Fair value (multi-method)
Four independent methods triangulate what HBAN is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$48.98
Method range
$10.47 – $48.98
median $18.51
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $48.98 | +168.07% |
| Exit multiple | $16.72 | -8.46% |
| Analyst target | $20.29 | +11.06% |
| Graham number | $10.47 | -42.70% |
- Forward DCF$48.98
- Exit multiple$16.72
- Analyst target$20.29
- Graham number$10.47
Stock price
$18.27
EPS (TTM)
$1.30
5Y EPS CAGR
15.0%
Fair value @ hist. growth
$48.98
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied EPS growth
1.8%
per year over your projection horizon
Margin of safety 62.7% vs hist-growth DCF
Historical 5Y CAGR
15.0%
Your model implies
1.8%
Next-year analyst consensus
14.4%
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.4% | -1.1% | -1.7% | -2.4% | -3.2% | -4.1% |
| 8.4% | 0.9% | 0.4% | -0.2% | -0.9% | -1.6% |
| 9.4% | 2.8% | 2.3% | 1.8% | 1.3% | 0.6% |
| 10.4% | 4.5% | 4.1% | 3.7% | 3.2% | 2.7% |
| 11.4% | 6.2% | 5.8% | 5.4% | 5.0% | 4.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.25
Low vs growth
Net debt
$16.7B
Total debt − cash
Beta
0.95
Vs market benchmark
Annual diluted EPS
Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.
Frequently asked questions
Huntington Bancshares (HBAN) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks0.51% TTM
- Dividend Profile3.39% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History26 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.