How Principal Financial Group (PFG) Makes Money: A Visual Guide
Principal Financial Group (PFG) generated $15.63B in revenue (TTM through Q4 2025), earning $1.19B in net profit (7.6% margin). Its largest revenue source is Segment Retirement and Investor Services (50.2% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.
Principal Financial Group (PFG) Income Statement Flow
Frequently asked questions
How does Principal Financial Group (PFG) make money?
- Principal Financial Group (PFG) primarily makes money through Segment Retirement and Investor Services, which accounts for 50.2% of total revenue. For TTM through Q4 2025, Principal Financial Group generated $15.63B in total revenue with a net profit margin of 7.6%.
What is Principal Financial Group (PFG) gross profit margin?
- Principal Financial Group (PFG) reported a gross profit margin of 45.2% for TTM through Q4 2025, equivalent to $7.06B in gross profit. This means Principal Financial Group retains 45.2% of each revenue unit after direct costs of production.
What is Principal Financial Group (PFG) operating profit margin?
- Principal Financial Group (PFG) reported an operating profit margin of 9.1% for TTM through Q4 2025, equivalent to $1.42B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Principal Financial Group (PFG) net profit margin?
- Principal Financial Group (PFG) reported a net profit margin of 7.6% for TTM through Q4 2025, equivalent to $1.19B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Principal Financial Group (PFG) spend on capital expenditures?
- Principal Financial Group (PFG) spent $98.00M on capital expenditures in TTM through Q4 2025 (0.6% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Principal Financial Group (PFG) free cash flow?
- Principal Financial Group (PFG) generated $4.44B in free cash flow for TTM through Q4 2025 (28.4% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Principal Financial Group (PFG) effective tax rate?
- Principal Financial Group (PFG) had an effective tax rate of 11.3% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.
About this data
- What is a Sankey diagram?
- A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
- How is the data calculated?
- We use the income statement from company filings. For TTM (Trailing Twelve Months), we sum the last four quarters. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
- When was this data last updated?
- Based on company filings through TTM through Q4 2025.