Current Yield
2.08%
TTM Dividend/Share
$1.04
Payment Frequency
Quarterly
Payout Ratio
29.5%
Consecutive Growth Years
13 (Dividend Contender)
Key takeaways
- Dividend Contender — PSB Holdings (PSBQ) has raised its dividend for 13 consecutive years.
- PSB Holdings (PSBQ) currently yields 2.08%, paying $1.04 per share over the trailing twelve months, distributed quarterly.
- Payout ratio is 29.5% — the share of earnings distributed as dividends.
- 5 of 8 dividend safety checks passed.
- 5-year dividend CAGR of 9.99%.
Dividend yield valuation for PSB Holdings (PSBQ)
Current dividend yield vs its own 1Y / 3Y / 5Y historical averages — a rough valuation signal.
Valuation zone | Below average — potentially overvalued |
Current yield (now) | 2.08% |
1-year average yield | 3.07%now 0.99 pp below |
3-year average yield | 3.04%now 0.96 pp below |
5-year average yield | 2.65%now 0.57 pp below |
PSBQ: a yield above its history can signal value (or risk); below can signal a rich price. One valuation signal among many — review fundamentals before investing.
Dividend health for PSB Holdings (PSBQ)
Cash-flow, leverage and returns metrics that signal whether the dividend is well-covered and sustainable.
Chowder score | 12.1% |
FCF payout ratio | 20.7% |
Net debt / EBITDA | 7.0x |
Interest coverage | 0.59x |
ROIC (TTM) | 14.2% |
Dividend safety score for PSB Holdings (PSBQ)
Checks covering payout coverage, free-cash-flow support, leverage and dividend-growth durability.
5 of 8 checks passed
Payout ratio below 75%
Payout ratio is 29.5%, well below the 75% threshold.
Free cash flow covers dividend
TTM FCF after dividends is $0M — FCF fully covers the payout.
No dividend cuts in 10+ years
1 dividend cut(s) in the last 10 years.
Positive earnings growth trend
Earnings per share have grown over the past 5 years.
10+ years of consecutive growth
13 consecutive years of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 20.7%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is 7.0x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (10.0%) exceeds EPS growth (1.0%) — payout ratio expanding.
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Per-payment dividend history
49 payments from 2003 to 2026 · Adj. Dividend is split-adjusted
| Jul 10, 2026 | Jul 31, 2026 | $0.1800 | $0.1800 |
| Apr 10, 2026 | Apr 30, 2026 | $0.1800 | $0.1800 |
| Jan 12, 2026 | Jan 30, 2026 | $0.3400 | $0.3400 |
| Jul 11, 2025 | Jul 31, 2025 | $0.3400 | $0.3400 |
| Jan 10, 2025 | Jan 31, 2025 | $0.3200 | $0.3200 |
| Jul 11, 2024 | Jul 31, 2024 | $0.3200 | $0.3200 |
| Jan 9, 2024 | Jan 29, 2024 | $0.3000 | $0.3000 |
| Jul 6, 2023 | Jul 28, 2023 | $0.3000 | $0.3000 |
| Jan 5, 2023 | Jan 30, 2023 | $0.2500 | $0.2500 |
| Jul 14, 2022 | Jul 29, 2022 | $0.2500 | $0.2500 |
