M&T Bank (MTB) Dividend Forecast & DRIP Calculator
Project future dividend income from M&T Bank (MTB) based on its 5.3% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.
M&T Bank
MTB
Results After 10 Years
Total Portfolio Value
$2,170.68117.1%
Annual Dividend Income
$62.23106.3%
Monthly Dividend Income
$5.19106.3%
Yield on Cost
6.22%
Total Return Breakdown
$2,171 (+117.1%)
Initial Investment
$1,000
46.1%
Additional Investments
$0
0.0%
Dividends
$437
20.1%
Stock Price Growth
$734
33.8%
Growth Projections
Total Portfolio Value ($)
Annual Dividend Income ($)
Monthly Dividend Income ($)
Yield on Cost (%)
Detailed Projections
Year 0
- Portfolio value
- $1,000.00
- Shares
- 4.76
- Annual DPS
- $5.8500
- Annual dividend
- $27.84
- Yield on cost
- 2.78%
- Stock price
- $210.16
- Total profit
- $0.00
Year 1
- Portfolio value
- $1,080.18
- Shares
- 4.89
- Annual DPS
- $6.1606
- Annual dividend
- $30.16
- Yield on cost
- 3.02%
- Annual investment
- $29.63
- Stock price
- $220.67
- Total profit
- $80.18
Year 2
- Portfolio value
- $1,166.88
- Shares
- 5.04
- Annual DPS
- $6.4878
- Annual dividend
- $32.67
- Yield on cost
- 3.27%
- Annual investment
- $32.10
- Stock price
- $231.70
- Total profit
- $166.88
Year 3
- Portfolio value
- $1,260.65
- Shares
- 5.18
- Annual DPS
- $6.8323
- Annual dividend
- $35.40
- Yield on cost
- 3.54%
- Annual investment
- $34.78
- Stock price
- $243.29
- Total profit
- $260.65
Year 4
- Portfolio value
- $1,362.07
- Shares
- 5.33
- Annual DPS
- $7.1951
- Annual dividend
- $38.36
- Yield on cost
- 3.84%
- Annual investment
- $37.69
- Stock price
- $255.45
- Total profit
- $362.07
Year 5
- Portfolio value
- $1,471.77
- Shares
- 5.49
- Annual DPS
- $7.5771
- Annual dividend
- $41.58
- Yield on cost
- 4.16%
- Annual investment
- $40.84
- Stock price
- $268.22
- Total profit
- $471.77
Year 6
- Portfolio value
- $1,590.44
- Shares
- 5.65
- Annual DPS
- $7.9795
- Annual dividend
- $45.06
- Yield on cost
- 4.51%
- Annual investment
- $44.27
- Stock price
- $281.63
- Total profit
- $590.44
Year 7
- Portfolio value
- $1,718.82
- Shares
- 5.81
- Annual DPS
- $8.4032
- Annual dividend
- $48.84
- Yield on cost
- 4.88%
- Annual investment
- $47.98
- Stock price
- $295.72
- Total profit
- $718.82
Year 8
- Portfolio value
- $1,857.73
- Shares
- 5.98
- Annual DPS
- $8.8494
- Annual dividend
- $52.95
- Yield on cost
- 5.29%
- Annual investment
- $52.00
- Stock price
- $310.50
- Total profit
- $857.73
Year 9
- Portfolio value
- $2,008.03
- Shares
- 6.16
- Annual DPS
- $9.3193
- Annual dividend
- $57.40
- Yield on cost
- 5.74%
- Annual investment
- $56.38
- Stock price
- $326.03
- Total profit
- $1,008.03
Year 10
- Portfolio value
- $2,170.68
- Shares
- 6.34
- Annual DPS
- $9.8141
- Annual dividend
- $62.23
- Yield on cost
- 6.22%
- Annual investment
- $61.12
- Stock price
- $342.33
- Total profit
- $1,170.68
| Year | Portfolio Value | Shares | Annual DPS | Annual Dividend | Yield on Cost | Annual Investment | Stock Price | Total Profit |
|---|---|---|---|---|---|---|---|---|
| 0 | $1,000.00 | 4.76 | $5.8500 | $27.84 | 2.78% | — | $210.16 | $0.00 |
| 1 | $1,080.18 | 4.89 | $6.1606 | $30.16 | 3.02% | $29.63 | $220.67 | $80.18 |
| 2 | $1,166.88 | 5.04 | $6.4878 | $32.67 | 3.27% | $32.10 | $231.70 | $166.88 |
| 3 | $1,260.65 | 5.18 | $6.8323 | $35.40 | 3.54% | $34.78 | $243.29 | $260.65 |
| 4 | $1,362.07 | 5.33 | $7.1951 | $38.36 | 3.84% | $37.69 | $255.45 | $362.07 |
| 5 | $1,471.77 | 5.49 | $7.5771 | $41.58 | 4.16% | $40.84 | $268.22 | $471.77 |
| 6 | $1,590.44 | 5.65 | $7.9795 | $45.06 | 4.51% | $44.27 | $281.63 | $590.44 |
| 7 | $1,718.82 | 5.81 | $8.4032 | $48.84 | 4.88% | $47.98 | $295.72 | $718.82 |
| 8 | $1,857.73 | 5.98 | $8.8494 | $52.95 | 5.29% | $52.00 | $310.50 | $857.73 |
| 9 | $2,008.03 | 6.16 | $9.3193 | $57.40 | 5.74% | $56.38 | $326.03 | $1,008.03 |
| 10 | $2,170.68 | 6.34 | $9.8141 | $62.23 | 6.22% | $61.12 | $342.33 | $1,170.68 |
Projected dividend income: DRIP vs no DRIP
Final-year advantageExtra income +$15.53 (33.3% vs no DRIP)Without DRIPWith DRIP
| Year | Without DRIP ($) | With DRIP ($) |
|---|---|---|
| 1 | 29.31 | 30.16 |
| 2 | 30.87 | 32.67 |
| 3 | 32.51 | 35.40 |
| 4 | 34.24 | 38.36 |
| 5 | 36.05 | 41.58 |
| 6 | 37.97 | 45.06 |
| 7 | 39.98 | 48.84 |
| 8 | 42.11 | 52.95 |
| 9 | 44.34 | 57.40 |
| 10 | 46.70 | 62.23 |
How much do you need?
How much do you need to invest to reach your dividend income goal?
Frequently asked questions
How much dividend income will M&T Bank pay in 10 years?
- Based on a $1,000 investment with 5.3% annual dividend growth, M&T Bank (MTB) could generate $62.23/year in dividend income after 10 years (with DRIP enabled).
What is M&T Bank's projected dividend growth rate?
- M&T Bank (MTB) has grown its dividend at a 5.3% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.
How does DRIP work with M&T Bank dividends?
- DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional M&T Bank shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.
How much do I need to invest in M&T Bank to make $1,000/month in dividends?
- At M&T Bank's current yield of 2.78%, you would need a lump-sum investment of approximately $431,097 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.
Are these dividend projections guaranteed?
- No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.