How does Globe Life (GL) make money?

Globe Life (GL) generates revenue primarily from Life Segment, which accounted for 68.3% of total revenue in TTM through Q1 2026. The company reported $6.08B in revenue and converted 19.4% of it into net profit, equivalent to roughly $1.18B in net income — what's left after the cost of revenue, operating expenses, interest, and income taxes.

What is the gross profit margin of Globe Life (GL)?

Globe Life (GL) reported a gross profit margin of 38.1% in TTM through Q1 2026, equivalent to $2.31B in gross profit on $6.08B in revenue. Gross margin measures how much of each dollar of revenue remains after the direct cost of producing or delivering the product — a higher figure typically signals pricing power, scale, or a less capital-intensive business model.

What is the operating profit margin of Globe Life (GL)?

Globe Life (GL) reported an operating profit margin of 24.9% in TTM through Q1 2026, equivalent to $1.51B in operating income. Operating margin captures profitability after research & development, sales & marketing, and general & administrative expenses — but before interest, taxes, and one-off items — and is the cleanest single read on the underlying business's efficiency.

What is the net profit margin of Globe Life (GL)?

Globe Life (GL) reported a net profit margin of 19.4% in TTM through Q1 2026, equivalent to $1.18B in net income. Net margin is the bottom-line share of revenue that survives every expense — operating costs, interest, and income taxes — and is the figure that flows directly into earnings per share.

Is Globe Life (GL) profitable?

Yes. Globe Life (GL) reported $1.18B in net income for TTM through Q1 2026, with a net profit margin of 19.4%. The company earned more from its operations than it paid out in costs, interest, and income taxes, leaving positive earnings on the bottom line.

How much does Globe Life (GL) spend on capital expenditures?

Globe Life (GL) spent $155.65M on capital expenditures (CapEx) during TTM through Q1 2026, roughly 2.6% of total revenue. CapEx represents long-lived investment in property, equipment, data centres, and other physical infrastructure, and is subtracted from operating cash flow to arrive at free cash flow.

How much free cash flow does Globe Life (GL) generate?

Globe Life (GL) generated $1.23B in free cash flow during TTM through Q1 2026, a free-cash-flow margin of 20.2%. Free cash flow is the cash left after capital expenditures and represents the discretionary pool the company can use to pay dividends, repurchase shares, repay debt, or fund acquisitions without raising external capital.

What is the effective tax rate of Globe Life (GL)?

Globe Life (GL) had an effective tax rate of 19.3% in TTM through Q1 2026. The effective rate is the actual share of pre-tax income paid as income taxes and can differ materially from the statutory rate due to foreign earnings mix, tax credits (such as R&D), share-based compensation deductions, and one-off discrete items.

What are the main business segments of Globe Life (GL)?

Globe Life (GL) reports revenue across 2 reportable product segments, led by Life Segment at 68.3% of total revenue in TTM through Q1 2026. See the revenue-by-segment table on this page for the full breakdown and how each segment feeds into the income-statement waterfall above.

How Globe Life Makes Money: 2026 Visual Revenue Map

Globe Life (GL) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported May 7, 2026).

Globe Life discloses geographic revenue only in annual filings. to view the full breakdown.

Globe Life (GL) Revenue by Product Segment — TTM through Q1 2026

Aggregated from the four quarterly disclosures behind this TTM. Minor differences vs the company's annual filing can occur if reported segments changed mid-year.

Revenue contribution by product segment for Globe Life (GL) in TTM through Q1 2026.
Segment	Revenue (USD)	% of total
Life Segment	$4.15B	68.3%
Health Segment	$1.93B	31.7%
Total	$6.08B	100%

Life Segment$4.15B
Health Segment$1.93B
Total$6.08B

Revenue Breakdown — TTM through Q1 2026

In TTM through Q1 2026, Globe Life (GL) reports revenue across 2 operating segments; the largest segment was Life Segment at 68.3%, followed by Health Segment (31.7%).

Frequently asked questions

Data & methodology

Globe Life (GL) Key Financials

Charts, filings, and peer comparison for every metric

Explore more

Deep-dives across the income statement, cash flow, capital return, and valuation

Overview

GL Overview

Counters

Income Statement

Cash Flow

Capital Return

Forecast & Valuation