What If You Invested $1,000 in UMB Financial (UMBF)?

Enter any amount and start date. We use historical prices to show your hypothetical return.

Historical extremes

What if you bought at the best or worst time? Check max profit, max drawdown, and total return since IPO.

Max profit

+7,961%

(80.6 times)

Buy
Mar 27, 1980
$1.66
Sell
Feb 6, 2026
$133.81

Buying UMBF at the best price and selling at the peak would have turned $1,000 into $80,608.43.

Max drawdown

52.85%

(fell to 47% of peak)

Peak
Sep 19, 2008
$51.16
Trough
Oct 3, 2011
$24.12

A $1,000 investment in UMBF at the peak would have shrunk to $471.46 at the trough.

Return since IPO

+6,890%

(69.9 times)

IPO
Mar 17, 1980
$1.72
Current
Apr 10, 2026
$120.23

A $1,000 investment in UMBF at IPO would be worth $69,901.16 today.

Frequently asked questions

What is UMB Financial (UMBF) stock's all-time high (ATH) and all-time low (ATL)?

UMB Financial (UMBF) stock's all-time low (ATL) was $1.66 on Mar 27, 1980. The all-time high (ATH) was $133.81 on Feb 6, 2026.

What if you invested $1,000 in UMB Financial (UMBF) stock for maximum profit?

Buying UMB Financial (UMBF) stock at the best price ($1.66 on Mar 27, 1980) and selling at the peak ($133.81 on Feb 6, 2026) would have turned $1,000 into $80,608.43. Historical return: +7,960.84% (80.6 times).

What are UMB Financial (UMBF)'s best buy and sell dates for maximum profit?

The best buy date for UMB Financial (UMBF) stock was Mar 27, 1980 at $1.66. The best sell date was Feb 6, 2026 at $133.81. This investment would have returned +7,960.84% (80.6 times).

What was UMB Financial (UMBF) stock's maximum drawdown?

UMB Financial (UMBF) stock's worst decline was 52.85% (fell to 47% of peak) from peak to trough. Peak: $51.16 on Sep 19, 2008. Trough: $24.12 on Oct 3, 2011. A $1,000 investment at the peak would have been worth $471.46 at the trough.

What if you bought UMB Financial (UMBF) stock at IPO?

A $1,000 investment in UMB Financial (UMBF) stock at IPO ($1.72 on Mar 17, 1980) would be worth $69,901.16 today. Historical return: +6,890.12% (69.9 times). Current stock price: $120.23 as of Apr 10, 2026.

What if you invested $1,000 in UMB Financial (UMBF) 5 years ago?

A $1,000 investment in UMB Financial (UMBF) stock 5 years ago ($85.33 on Apr 9, 2021) would be worth $1,409 today. Historical return: +40.90% (1.41 times). Current stock price: $120.23 as of Apr 10, 2026.

What if you invested $1,000 in UMB Financial (UMBF) 10 years ago?

A $1,000 investment in UMB Financial (UMBF) stock 10 years ago ($41.34 on Apr 8, 2016) would be worth $2,908.32 today. Historical return: +190.83% (2.91 times). Current stock price: $120.23 as of Apr 10, 2026.

What if you invested $1,000 in UMB Financial (UMBF) 20 years ago?

A $1,000 investment in UMB Financial (UMBF) stock 20 years ago ($24.47 on Apr 10, 2006) would be worth $4,913.36 today. Historical return: +391.34% (4.91 times). Current stock price: $120.23 as of Apr 10, 2026.

Data & methodology

How does the investment calculator work?

Enter an investment amount and a start date. We use historical stock prices to calculate how many shares you would have bought, then apply the current price to show your hypothetical portfolio value and return.

What are Historical extremes?

Max profit: the best buy and sell dates that maximize percentage return. Max drawdown: the largest peak-to-trough decline in price. Return since IPO: total return from IPO date to the latest price.

What is Max drawdown?

Maximum drawdown is the largest peak-to-trough decline in price. It shows the worst drop from any prior high to a subsequent low. Peak and Trough are the dates and prices at which this decline occurred.

Does this include dividends?

The calculator uses adjusted closing prices when available, which account for stock splits and dividends. For the most accurate results, we recommend using data that includes dividend adjustments.

Where does the price data come from?

Historical prices are dividend-adjusted closing prices from our data provider. The calculator and Historical extremes use the same data source for consistent results.

How are the dollar amounts in the cards calculated?

The dollar amounts in Historical extremes use the investment amount you select in the calculator above (e.g. $1,000). They show what your investment would have been worth at the Buy/Peak/IPO date versus the Sell/Trough/Current date.

What date range can I use?

The available date range depends on our historical price data for UMBF. You can select any date between our first and most recent data point.