UMB Financial (UMBF) Dividend History & Yield
Dividend ContenderUMB Financial (UMBF) has increased its dividend for 24 consecutive years and currently yields 1.27%. The most recent dividend was $0.4300/share on Apr 1, 2026, paid Quarterly.
UMBF
Current Yield
1.27%
TTM Dividend/Share
$1.66
Payment Frequency
Quarterly
Payout Ratio
14.7%
Consecutive Growth Years
24 (Dividend Contender)
Div Growth (1Y CAGR)
3.82%
Div Growth (5Y CAGR)
5.45%
Div Growth (10Y CAGR)
5.55%
UMBF: compare the "Now" marker to the 1Y / 3Y / 5Y averages on the scale. One valuation signal among many — review fundamentals before investing.
Dividend health
Chowder score
6.7%
FCF payout ratio
4.1%
Net debt / EBITDA
3.0x
Interest coverage
0.63x
ROIC (TTM)
18.5%
Dividend Safety Score
7 out of 8 checks passed
Payout ratio below 75%
Payout ratio is 14.7%, well below the 75% threshold.
Free cash flow covers dividend
FCF/share ($12.88) covers dividend/share ($1.66).
No dividend cuts in 10+ years
No dividend cuts in the last 10 years.
Positive earnings growth trend
Earnings per share have grown over the past 5 years.
10+ years of consecutive growth
24 consecutive years of dividend growth.
FCF payout ratio below 70%
FCF payout ratio is 4.1%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is 3.0x.
Dividend growth ≤ earnings growth (5Y)
Dividend growth (5.5%) ≤ EPS growth (14.5%) — sustainable.
Per-payment dividend history
Ex-date Jun 10, 2026
- Payment date
- Jul 1, 2026
- Dividend
- $0.4300
- Adj. dividend
- $0.4300
Ex-date Mar 10, 2026
- Payment date
- Apr 1, 2026
- Dividend
- $0.4300
- Adj. dividend
- $0.4300
Ex-date Dec 10, 2025
- Payment date
- Jan 2, 2026
- Dividend
- $0.4300
- Adj. dividend
- $0.4300
Ex-date Sep 10, 2025
- Payment date
- Oct 1, 2025
- Dividend
- $0.4000
- Adj. dividend
- $0.4000
Ex-date Jun 10, 2025
- Payment date
- Jul 1, 2025
- Dividend
- $0.4000
- Adj. dividend
- $0.4000
Ex-date Mar 10, 2025
- Payment date
- Apr 1, 2025
- Dividend
- $0.4000
- Adj. dividend
- $0.4000
Ex-date Dec 10, 2024
- Payment date
- Jan 2, 2025
- Dividend
- $0.4000
- Adj. dividend
- $0.4000
Ex-date Sep 10, 2024
- Payment date
- Oct 1, 2024
- Dividend
- $0.3900
- Adj. dividend
- $0.3900
Ex-date Jun 10, 2024
- Payment date
- Jul 1, 2024
- Dividend
- $0.3900
- Adj. dividend
- $0.3900
Ex-date Mar 8, 2024
- Payment date
- Apr 1, 2024
- Dividend
- $0.3900
- Adj. dividend
- $0.3900
Ex-date Dec 8, 2023
- Payment date
- Jan 2, 2024
- Dividend
- $0.3900
- Adj. dividend
- $0.3900
Ex-date Sep 8, 2023
- Payment date
- Oct 2, 2023
- Dividend
- $0.3800
- Adj. dividend
- $0.3800
| Ex-Date | Payment Date | Dividend | Adj. Dividend |
|---|---|---|---|
| Jun 10, 2026 | Jul 1, 2026 | $0.4300 | $0.4300 |
| Mar 10, 2026 | Apr 1, 2026 | $0.4300 | $0.4300 |
| Dec 10, 2025 | Jan 2, 2026 | $0.4300 | $0.4300 |
| Sep 10, 2025 | Oct 1, 2025 | $0.4000 | $0.4000 |
| Jun 10, 2025 | Jul 1, 2025 | $0.4000 | $0.4000 |
| Mar 10, 2025 | Apr 1, 2025 | $0.4000 | $0.4000 |
| Dec 10, 2024 | Jan 2, 2025 | $0.4000 | $0.4000 |
| Sep 10, 2024 | Oct 1, 2024 | $0.3900 | $0.3900 |
| Jun 10, 2024 | Jul 1, 2024 | $0.3900 | $0.3900 |
| Mar 8, 2024 | Apr 1, 2024 | $0.3900 | $0.3900 |
| Dec 8, 2023 | Jan 2, 2024 | $0.3900 | $0.3900 |
| Sep 8, 2023 | Oct 2, 2023 | $0.3800 | $0.3800 |
Historical Dividend Yield
Dividend Growth
Dividend Increase Track Record
UMB Financial has raised its total annual dividend (split-adjusted, by ex-dividend calendar year) versus the prior year for 24 consecutive years — the same figure as the "Consecutive Growth Years" card above.
