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Price Target for The Hartford (HIG-PG)

Interactive scenarios for The Hartford (HIG-PG) at about $131.33. Default base case lands near $144.20 in 5 years from a 0% decline and a 10× exit P/E — about a 1.9% CAGR.

Near 5-year median
Analysis

Stock price

$131.33

TTM EPS

$14.22

P/E (TTM)

10.20

Net debt

$4.2B

Beta

0.48

Valuation context

How today's valuation compares to its own 5-year history.

P/E vs 5Y median

Where today's P/E sits versus its trailing five-year median.

-0.9%
Fair value
DiscountFair valuePremiumStretched
−50%at median+50%

HIG-PG's P/E sits within ±10% of its trailing 5-year median — broadly in line with its own history.

Breakdown5Y low · median · 5Y highToday
P/E
9.910.313.7
10.2
P/S
1.01.11.4
1.4
EV/EBITDA
8.08.110.0
8.1
EPS 5Y
5Y CAGR+22.9%

Scenario calculator

Enter EPS growth and exit P/E per scenario. The chart starts at the current share price (Now) and transitions the P/E from today's trailing multiple toward your Exit P/E over the horizon. Same live price and TTM EPS as the rest of the page.

Whole number from 1 to 10 years.
bear
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.
base
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.
bull
Percent per year from negative thirty to fifty. Use a period or comma as the decimal separator.
Exit price-to-earnings multiple, whole number from 5 to 80.

Base case: with about a 0% decline per year and a 10× exit multiple over 5 years, the model lands HIG-PG near $144.20 — an implied about a 1.9% CAGR.

Your base case implies a $145.89 12-month target. Save it to join the community consensus.

Implied price path (by year)

Paths start at $131.33 (Now); the P/E transitions from today's trailing multiple toward Exit P/E by the horizon year.

At horizon (2031)

  • Bear$122.48
  • Base$144.20
  • Bull$159.37

Sensitivity (base case)

Sensitivity grid — sweeps EPS growth and exit P/E around your base inputs. Simple mode only; bear, bull, and Advanced (revenue) paths are not included.

Implied share price at the horizon for each combination: EPS growth in the rows, exit P/E in the columns; other settings stay fixed.

Row axis: EPS growth. Column axis: exit P/E.Exit P/E →↓ EPS growth1×5×10×15×20×
-10%$8$44$85$126$168
-5%$11$57$111$166$220
-0%$14$74$144$214$284
5%$18$95$184$274$363
10%$23$120$233$346$459
LegendGreen: >10% above today's priceAmber: within ±10%Red: >10% below today's price

Shade depth: darker fill within the same color band means a higher implied price in that cell (across the grid).

Annual diluted EPS

GAAP diluted EPS by fiscal year — use as context for growth assumptions above, not a forecast. Across 14 fiscal years, diluted EPS went from about $-0.08 in 2012 to about $13.32 in 2025.

Scale: -8.45 to 13.32 EPS; horizontal line at 0. Fiscal years with no row in the database are omitted.

Diluted EPS year-over-year change

Percent change vs the previous fiscal year. If a fiscal year is missing, the comparison is to the prior available year. Year-over-year EPS change in this window ranged from a high of +203.5% to a low of -472.2%.

Your EPS growth vs next-year analyst consensus

Same basis for every column: one-step implied EPS growth (next-year average estimate vs TTM). Consensus uses 1 EPS estimate. Δ (pts) is your growth minus consensus in percentage points, not "percent of consensus."

The Hartford (HIG-PG) Key Financials

Charts, filings, and peer comparison for every metric

Operations

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Relative valuation

How HIG-PG trades versus its Financial Services peers and its own history. Lower multiples are cheaper; the band marks where each multiple sits between its 5-year low (left) and high (right).

No signal
  • P/E (TTM)—
    No signal
  • EV/EBITDA—
    No signal
  • P/S (TTM)—
    No signal

Peers in the Financial Services sector

Compare HIG-PG against its Financial Services peers on the three core multiples. Lower is cheaper; tap a column to rank the peer set. Open any peer's price target page for its full scenario breakdown. Filtered to active common stock, excluding ETFs and funds.

About the HIG-PG price target calculator

The HIG-PG price target calculator projects a future share price by compounding trailing twelve-month earnings per share at an assumed growth rate and applying an exit P/E multiple at the end of the horizon. The stock currently trades at about $131.33, a P/E of roughly 10.2× on TTM EPS of $14.22.

1 analyst covers HIG-PG for the next fiscal year, with EPS estimates ranging from $12.27 to $13.21 and a consensus average of $12.86. Versus the latest TTM EPS of about $14.22, that consensus implies roughly a 9.5% decline next year. That sits a notable shift from the trailing 5-year EPS history of 22.9% growth per year — one useful sanity check on whether consensus is anchored to history or expecting a regime change.

Frequently asked questions

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