Regions Financial (RF) Dividend Forecast & DRIP Calculator

Project future dividend income from Regions Financial (RF) based on its 10.7% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

Investment, stock price, and share count are tied together (investment = shares × price). Editing one updates the others so they stay in sync.

Default reflects historical 5Y CAGR (~10.7%).

Initial dividend yield
3.948%

Based on current price and annual dividend.

%

Results After 10 Years

Total Portfolio Value

$2,795.14179.5%

Annual Dividend Income

$187.05310.4%

Monthly Dividend Income

$15.59310.4%

Yield on Cost

18.70%

Total Return Breakdown

$2,795 (+179.5%)

Initial Investment

$1,000

35.8%

Additional Investments

$0

0.0%

Dividends

$968

34.6%

Stock Price Growth

$827

29.6%

Growth Projections

Total Portfolio Value ($)

Annual Dividend Income ($)

Monthly Dividend Income ($)

Yield on Cost (%)

Detailed Projections

  • Year 0

    Portfolio value
    $1,000.00
    Shares
    37.78
    Annual DPS
    $1.0450
    Annual dividend
    $39.48
    Yield on cost
    3.95%
    Stock price
    $26.47
    Total profit
    $0.00
  • Year 1

    Portfolio value
    $1,095.22
    Shares
    39.41
    Annual DPS
    $1.1567
    Annual dividend
    $45.58
    Yield on cost
    4.56%
    Annual investment
    $44.41
    Stock price
    $27.79
    Total profit
    $95.22
  • Year 2

    Portfolio value
    $1,202.24
    Shares
    41.20
    Annual DPS
    $1.2804
    Annual dividend
    $52.75
    Yield on cost
    5.27%
    Annual investment
    $51.31
    Stock price
    $29.18
    Total profit
    $202.24
  • Year 3

    Portfolio value
    $1,322.88
    Shares
    43.17
    Annual DPS
    $1.4172
    Annual dividend
    $61.18
    Yield on cost
    6.12%
    Annual investment
    $59.44
    Stock price
    $30.64
    Total profit
    $322.88
  • Year 4

    Portfolio value
    $1,459.30
    Shares
    45.36
    Annual DPS
    $1.5687
    Annual dividend
    $71.15
    Yield on cost
    7.12%
    Annual investment
    $69.01
    Stock price
    $32.17
    Total profit
    $459.30
  • Year 5

    Portfolio value
    $1,614.07
    Shares
    47.78
    Annual DPS
    $1.7364
    Annual dividend
    $82.96
    Yield on cost
    8.30%
    Annual investment
    $80.33
    Stock price
    $33.78
    Total profit
    $614.07
  • Year 6

    Portfolio value
    $1,790.27
    Shares
    50.47
    Annual DPS
    $1.9221
    Annual dividend
    $97.01
    Yield on cost
    9.70%
    Annual investment
    $93.77
    Stock price
    $35.47
    Total profit
    $790.27
  • Year 7

    Portfolio value
    $1,991.56
    Shares
    53.47
    Annual DPS
    $2.1275
    Annual dividend
    $113.76
    Yield on cost
    11.38%
    Annual investment
    $109.76
    Stock price
    $37.25
    Total profit
    $991.56
  • Year 8

    Portfolio value
    $2,222.37
    Shares
    56.83
    Annual DPS
    $2.3550
    Annual dividend
    $133.82
    Yield on cost
    13.38%
    Annual investment
    $128.88
    Stock price
    $39.11
    Total profit
    $1,222.37
  • Year 9

    Portfolio value
    $2,488.07
    Shares
    60.59
    Annual DPS
    $2.6067
    Annual dividend
    $157.94
    Yield on cost
    15.79%
    Annual investment
    $151.80
    Stock price
    $41.06
    Total profit
    $1,488.07
  • Year 10

    Portfolio value
    $2,795.14
    Shares
    64.83
    Annual DPS
    $2.8854
    Annual dividend
    $187.05
    Yield on cost
    18.70%
    Annual investment
    $179.39
    Stock price
    $43.12
    Total profit
    $1,795.14

Income Milestones

7
$100/year — reached in year 7

Projected dividend income: DRIP vs no DRIP

Final-year advantageExtra income +$78.05 (71.6% vs no DRIP)Without DRIPWith DRIP
Projected dividend income: DRIP vs no DRIP
YearWithout DRIP ($)With DRIP ($)
143.7045.58
248.3752.75
353.5461.18
459.2671.15
565.6082.96
672.6197.01
780.38113.76
888.97133.82
998.48157.94
10109.00187.05

How much do you need?

How much do you need to invest to reach your dividend income goal?

Frequently asked questions

How much dividend income will Regions Financial pay in 10 years?

Based on a $1,000 investment with 10.7% annual dividend growth, Regions Financial (RF) could generate $187.05/year in dividend income after 10 years (with DRIP enabled).

What is Regions Financial's projected dividend growth rate?

Regions Financial (RF) has grown its dividend at a 10.7% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.

How does DRIP work with Regions Financial dividends?

DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional Regions Financial shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.

How much do I need to invest in Regions Financial to make $1,000/month in dividends?

At Regions Financial's current yield of 3.95%, you would need a lump-sum investment of approximately $303,962 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.

Are these dividend projections guaranteed?

No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.