| Year | Previous DPS | New DPS | Change |
|---|---|---|---|
| 2026 | $1.6300 | — | — |
| 2025 | $1.5700 | $1.6300 | +3.8% |
| 2024 | $1.5300 | $1.5700 | +2.6% |
| 2023 | $1.4900 | $1.5300 | +2.7% |
| 2022 | $1.3800 | $1.4900 | +8.0% |
| 2021 | $1.2500 | $1.3800 | +10.4% |
| 2020 | $1.2100 | $1.2500 | +3.3% |
| 2019 | $1.1700 | $1.2100 | +3.4% |
| 2018 | $1.0400 | $1.1700 | +12.5% |
| 2017 | $0.9900 | $1.0400 | +5.1% |
| 2016 | $0.9500 | $0.9900 | +4.2% |
| 2015 | $0.9100 | $0.9500 | +4.4% |
| 2014 | $0.8700 | $0.9100 | +4.6% |
| 2013 | $0.8300 | $0.8700 | +4.8% |
| 2012 | $0.7900 | $0.8300 | +5.1% |
| 2011 | $0.7500 | $0.7900 | +5.3% |
| 2010 | $0.7100 | $0.7500 | +5.6% |
| 2009 | $0.6550 | $0.7100 | +8.4% |
| 2008 | $0.5700 | $0.6550 | +14.9% |
| 2007 | $0.5150 | $0.5700 | +10.7% |
| 2006 | $0.4550 | $0.5150 | +13.2% |
| 2005 | $0.4250 | $0.4550 | +7.1% |
| 2004 | $0.4050 | $0.4250 | +4.9% |
| 2003 | $0.4000 | $0.4050 | +1.3% |
| 2002 | $0.4858 | $0.4000 | -17.7% |
| 2001 | $0.3810 | $0.4858 | +27.5% |
| 2000 | $0.3469 | $0.3810 | +9.8% |
| 1999 | $0.3333 | $0.3469 | +4.1% |
| 1998 | $0.3173 | $0.3333 | +5.1% |
| 1997 | $0.3139 | $0.3173 | +1.1% |
| 1996 | $0.3063 | $0.3139 | +2.5% |
| 1995 | $0.3868 | $0.3063 | -20.8% |
| 1994 | $0.2356 | $0.3868 | +64.2% |
| 1993 | $0.3141 | $0.2356 | -25.0% |
| 1992 | $0.2356 | $0.3141 | +33.3% |
| 1991 | $0.3141 | $0.2356 | -25.0% |
| 1990 | $0.3416 | $0.3141 | -8.0% |
| 1989 | $0.2670 | $0.3416 | +27.9% |
| 1988 | $0.2670 | $0.2670 | 0.0% |
| 1987 | $0.4394 | $0.2670 | -39.2% |
| 1986 | $0.5469 | $0.4394 | -19.6% |
| 1985 | — | $0.5469 | — |
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Cash dividends paid (USD) — TTM and history
Trailing-twelve-month and annual common dividends paid for UMB Financial (UMBF) from the consolidated cash flow statement, in USD as filed.
Latest period
$145.11M
YoY change
+75.8%
5Y CAGR
+17.6%
Peak year (2025)
$135.62M
Latest annual
$135.62M
Cash dividends paid over time for UMB Financial (UMBF)
Per-period cash dividends paid
Cash dividends paid annual + quarterly history for UMB Financial (UMBF)
| Fiscal year | Period ended | Reported | Dividends Paid | YoY | YoY change |
|---|---|---|---|---|---|
| 2025 | $135.62M | +75.8% | +$58.49M | ||
| 2024 | $77.13M | +3.9% | +$2.88M | ||
| 2023 | $74.25M | +3.1% | +$2.21M | ||
| 2022 | $72.03M | +7.9% | +$5.28M | ||
| 2021 | $66.75M | +10.7% | +$6.47M | ||
| 2020 | $60.28M | +1.4% | +$845,000 | ||
| 2019 | $59.44M | +2.0% | +$1.16M | ||
| 2018 | $58.28M | +12.3% | +$6.40M | ||
| 2017 | $51.88M | +5.8% | +$2.84M | ||
| 2016 | $49.04M | +6.7% | +$3.07M | ||
| 2015 | $45.97M | +11.1% | +$4.60M | ||
| 2014 | $41.36M | +14.4% | +$5.20M | ||
| 2013 | $36.17M | +7.0% | +$2.38M | ||
| 2012 | $33.79M | +6.2% | +$1.99M | ||
| 2011 | $31.80M | +4.9% | +$1.47M | ||
| 2010 | $30.33M | +5.3% | +$1.54M | ||
| 2009 | $28.79M | +7.4% | +$1.98M | ||
| 2008 | $26.81M | -8.4% | -$2.46M | ||
| 2007 | $29.28M | +34.1% | +$7.45M | ||
| 2006 | $21.83M | +14.8% | +$2.82M | ||
| 2005 | $19.02M | +4.5% | +$812,000 | ||
| 2004 | $18.20M | +3.3% | +$585,000 | ||
| 2003 | $17.62M | -0.2% | -$40,000 | ||
| 2002 | $17.66M | +3.9% | +$658,000 | ||
| 2001 | $17.00M | -0.8% | -$134,000 | ||
| 2000 | $17.13M | +6.9% | +$1.10M | ||
| 1999 | $16.04M | -2.2% | -$365,000 | ||
| 1998 | $16.40M | +5.1% | +$800,000 | ||
| 1997 | $15.60M | +2.6% | +$400,000 | ||
| 1996 | $15.20M | +0.7% | +$100,000 | ||
| 1995 | $15.10M | +2.7% | +$400,000 | ||
| 1994 | $14.70M | +12.2% | +$1.60M | ||
| 1993 | $13.10M | +19.1% | +$2.10M | ||
| 1992 | $11.00M | +8.9% | +$900,000 | ||
| 1991 | $10.10M | +1.0% | +$100,000 | ||
| 1990 | $10.00M | -10.7% | -$1.20M | ||
| 1989 | $11.20M | — | — |
UMB Financial (UMBF) most recent annual dividends paid stands at $135.62M (2025) – surged 75.8% year-over-year.
