Fair value (multi-method)
Four independent methods triangulate what GL is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$520.18
Method range
$77.61 – $520.18
median $176.00
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $520.18 | +182.70% |
| Exit multiple | $174.20 | -5.33% |
| Analyst target | $177.80 | -3.37% |
| Graham number | $77.61 | -57.82% |
- Forward DCF$520.18
- Exit multiple$174.20
- Analyst target$177.80
- Graham number$77.61
Stock price
$184.00
EPS (TTM)
$8.06
5Y EPS CAGR
15.6%
Fair value @ hist. growth
$520.18
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
2.6%
per year over your projection horizon
Margin of safety 64.6% vs hist-growth DCF
Historical 5Y CAGR
15.6%
Your model implies
2.6%
Analyst consensus for next year implies 94.0% — beyond the model's annualised scale. Consensus reflects a one-step EPS estimate vs TTM, not a multi-year CAGR.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | -1.2% | -2.5% | -4.0% | -5.9% | -8.2% |
| 6.0% | 1.7% | 0.7% | -0.4% | -1.7% | -3.2% |
| 7.0% | 4.2% | 3.5% | 2.6% | 1.6% | 0.5% |
| 8.0% | 6.5% | 5.9% | 5.1% | 4.3% | 3.5% |
| 9.0% | 8.6% | 8.1% | 7.4% | 6.8% | 6.0% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
1.60
Fair vs growth
Net debt
$2.48B
Total debt − cash
Beta
0.47
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Globe Life (GL) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks7.85% TTM
- Dividend Profile0.65% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History8 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.