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Fair Value for Chubb (CB)

See growth priced into Chubb (CB): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what CB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$4,708.46

Margin of safety
+93.07% vs current price $326.27

Method range

$157.28 $4,708.46

median $324.53

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$4,708.46
  • Exit multiple$304.73
  • Analyst target$344.33
  • Graham number$157.28

Stock price

$326.27

FCF / share (TTM)

$10.00

3Y FCF CAGR

9.9%

Fair value @ hist. growth

$439.38

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied FCF growth

6.2%

per year over your projection horizon

Discount vs DCF

Margin of safety 25.7% vs hist-growth DCF

Historical 3Y CAGR

9.9%

Your model implies

6.2%

Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)6.8%
Terminal growth2.50%
Projection years10 yr
FCF growth per year (supplemental projection)10%
3Y CAGR 10%

Undiscounted FCF per share over 10 years at 10% annual growth.

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
5.0%2.9%1.5%-0.1%-2.1%-4.6%
5.8%5.3%4.2%2.9%1.4%-0.4%
6.8%8.1%7.2%6.2%5.1%3.8%
7.8%10.6%9.8%9.0%8.1%7.1%
8.8%12.9%12.2%11.5%10.8%9.9%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday12.0
5Y low10.0
Median12.0
5Y high17.7
P/SToday2.1
5Y low1.9
Median2.1
5Y high2.2
EV/EBITDAToday9.9
5Y low9.4
Median10.0
5Y high14.4

Net debt

$15.4B

Total debt − cash

Beta

0.44

Vs market benchmark

Frequently asked questions