Fair value (multi-method)
Four independent methods triangulate what GL is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$929.93
Method range
$77.61 – $929.93
median $158.34
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $929.93 | +484.20% |
| Exit multiple | $142.18 | -10.68% |
| Analyst target | $174.50 | +9.62% |
| Graham number | $77.61 | -51.24% |
- Forward DCF$929.93
- Exit multiple$142.18
- Analyst target$174.50
- Graham number$77.61
Stock price
$159.18
FCF / share (TTM)
$5.05
3Y FCF CAGR
3.4%
Fair value @ hist. growth
$122.56
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
6.6%
per year over your projection horizon
Margin of safety -29.9% vs hist-growth DCF
Historical 3Y CAGR
3.4%
Your model implies
6.6%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 3% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 5.0% | 2.6% | 1.3% | -0.3% | -2.2% | -4.7% |
| 6.0% | 5.7% | 4.7% | 3.5% | 2.2% | 0.6% |
| 7.0% | 8.4% | 7.6% | 6.6% | 5.6% | 4.4% |
| 8.0% | 10.8% | 10.1% | 9.3% | 8.5% | 7.6% |
| 9.0% | 13.0% | 12.4% | 11.8% | 11.1% | 10.3% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
3.38
Demanding vs growth
Net debt
$2.5B
Total debt − cash
Beta
0.50
Vs market benchmark
Frequently asked questions
Globe Life (GL) Key Financials
Charts, filings, and peer comparison for every metric
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