PSB Holdings (PSBQ) Dividend Forecast & DRIP Calculator

Project future dividend income from PSB Holdings (PSBQ) based on its 10.0% historical CAGR. Toggle DRIP, add monthly contributions, and set custom growth assumptions.

Investment, stock price, and share count are tied together (investment = shares × price). Editing one updates the others so they stay in sync.

Default reflects historical 5Y CAGR (~10.0%).

Initial dividend yield
3.067%

Based on current price and annual dividend.

%

Results After 10 Years

Total Portfolio Value

$2,469.60147.0%

Annual Dividend Income

$123.90245.4%

Monthly Dividend Income

$10.33245.4%

Yield on Cost

12.39%

Total Return Breakdown

$2,470 (+147.0%)

Initial Investment

$1,000

40.5%

Additional Investments

$0

0.0%

Dividends

$693

28.1%

Stock Price Growth

$777

31.5%

Growth Projections

Total Portfolio Value ($)

Annual Dividend Income ($)

Monthly Dividend Income ($)

Yield on Cost (%)

Detailed Projections

  • Year 0

    Portfolio value
    $1,000.00
    Shares
    36.67
    Annual DPS
    $0.8600
    Annual dividend
    $31.54
    Yield on cost
    3.15%
    Stock price
    $27.27
    Total profit
    $0.00
  • Year 1

    Portfolio value
    $1,085.78
    Shares
    37.92
    Annual DPS
    $0.9459
    Annual dividend
    $35.87
    Yield on cost
    3.59%
    Annual investment
    $35.13
    Stock price
    $28.63
    Total profit
    $85.78
  • Year 2

    Portfolio value
    $1,180.79
    Shares
    39.27
    Annual DPS
    $1.0404
    Annual dividend
    $40.86
    Yield on cost
    4.09%
    Annual investment
    $39.98
    Stock price
    $30.07
    Total profit
    $180.79
  • Year 3

    Portfolio value
    $1,286.24
    Shares
    40.74
    Annual DPS
    $1.1443
    Annual dividend
    $46.63
    Yield on cost
    4.66%
    Annual investment
    $45.58
    Stock price
    $31.57
    Total profit
    $286.24
  • Year 4

    Portfolio value
    $1,403.55
    Shares
    42.34
    Annual DPS
    $1.2587
    Annual dividend
    $53.30
    Yield on cost
    5.33%
    Annual investment
    $52.04
    Stock price
    $33.15
    Total profit
    $403.55
  • Year 5

    Portfolio value
    $1,534.35
    Shares
    44.09
    Annual DPS
    $1.3844
    Annual dividend
    $61.03
    Yield on cost
    6.10%
    Annual investment
    $59.53
    Stock price
    $34.80
    Total profit
    $534.35
  • Year 6

    Portfolio value
    $1,680.54
    Shares
    45.99
    Annual DPS
    $1.5227
    Annual dividend
    $70.02
    Yield on cost
    7.00%
    Annual investment
    $68.22
    Stock price
    $36.54
    Total profit
    $680.54
  • Year 7

    Portfolio value
    $1,844.33
    Shares
    48.06
    Annual DPS
    $1.6748
    Annual dividend
    $80.50
    Yield on cost
    8.05%
    Annual investment
    $78.33
    Stock price
    $38.37
    Total profit
    $844.33
  • Year 8

    Portfolio value
    $2,028.32
    Shares
    50.34
    Annual DPS
    $1.8421
    Annual dividend
    $92.74
    Yield on cost
    9.27%
    Annual investment
    $90.12
    Stock price
    $40.29
    Total profit
    $1,028.32
  • Year 9

    Portfolio value
    $2,235.55
    Shares
    52.84
    Annual DPS
    $2.0262
    Annual dividend
    $107.07
    Yield on cost
    10.71%
    Annual investment
    $103.90
    Stock price
    $42.30
    Total profit
    $1,235.55
  • Year 10

    Portfolio value
    $2,469.60
    Shares
    55.60
    Annual DPS
    $2.2286
    Annual dividend
    $123.90
    Yield on cost
    12.39%
    Annual investment
    $120.07
    Stock price
    $44.42
    Total profit
    $1,469.60

Income Milestones

9
$100/year — reached in year 9

Projected dividend income: DRIP vs no DRIP

Final-year advantageExtra income +$42.18 (51.6% vs no DRIP)Without DRIPWith DRIP
Projected dividend income: DRIP vs no DRIP
YearWithout DRIP ($)With DRIP ($)
134.6935.87
238.1540.86
341.9646.63
446.1653.30
550.7761.03
655.8470.02
761.4280.50
867.5592.74
974.30107.07
1081.72123.90

How much do you need?

How much do you need to invest to reach your dividend income goal?

Frequently asked questions

How much dividend income will PSB Holdings pay in 10 years?

Based on a $1,000 investment with 10.0% annual dividend growth, PSB Holdings (PSBQ) could generate $123.90/year in dividend income after 10 years (with DRIP enabled).

What is PSB Holdings's projected dividend growth rate?

PSB Holdings (PSBQ) has grown its dividend at a 10.0% annual rate over the past 5 years. This historical CAGR is used as the default projection but can be adjusted in the calculator.

How does DRIP work with PSB Holdings dividends?

DRIP (Dividend Reinvestment Plan) automatically reinvests dividends into additional PSB Holdings shares. Over time, this compounds returns because you earn dividends on your reinvested dividends, significantly increasing total income.

How much do I need to invest in PSB Holdings to make $1,000/month in dividends?

At PSB Holdings's current yield of 3.07%, you would need a lump-sum investment of approximately $391,326 to generate $1,000/month in dividends. Use the Goal Calculator above for detailed scenarios.

Are these dividend projections guaranteed?

No. All projections are based on historical dividend growth rates and current yields. Companies can cut, suspend, or increase dividends at any time. Past performance does not guarantee future results.