Fair value (multi-method)
Four independent methods triangulate what PAYC is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$899.08
Method range
$33.00 – $899.08
median $251.43
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $899.08 | +545.43% |
| Exit multiple | $350.62 | +151.70% |
| Analyst target | $152.25 | +9.30% |
| Graham number | $33.00 | -76.31% |
- Forward DCF$899.08
- Exit multiple$350.62
- Analyst target$152.25
- Graham number$33.00
Stock price
$139.30
FCF / share (TTM)
$3.55
3Y FCF CAGR
21.7%
Fair value @ hist. growth
$252.13
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
13.8%
per year over your projection horizon
Margin of safety 44.8% vs hist-growth DCF
Historical 3Y CAGR
21.7%
Your model implies
13.8%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 22% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 6.7% | 10.2% | 9.3% | 8.2% | 7.0% | 5.7% |
| 7.7% | 12.8% | 12.0% | 11.2% | 10.2% | 9.1% |
| 8.7% | 15.2% | 14.5% | 13.8% | 13.0% | 12.1% |
| 9.7% | 17.4% | 16.8% | 16.1% | 15.5% | 14.7% |
| 10.7% | 19.4% | 18.9% | 18.3% | 17.7% | 17.1% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
0.21
Low vs growth
Net cash
$218M
Total debt − cash
Beta
0.80
Vs market benchmark
Frequently asked questions
Paycom Software (PAYC) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
How this company returns cash to shareholders — buybacks, dividends, and stock splits.