| Jan 6, 2022 | Jan 28, 2022 | $0.2300 | $0.2300 |
| Jul 8, 2021 | Jul 30, 2021 | $0.2300 | $0.2300 |
- Jul 10, 2026$0.1800
- Apr 10, 2026$0.1800
- Jan 12, 2026$0.3400
- Jul 11, 2025$0.3400
- Jan 10, 2025$0.3200
- Jul 11, 2024$0.3200
- Jan 9, 2024$0.3000
- Jul 6, 2023$0.3000
- Jan 5, 2023$0.2500
- Jul 14, 2022$0.2500
- Jan 6, 2022$0.2300
- Jul 8, 2021$0.2300
Historical dividend yield for PSB Holdings (PSBQ)
Mean trailing dividend yield using one ratio snapshot per calendar year.Mean yield1Y: 3.07%5Y: 2.65%10Y: 2.12%
Dividend per share for PSB Holdings (PSBQ)
CAGR (per year)1Y: 6.45%5Y: 9.99%10Y: 9.22%→ Stable
| Year | Total ($/share) | Payments |
|---|---|---|
| 2003 | $0.30 | 1 |
| 2004 | $0.70 | 3 |
| 2005 | $0.19 | 2 |
| 2006 | $0.20 | 2 |
| 2007 | $0.21 | 2 |
| 2008 | $0.21 | 2 |
| 2009 | $0.22 | 2 |
| 2010 | $0.23 | 2 |
| 2011 | $0.23 | 2 |
| 2012 | $0.36 | 3 |
| 2013 | $0.13 | 1 |
| 2014 | $0.26 | 2 |
| 2015 | $0.27 | 2 |
| 2016 | $0.29 | 2 |
| 2017 | $0.31 | 2 |
| 2018 | $0.34 | 2 |
| 2019 | $0.38 | 2 |
| 2020 | $0.41 | 2 |
| 2021 | $0.44 | 2 |
| 2022 | $0.48 | 2 |
| 2023 | $0.55 | 2 |
| 2024 | $0.62 | 2 |
| 2025 | $0.66 | 2 |
| 2026 | $0.70 | 3 |
Dividend growth for PSB Holdings (PSBQ)
Year-over-year change in total annual dividend per share (split-adjusted, by ex-dividend year). Green is an increase, red a cut.
Dividend Increase Track Record
Year-over-year change in total annual DPS (dividends per share, split-adjusted), based on ex-dividend date.
| 2026 | $0.6600 | — | — |
| 2025 | $0.6200 | $0.6600 | +6.5% |
| 2024 | $0.5500 | $0.6200 | +12.7% |
| 2023 | $0.4800 | $0.5500 | +14.6% |
| 2022 | $0.4400 | $0.4800 | +9.1% |
| 2021 | $0.4100 | $0.4400 | +7.3% |
| 2020 | $0.3800 | $0.4100 | +7.9% |
| 2019 | $0.3367 | $0.3800 | +12.9% |
| 2018 | $0.3100 | $0.3367 | +8.6% |
| 2017 | $0.2900 | $0.3100 | +6.9% |
| 2016 | $0.2733 | $0.2900 | +6.1% |
| 2015 | $0.2633 | $0.2733 | +3.8% |
| 2014 | $0.1300 | $0.2633 | +102.6% |
| 2013 | $0.3648 | $0.1300 | -64.4% |
| 2012 | $0.2318 | $0.3648 | +57.4% |
| 2011 | $0.2254 | $0.2318 | +2.8% |
| 2010 | $0.2190 | $0.2254 | +2.9% |
| 2009 | $0.2127 | $0.2190 | +3.0% |
| 2008 | $0.2064 | $0.2127 | +3.1% |
| 2007 | $0.2000 | $0.2064 | +3.2% |
| 2006 | $0.1937 | $0.2000 | +3.3% |
| 2005 | $0.6952 | $0.1937 | -72.1% |
| 2004 | — | $0.6952 | — |
- 2026—
- 2025$0.6600
- 2024$0.6200
- 2023$0.5500
- 2022$0.4800
- 2021$0.4400
- 2020$0.4100
- 2019$0.3800
- 2018$0.3367
- 2017$0.3100
- 2016$0.2900
- 2015$0.2733
- 2014$0.2633
- 2013$0.1300
- 2012$0.3648
- 2011$0.2318
- 2010$0.2254
- 2009$0.2190
- 2008$0.2127
- 2007$0.2064
- 2006$0.2000
- 2005$0.1937
- 2004$0.6952
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
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