UMB Financial dividends paid compound annual growth for the 2020–2025 (5 years) window is +17.6%, sustaining 17 straight years of year-over-year growth.
Across the available history, dividends paid reached its high of $135.62M in 2025 and its low of $10.00M in 1990.
Within Financial Services, UMB Financial (UMBF) ranks 8th among 8 peers we track. The peer median for dividends paid is $5.36B.
UMB Financial Dividends Paid 2025: $135.62M
UMB Financial dividends paid in 2025 was $135.62M, surged 75.8% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Dividends Paid 2024: $77.13M
UMB Financial dividends paid in 2024 was $77.13M, edged up 3.9% from 2023.
UMB Financial Dividends Paid 2023: $74.25M
UMB Financial dividends paid in 2023 was $74.25M, edged up 3.1% from 2022.
UMB Financial Dividends Paid 2022: $72.03M
UMB Financial dividends paid in 2022 was $72.03M, grew 7.9% from 2021.
UMB Financial Dividends Paid 2021: $66.75M
UMB Financial dividends paid in 2021 was $66.75M.
See more financial history for UMB Financial (UMBF).
Sector peers by dividends paid
Companies in the same sector as UMB Financial, ranked by their latest dividends paid.
| Company | Dividends Paid | Sector |
|---|---|---|
| JPMorgan Chase (JPM) | $16.63B | Financial Services |
| Bank of America (BAC) | $9.56B | Financial Services |
| Morgan Stanley (MS) | $6.59B | Financial Services |
| Wells Fargo (WFC) | $5.43B | Financial Services |
| Goldman Sachs (GS) | $5.28B | Financial Services |
| Visa (V) | $4.63B | Financial Services |
| Mastercard (MA) | $2.76B | Financial Services |
| Berkshire Hathaway (BRK-B) | $0 | Financial Services |
Frequently asked questions
Does UMB Financial pay dividends?
Yes, UMB Financial (UMBF) pays quarterly dividends of approximately $1.66 per share annually, yielding 1.27%.
What is UMB Financial's dividend yield?
UMB Financial (UMBF) has a current dividend yield of 1.27%.
Is UMB Financial's dividend safe?
UMB Financial (UMBF) passes 7 out of 8 dividend safety checks. See the detailed breakdown above for each criterion.
How many consecutive years has UMB Financial increased its dividend?
UMB Financial (UMBF) has 24 consecutive years of dividend increases.
What is UMB Financial's dividend payout ratio?
UMB Financial (UMBF) has a dividend payout ratio of 14.7%. Trailing twelve months (GAAP): adjusted dividends over roughly 12 months aligned with the latest reported quarter, divided by the sum of diluted EPS from the last four fiscal quarters (not NII or taxable income for BDCs/REITs).
What is UMB Financial's dividends paid?
Latest reported dividends paid for UMB Financial (UMBF) is $145.11M (period ending March 31, 2026).
How has UMB Financial dividends paid changed year-over-year?
UMB Financial (UMBF) dividends paid changed +75.8% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial dividends paid?
UMB Financial (UMBF) dividends paid compound annual growth rate is +17.6% over the most recent 5 years available.
When did UMB Financial dividends paid hit its highest annual value?
UMB Financial dividends paid reached its highest annual value of $135.62M in 2025.
What was UMB Financial dividends paid in 2024?
UMB Financial (UMBF) dividends paid in 2024 was $77.13M.
What was UMB Financial dividends paid in 2025?
UMB Financial (UMBF) dividends paid in 2025 was $135.62M.
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