Fair value (multi-method)
Four independent methods triangulate what PFG is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$96.33
Method range
$47.56 – $105.39
median $97.59
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $96.33 | -8.45% |
| Exit multiple | $105.39 | +0.16% |
| Analyst target | $98.86 | -6.04% |
| Graham number | $47.56 | -54.80% |
- Forward DCF$96.33
- Exit multiple$105.39
- Analyst target$98.86
- Graham number$47.56
Stock price
$105.22
FCF / share (TTM)
$0.70
3Y FCF CAGR
14.8%
Fair value @ hist. growth
$27.66
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
33.2%
per year over your projection horizon
Margin of safety -280.4% vs hist-growth DCF
Historical 3Y CAGR
14.8%
Your model implies
33.2%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at 15% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 7.0% | 29.0% | 27.9% | 26.8% | 25.4% | 23.9% |
| 8.0% | 32.1% | 31.1% | 30.1% | 29.0% | 27.8% |
| 9.0% | 34.8% | 34.0% | 33.2% | 32.2% | 31.2% |
| 10.0% | 37.4% | 36.7% | 36.0% | 35.1% | 34.3% |
| 11.0% | 39.9% | 39.2% | 38.6% | 37.8% | 37.1% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
Net cash
$477M
Total debt − cash
Beta
0.90
Vs market benchmark
Frequently asked questions
Principal Financial Group (PFG) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation