Fair value (multi-method)
Four independent methods triangulate what PAYC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$933.55
Method range
$33.00 – $933.55
median $251.70
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $933.55 | +578.35% |
| Exit multiple | $351.66 | +155.53% |
| Analyst target | $151.75 | +10.27% |
| Graham number | $33.00 | -76.02% |
- Forward DCF$933.55
- Exit multiple$351.66
- Analyst target$151.75
- Graham number$33.00
Stock price
$137.62
FCF / share (TTM)
$3.55
3Y FCF CAGR
21.7%
Fair value @ hist. growth
$261.51
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
13.1%
per year over your projection horizon
Margin of safety 47.4% vs hist-growth DCF
Historical 3Y CAGR
21.7%
Your model implies
13.1%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 22% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 6.5% | 9.6% | 8.6% | 7.5% | 6.3% | 4.8% |
| 7.5% | 12.2% | 11.4% | 10.5% | 9.5% | 8.4% |
| 8.5% | 14.6% | 13.9% | 13.1% | 12.3% | 11.4% |
| 9.5% | 16.8% | 16.2% | 15.6% | 14.9% | 14.1% |
| 10.5% | 18.9% | 18.3% | 17.8% | 17.2% | 16.5% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.21
Low vs growth
Net cash
$218M
Total debt − cash
Beta
0.79
Vs market benchmark
Frequently asked questions
Paycom Software (PAYC) Key Financials
Charts, filings, and peer comparison for every metric
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