.8%
Aug-6.7%
Sep+0.0%
Oct-39.3%
Nov+17.6%
Dec+25.0%
1986
Jan+0.0%
Feb+14.3%
Mar+3.6%
Apr-10.3%
May-23.1%
Jun-27.5%
Jul+10.3%
Aug+0.0%
Sep-12.5%
Oct+25.0%
Nov-17.1%
Dec-13.8%
1985
Jan—
Feb—
Mar—
Apr—
May—
Jun—
Jul—
Aug—
Sep—
Oct—
Nov—
Dec-3.9%
Avg
Jan+1.6%
Feb+3.7%
Mar+2.7%
Apr+2.1%
May+0.4%
Jun+1.9%
Jul+0.7%
Aug-0.4%
Sep+0.7%
Oct+4.3%
Nov+3.3%
Dec+2.9%
Median
Jan+0.5%
Feb+1.8%
Mar+2.9%
Apr+0.0%
May+2.3%
Jun+3.3%
Jul+2.4%
Aug-0.5%
Sep+0.4%
Oct+2.3%
Nov+2.9%
Dec+1.2%
Last 5Y Avg
Jan+0.4%
Feb-1.7%
Mar+1.5%
Apr-1.9%
May-2.3%
Jun+2.3%
Jul+3.9%
Aug-3.1%
Sep-4.2%
Oct+1.4%
Nov+2.7%
Dec+2.2%
Std Dev (σ)
Jan12.6%
Feb12.6%
Mar7.3%
Apr10.8%
May11.0%
Jun10.0%
Jul11.5%
Aug10.7%
Sep8.1%
Oct15.2%
Nov10.7%
Dec9.8%
Consistency (μ/σ)
Jan0.13
Feb0.30
Mar0.38
Apr0.19
May0.04
Jun0.19
Jul0.06
Aug-0.03
Sep0.08
Oct0.28
Nov0.31
Dec0.29
Win Rate (%)
Jan54%
Feb59%
Mar76%
Apr49%
May56%
Jun65%
Jul57%
Aug40%
Sep53%
Oct60%
Nov60%
Dec59%
Winning / Losing Months
Jan▲22▼19
Feb▲24▼17
Mar▲31▼10
Apr▲20▼21
May▲23▼18
Jun▲26▼14
Jul▲23▼17
Aug▲16▼24
Sep▲21▼19
Oct▲24▼16
Nov▲24▼16
Dec▲24▼17
Longest Win / Loss Streak
Jan▲5▼4
Feb▲5▼2
Mar▲8▼2
Apr▲4▼4
May▲4▼4
Jun▲7▼2
Jul▲5▼3
Aug▲3▼6
Sep▲5▼4
Oct▲7▼3
Nov▲8▼3
Dec▲7▼3
Best
Jan+44.4%1992
Feb+64.1%1991
Mar+30.8%1987
Apr+28.9%1996
May+28.0%1994
Jun+30.1%1995
Jul+36.0%1988
Aug+41.2%1991
Sep+20.6%1998
Oct+44.6%1990
Nov+35.0%1989
Dec+35.7%1999
Worst
Jan-26.6%2001
Feb-10.0%2009
Mar-11.1%1990
Apr-33.0%1994
May-23.1%1986
Jun-27.5%1986
Jul-28.3%1990
Aug-24.8%1999
Sep-23.7%2002
Oct-39.3%1987
Nov-17.2%1988
Dec-13.8%1986
−39.3%+64.1%
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