Fair value (multi-method)
Four independent methods triangulate what PFG is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$95.20
Method range
$47.56 – $106.60
median $99.93
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $95.20 | -12.06% |
| Exit multiple | $106.60 | -1.53% |
| Analyst target | $104.67 | -3.31% |
| Graham number | $47.56 | -56.07% |
- Forward DCF$95.20
- Exit multiple$106.60
- Analyst target$104.67
- Graham number$47.56
Stock price
$108.25
FCF / share (TTM)
$0.70
3Y FCF CAGR
14.8%
Fair value @ hist. growth
$27.26
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
33.8%
per year over your projection horizon
Margin of safety -297.1% vs hist-growth DCF
Historical 3Y CAGR
14.8%
Your model implies
33.8%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 15% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.1% | 29.7% | 28.6% | 27.4% | 26.1% | 24.6% |
| 8.1% | 32.7% | 31.8% | 30.8% | 29.7% | 28.5% |
| 9.1% | 35.5% | 34.7% | 33.8% | 32.9% | 31.9% |
| 10.1% | 38.0% | 37.3% | 36.6% | 35.8% | 34.9% |
| 11.1% | 40.5% | 39.9% | 39.2% | 38.5% | 37.7% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net cash
$477M
Total debt − cash
Beta
0.89
Vs market benchmark
Frequently asked questions
Principal Financial Group (PFG) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
How this company returns cash to shareholders — buybacks, dividends, and stock splits.