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Price Target for Cullen/Frost Bankers (CFR-PB)

Interactive scenarios for Cullen/Frost Bankers (CFR-PB) at about $149.39. Default base case lands near $302.60 in 5 years from 14% growth and a 15× exit P/E — about a 15.2% CAGR.

Trading at discount
Analysis
Capital Return

Stock price

$149.39

TTM EPS

$10.27

P/E (TTM)

12.64

Net cash

$4.1B

Beta

0.55

Valuation context

How today's valuation compares to its own 5-year history.

P/E vs 5Y median

Where today's P/E sits versus its trailing five-year median.

-16.4%
Discount
DiscountFair valuePremiumStretched
−50%at median+50%

CFR-PB trades 16.4% below its 5-year median P/E — cheap vs its own history.

Breakdown5Y low · median · 5Y highToday
P/E
11.915.118.6
12.6
P/S
2.63.05.7
2.8
EV/EBITDA
2.33.88.4
4.7
EPS 5Y
5Y CAGR+14.3%
PEG5.58(demanding vs growth)

Scenario calculator

Enter EPS growth and exit P/E per scenario. The chart starts at the current share price (Now) and transitions the P/E from today's trailing multiple toward your Exit P/E over the horizon. Same live price and TTM EPS as the rest of the page.

Whole number from 1 to 10 years.
bear
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.
base
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.
bull
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.

Base case: with about 14% growth per year and a 15× exit multiple over 5 years, the model lands CFR-PB near $302.60 — an implied about a 15.2% CAGR.

Your base case implies a $177.43 12-month target. Save it to join the community consensus.

Implied price path (by year)

Paths start at $149.39 (Now); the P/E transitions from today's trailing multiple toward Exit P/E by the horizon year.

At horizon (2031)

  • Bear$202.25
  • Base$302.60
  • Bull$375.00

Sensitivity (base case)

Sensitivity grid — sweeps EPS growth and exit P/E around your base inputs. Simple mode only; bear, bull, and Advanced (revenue) paths are not included.

Implied share price at the horizon for each combination: EPS growth in the rows, exit P/E in the columns; other settings stay fixed.

Row axis: EPS growth. Column axis: exit P/E.Exit P/E →↓ EPS growth5×10×15×20×25×
4%$65$128$191$255$318
9%$82$162$242$322$402
14%$102$203$303$403$503
19%$127$251$375$499$623
24%$156$308$460$613$765
LegendGreen: >10% above today's priceAmber: within ±10%Red: >10% below today's price

Shade depth: darker fill within the same color band means a higher implied price in that cell (across the grid).

Annual diluted EPS

GAAP diluted EPS by fiscal year — use as context for growth assumptions above, not a forecast. Across 14 fiscal years, diluted EPS went from about $3.86 in 2012 to about $9.92 in 2025.

Scale: 3.80 to 9.92 EPS; horizontal line at 0. Fiscal years with no row in the database are omitted.

Diluted EPS year-over-year change

Percent change vs the previous fiscal year. If a fiscal year is missing, the comparison is to the prior available year. Year-over-year EPS change in this window ranged from a high of +32.4% to a low of -25.3%.

Cullen/Frost Bankers (CFR-PB) Key Financials

Charts, filings, and peer comparison for every metric

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Relative valuation

How CFR-PB trades versus its Financial Services peers and its own history. Lower multiples are cheaper; the band marks where each multiple sits between its 5-year low (left) and high (right).

No signal
  • P/E (TTM)—
    No signal
  • EV/EBITDA—
    No signal
  • P/S (TTM)—
    No signal

Peers in the Financial Services sector

Compare CFR-PB against its Financial Services peers on the three core multiples. Lower is cheaper; tap a column to rank the peer set. Open any peer's price target page for its full scenario breakdown. Filtered to active common stock, excluding ETFs and funds.

About the CFR-PB price target calculator

The CFR-PB price target calculator projects a future share price by compounding trailing twelve-month earnings per share at an assumed growth rate and applying an exit P/E multiple at the end of the horizon. The stock currently trades at about $149.39, a P/E of roughly 12.6× on TTM EPS of $10.27.

CFR-PB has no usable next-year analyst EPS consensus in our dataset, so the calculator defaults to historical EPS growth for its scenarios. Trailing 5-year EPS history shows 14.3% growth per year — the model uses that as the base case.

Frequently asked questions

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