Question 1

What is Prudential Financial's P/FCF ratio?

Accepted Answer

Prudential Financial (PRU) P/FCF ratio is 4.2× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month free cash flow, using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/FCF ratio calculated?

Accepted Answer

P/FCF = Market Capitalisation ÷ Trailing Twelve-Month (TTM) Free Cash Flow, where Free Cash Flow = Operating Cash Flow − Capital Expenditures. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/FCF ratio?

Accepted Answer

The price-to-free-cash-flow (P/FCF) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) free cash flow. It is calculated as market cap ÷ TTM free cash flow, where free cash flow = operating cash flow − capital expenditures. Because FCF cannot be inflated by non-cash accounting items, P/FCF is often considered a cleaner measure of "earnings-power valuation" than P/E — especially for capital-intensive businesses where depreciation diverges from real cash outflows.

Question 4

What is a good P/FCF ratio for Prudential Financial?

Accepted Answer

Mature companies that consistently convert profit into cash often trade at 15–25× P/FCF; capital-intensive businesses with lumpy capex typically trade lower. Compare against sector peers and against the company's own multi-year average — single-year P/FCF can be distorted by working-capital swings. For Prudential Financial specifically, the relevant sector benchmark is the current sector median of 12.0×.

Question 5

Is Prudential Financial's P/FCF ratio high or low?

Accepted Answer

Prudential Financial's P/FCF ratio of 4.2× is below its own 5-year average of 9.0× and below the sector median of 12.0×. That places the current reading at the 22th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Prudential Financial's historical P/FCF ratio range?

Accepted Answer

In the available daily series, Prudential Financial (PRU) P/FCF ratio has ranged from a low of 0.7× in 2020 to a high of 50.1× in 2025. The 5-year average is 9.0× and the 5-year median is 5.2×.

Question 7

What was Prudential Financial's P/FCF ratio in 2025?

Accepted Answer

Prudential Financial (PRU) P/FCF ratio at the end of 2025 was 6.3×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month free cash flow figure available at that date.

Question 8

Why does Prudential Financial's P/FCF ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (free cash flow). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$39.5B	$6.27B	6.3×	+1.3×	Dec 31, 2025
2024	$42.1B	$8.5B	5.0×	-0.8×	Dec 31, 2024
2023	$37.7B	$6.51B	5.8×	-1.9×	Dec 31, 2023
2022	$36.6B	$4.74B	7.7×	+3.6×	Dec 31, 2022
2021	$40.9B	$9.81B	4.2×	+0.5×	Dec 31, 2021
2020	$30.9B	$8.37B	3.7×	+1.8×	Dec 31, 2020
2019	$37.6B	$19.6B	1.9×	+0.4×	Dec 31, 2019
2018	$33.7B	$21.7B	1.6×	-2.2×	Dec 31, 2018
2017	$48.7B	$12.9B	3.8×	+0.8×	Dec 31, 2017
2016	$44.7B	$14.8B	3.0×	+0.4×	Dec 31, 2016
2015	$36.4B	$13.9B	2.6×	+0.3×	Dec 31, 2015
2014	$41.3B	$18.1B	2.3×	-3.1×	Dec 31, 2014
2013	$42.6B	$7.86B	5.4×	+4.2×	Dec 31, 2013
2012	$24.8B	$20.9B	1.2×	-0.7×	Dec 31, 2012
2011	$22.6B	$12.1B	1.9×	-2.5×	Dec 31, 2011
2010	$28.5B	$6.54B	4.4×	+0.4×	Dec 31, 2010
2009	$23B	$5.84B	3.9×	+2.8×	Dec 31, 2009
2008	$12.7B	$10.8B	1.2×	-5.7×	Dec 31, 2008
2007	$41.1B	$5.97B	6.9×	-2.3×	Dec 31, 2007
2006	$40.2B	$4.38B	9.2×	+0.2×	Dec 31, 2006
2005	$36.2B	$4.04B	9.0×	+4.5×	Dec 31, 2005
2004	$28.4B	$6.34B	4.5×	—	Dec 31, 2004
2003	$22.1B	-$596M	—	—	Dec 31, 2003
2002	$17.6B	$9.98B	1.8×	—	Dec 31, 2002


Globe Life (GL-PD)	8.9×
UMB Financial (UMBF)	8.8×
Federal Agricultural Mortgage (AGM)	8.6×
T. Rowe Price (TROW)	8.6×
First Financial (THFF)	8.3×
Old Republic International (ORI)	8.0×
1st Source (SRCE)	8.0×
Auburn National Bancorporation (AUBN)	7.7×
Eagle Financial Services (EFSI)	7.5×
PayPal (PYPL)	7.5×
Assurant (AIZ)	7.5×
Cincinnati Financial (CINF)	7.1×
Alerus Financial (ALRS)	7.0×
American Financial Group (AFG)	6.8×
Hartford Insurance Group (HIG)	6.5×
Travelers Companies (TRV)	6.3×
Invesco (IVZ)	6.1×
Arch Capital Group (ACGL)	5.9×
Principal Financial Group (PFG)	5.5×
Allstate (ALL)	4.7×
Everest Group (EG)	4.6×
Capital One Financial (COF)	3.9×
Mercury General (MCY)	3.4×
MetLife (MET)	2.8×
StoneX Group (SNEX)	0.8×

P/FCF Ratio for Prudential Financial (PRU) 2002-2026

P/FCF Ratio daily chart for Prudential Financial (PRU)

Historical P/FCF Ratio for Prudential Financial (PRU) from 2002 to 2025

About P/FCF Ratio at Prudential Financial (PRU)

Prudential Financial P/FCF Ratio by Year

Prudential Financial P/FCF Ratio 2025: 6.3×

Prudential Financial P/FCF Ratio 2024: 5.0×

Prudential Financial P/FCF Ratio 2023: 5.8×

Prudential Financial P/FCF Ratio 2022: 7.7×

Prudential Financial P/FCF Ratio 2021: 4.2×

Sector peers by P/FCF Ratio — chart

Sector peers by P/FCF Ratio — table

Frequently asked questions

Prudential Financial (PRU) Key Financials