PSB Holdings (PSBQ) has touched its pre-ex close within 30 trading days in 91% of the last 11 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is well above the typical daily price swing — meaning the dividend is roughly 203% the size of one ATR, leaving meaningful headroom for capture profit even if the gap recovers slowly.
Versus its sector, PSBQ sits roughly in line with the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next ex-dividend date is estimated at Jul 14, 2026 (±3 days), based on the historical pattern; the company has not yet declared a dividend.
- Touch rate (30d)
- 91%-4pp vs sector
- Median days-to-touch
- 1din line with sector
- Signal-to-noise
- 2.03+1.72 vs sector
Recovery engine
TL;DR over the most recent 11 events.
| Metric | Value | vs sector |
|---|---|---|
| 30-day touch rate | 91% | -4pp vs sector |
| Median days-to-touch | 1d | in line with sector |
| Signal-to-noise (div / ATR) | 2.03 | +1.72 vs sector |
| Avg gap on ex-date | -0.73% | -0.15pp vs sector |
| Win rate at MOC exit | 75% | — |
| Median drawdown during hold | -1.58% | +2.80pp vs sector |
| Best / worst touch (days) | 1 / 11 | — |
Next ex-dividend
Estimated from historical pattern ±3 days.
| Dividend | $0.18 |
| Per-event yield | 0.66% |
| Annualized yield | 3.15% |
| Previously paid | Apr 10, 2026 ($0.18) |
| Last record date | Apr 10, 2026 |
| Last payment date | Apr 30, 2026 |
PSBQ Dividend Capture History — Last 20 Ex-Dividend Events
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday high at or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for PSB Holdings (PSBQ). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q2 | $0.18 | -0.11% | $27.30 | 6 | no | yes | -2.38% | -0.07% | |
| Q1 | $0.34 | -1.12% | $26.90 | 2 | yes | yes | -1.12% | +1.64% | |
| Q3 | $0.34 | -1.80% | $23.90 | 9 | no | yes | -2.51% | -0.54% | |
| Q1 | $0.32 | -3.69% | $26.00 | 11 | no | yes | -3.77% | +0.08% | |
| Q3 | $0.32 | -0.99% | $20.30 | 1 | yes | yes | -1.18% | +19.80% | |
| Q1 | $0.30 | 0.45% | $22.05 | 1 | yes | yes | -4.85% | +0.91% | |
| Q3 | $0.30 | 0.00% | $20.85 | 1 | yes | yes | -1.53% | +1.92% | |
| Q1 | $0.25 | 0.00% | $21.65 | 1 | yes | yes | -1.62% | +0.46% | |
| Q3 | $0.25 | 0.78% | $23.00 | 1 | yes | yes | -0.87% | +2.52% | |
| Q1 | $0.23 | 0.00% | $26.10 | 1 | yes | yes | -0.38% | +0.50% | |
| Q3 | $0.23 | -1.53% | $26.15 | >30 | no | no | -6.23% | -1.03% | |
| Q1 | $0.21 | 0.00% | $21.49 | 1 | yes | yes | -1.12% | +2.19% | |
| Q3 | $0.21 | -1.86% | $18.80 | >30 | no | no | -4.26% | -3.14% | |
| Q1 | $0.20 | -0.15% | $27.49 | 1 | yes | yes | -1.42% | +2.58% | |
| Q3 | $0.20 | -1.04% | $24.00 | 4 | yes | yes | -1.88% | +0.83% | |
| Q1 | $0.18 | 0.00% | $22.25 | 1 | yes | yes | -4.49% | +3.06% | |
| Q3 | $0.53 | 0.00% | $25.67 | 1 | yes | yes | -6.19% | -3.66% | |
| Q1 | $0.48 | 0.00% | $23.08 | 1 | yes | yes | 0.00% | +2.08% | |
| Q3 | $0.48 | -0.09% | $22.35 | 6 | no | yes | -0.09% | +2.82% | |
| Q1 | $0.45 | 0.00% | $18.83 | 1 | yes | yes | -1.33% | +2.87% |
- -0.07%
- +1.64%
- -0.54%
- +0.08%
- +19.80%
- +0.91%
- +1.92%
- +0.46%
- +2.52%
- +0.50%
- -1.03%
- +2.19%
- -3.14%
- +2.58%
- +0.83%
- +3.06%
- -3.66%
- +2.08%
- +2.82%
- +2.87%
PSBQ Pre-Ex Touch Time Distribution
First trading session whose intraday high reached the pre-ex close within the 30-day measurement window. td = trading days from ex-date.
| Touch window | Distribution | Count | Share |
|---|---|---|---|
| ≤ 1 day | 12 | 60% | |
| 2–3 days | 1 | 5% | |
| 4–5 days | 1 | 5% | |
| 6–10 days | 3 | 15% | |
| 11–30 days | 1 | 5% | |
| 30+ | 2 | 10% |
PSBQ Dividend Capture Calculator — After-Tax Yield
Pre-filled with PSBQ's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
U.S. ordinary-income rate (22-37%) applies on holds shorter than 61 days. Hold longer to qualify for the 0/15/20% qualified-dividend rate.
- Gross dividend
- $36.00
- After-tax dividend
- $23.40
- Slippage round-trip
- -$5.46
- Net if price returns to pre-ex
- +$17.94
- Required recovery to break even
- 0.00%
- Per-event after-tax yield
- +0.33%
- Annual if all succeed
- ~16.6%
PSBQ Dividend Capture Backtest Simulator
Replay every historical PSBQ ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close, or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover dots for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · PSBQ (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| +2.39% | |
| +2.82% | |
| +2.08% | |
| +2.06% | |
| +0.81% | |
| +0.83% | |
| +0.73% | |
| -3.14% | |
| +0.98% | |
| -1.03% | |
| +0.88% | |
| +1.09% | |
| +1.15% | |
| +1.44% | |
| +1.36% | |
| +1.58% | |
| +0.08% | |
| -0.54% | |
| +1.26% | |
| -0.07% |
Results are illustrative only and are not financial advice. Capture simulations use historical prices and simplified costs and tax assumptions. Actual fills, borrow fees, and market rules vary. Consult a qualified advisor before trading.