Current Yield
0.74%
TTM Dividend/Share
$1.11
Payment Frequency
Quarterly
Payout Ratio
10.8%
Consecutive Growth Years
0
Key takeaways
- Cullen/Frost Bankers (CFR-PB) currently yields 0.74%, paying $1.11 per share over the trailing twelve months, distributed quarterly.
- Payout ratio is 10.8% — the share of earnings distributed as dividends.
- 4 of 6 dividend safety checks passed.
Dividend yield valuation for Cullen/Frost Bankers (CFR-PB)
Current dividend yield vs its own 1Y / 3Y / 5Y historical averages — a rough valuation signal.
Valuation zone | Below average — potentially overvalued |
Current yield (now) | 0.74% |
1-year average yield | 3.23%now 2.49 pp below |
3-year average yield | 3.18%now 2.44 pp below |
5-year average yield | 2.90%now 2.16 pp below |
CFR-PB: a yield above its history can signal value (or risk); below can signal a rich price. One valuation signal among many — review fundamentals before investing.
Dividend health for Cullen/Frost Bankers (CFR-PB)
Cash-flow, leverage and returns metrics that signal whether the dividend is well-covered and sustainable.
Chowder score | N/A |
FCF payout ratio | 8.6% |
Net debt / EBITDA | 4.5x |
Interest coverage | 1.21x |
ROIC (TTM) | 13.3% |
Dividend safety score for Cullen/Frost Bankers (CFR-PB)
Checks covering payout coverage, free-cash-flow support, leverage and dividend-growth durability.
4 of 6 checks passed
Payout ratio below 75%
Payout ratio is 10.8%, well below the 75% threshold.
Free cash flow covers dividend
TTM FCF after dividends is $510M — FCF fully covers the payout.
No dividend cuts in 5 years
1 dividend cut(s) in 5 years of data.
Positive earnings growth trend
Earnings per share have grown over the past 5 years.
5+ years of consecutive growth
N/A — only 5 years of data available (need 10+).
FCF payout ratio below 70%
FCF payout ratio is 8.6%, below the 70% threshold.
Net Debt/EBITDA below 3x
Net Debt/EBITDA is 4.5x.
Dividend growth ≤ earnings growth (5Y)
N/A — insufficient data for 5Y comparison.
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Per-payment dividend history
22 payments from 2021 to 2026 · Adj. Dividend is split-adjusted
| May 29, 2026 | Jun 15, 2026 | $0.2781 | $0.2781 |
| Feb 27, 2026 | Mar 16, 2026 | $0.2781 | $0.2781 |
| Nov 28, 2025 | Dec 15, 2025 | $0.2781 | $0.2781 |
| Aug 29, 2025 | Sep 15, 2025 | $0.2781 | $0.2781 |
| May 30, 2025 | Jun 16, 2025 | $0.2781 | $0.2781 |
| Feb 28, 2025 | Mar 17, 2025 | $0.2781 | $0.2781 |
| Nov 29, 2024 | Dec 16, 2024 | $0.2781 | $0.2781 |
| Aug 30, 2024 | Sep 16, 2024 | $0.2781 | $0.2781 |
| May 31, 2024 | Jun 17, 2024 | $0.2781 | $0.2781 |
| Feb 28, 2024 | Mar 15, 2024 | $0.2781 | $0.2781 |
| Nov 29, 2023 | Dec 15, 2023 | $0.2781 | $0.2781 |
| Aug 30, 2023 | Sep 15, 2023 | $0.2781 | $0.2781 |
- May 29, 2026$0.2781
- Feb 27, 2026$0.2781
- Nov 28, 2025$0.2781
- Aug 29, 2025$0.2781
- May 30, 2025$0.2781
- Feb 28, 2025$0.2781
- Nov 29, 2024$0.2781
- Aug 30, 2024$0.2781
- May 31, 2024$0.2781
- Feb 28, 2024$0.2781
- Nov 29, 2023$0.2781
- Aug 30, 2023$0.2781
Historical dividend yield for Cullen/Frost Bankers (CFR-PB)
Mean trailing dividend yield using one ratio snapshot per calendar year.Mean yield1Y: 3.23%5Y: 2.90%10Y: 2.91%
Dividend per share for Cullen/Frost Bankers (CFR-PB)
CAGR (per year)1Y: 0.00%
| Year | Total ($/share) | Payments |
|---|---|---|
| 2021 | $1.19 | 4 |
| 2022 | $1.11 | 4 |
| 2023 | $1.11 | 4 |
| 2024 | $1.11 | 4 |
| 2025 | $1.11 | 4 |
| 2026 | $0.56 | 2 |
Dividend growth for Cullen/Frost Bankers (CFR-PB)
Year-over-year change in total annual dividend per share (split-adjusted, by ex-dividend year). Green is an increase, red a cut.
The table shows 0 year-over-year increases across 5 calendar years of data (2021–2025).
Dividend Increase Track Record
Year-over-year change in total annual DPS (dividends per share, split-adjusted), based on ex-dividend date.
| 2026 | $1.1125 | — | — |
| 2025 | $1.1125 | $1.1125 | 0.0% |
| 2024 | $1.1125 | $1.1125 | 0.0% |
| 2023 | $1.1125 | $1.1125 | 0.0% |
| 2022 | $1.1929 | $1.1125 | -6.7% |
| 2021 | — | $1.1929 | — |
- 2026—
- 2025$1.1125
- 2024$1.1125
- 2023$1.1125
- 2022$1.1125
- 2021$1.1929
DPS sums split-adjusted amounts (adj. dividend) by ex-dividend calendar year—the same basis as the Adj. Dividend column in Dividend Payment History. The Dividend column can differ after stock splits. This table uses four decimals per annual total so the Change column matches the shown amounts; each payment row in Dividend Payment History also uses four.
Frequently asked questions
Cullen/Frost Bankers (CFR-PB) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation