Total Debt for Southside Bancshares (SBSI)
According to Southside Bancshares's latest reported financial statements, the company's latest reported total debt is $734.09M USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingTotal DebtSwitch metric
Latest period
$734.09M
YoY change
-24.8%
5Y CAGR
-8.3%
Peak year (2016)
$2.34B
Latest annual
$734.09M
Total Debt history chart for Southside Bancshares (SBSI) from 1995 to 2025
Total Debt history table for Southside Bancshares (SBSI) from 1995 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $734.09M | -24.8% | ||
| 2024 | $976.45M | +9.3% | ||
| 2023 | $893.32M | +62.3% | ||
| 2022 | $550.52M | +1.4% | ||
| 2021 | $542.73M | -52.0% | ||
| 2020 | $1.13B | -5.7% | ||
| 2019 | $1.20B | +31.0% | ||
| 2018 | $914.53M | -22.2% | ||
| 2017 | $1.18B | -49.8% | ||
| 2016 | $2.34B | +93.9% | ||
| 2015 | $1.21B | +26.1% | ||
| 2014 | $957.73M | +51.3% | ||
| 2013 | $633.11M | +9.0% | ||
| 2012 | $580.61M | -15.0% | ||
| 2011 | $683.07M | +9.2% | ||
| 2010 | $625.53M | -32.8% | ||
| 2009 | $931.27M | -2.8% | ||
| 2008 | $957.67M | +87.8% | ||
| 2007 | $509.87M | +5.1% | ||
| 2006 | $485.19M | -10.7% | ||
| 2005 | $543.48M | -3.2% | ||
| 2004 | $561.19M | +19.9% | ||
| 2003 | $467.90M | +7.0% | ||
| 2002 | $437.14M | -0.7% | ||
| 2001 | $440.24M | +18.1% | ||
| 2000 | $372.84M | -2.1% | ||
| 1999 | $380.70M | +27.0% | ||
| 1998 | $299.70M | +375.1% | ||
| 1997 | $63.08M | +353.9% | ||
| 1996 | $13.90M | -24.0% | ||
| 1995 | $18.29M | — |
Total Debt values are taken from Southside Bancshares's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Southside Bancshares (SBSI) most recent annual total debt stands at $734.09M (2025) – declined 24.8% year-over-year.
Southside Bancshares total debt compound annual growth for the 2020–2025 (5 years) window is -8.3%, with a net decline across the window.
The dataset's maximum total debt sits at $2.34B (2016); the minimum reading of $13.90M dates to 1996.
Southside Bancshares (SBSI) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $395.81B.
Southside Bancshares Total Debt by Year
Southside Bancshares Total Debt 2025: $734.09M
Southside Bancshares total debt in 2025 was $734.09M, declined 24.8% below 2024.
Southside Bancshares Total Debt 2024: $976.45M
Southside Bancshares total debt in 2024 was $976.45M, grew 9.3% from 2023.
Southside Bancshares Total Debt 2023: $893.32M
Southside Bancshares total debt in 2023 was $893.32M, surged 62.3% from 2022.
Southside Bancshares Total Debt 2022: $550.52M
Southside Bancshares total debt in 2022 was $550.52M, edged up 1.4% from 2021.
Southside Bancshares Total Debt 2021: $542.73M
Southside Bancshares total debt in 2021 was $542.73M.
See more financial history for Southside Bancshares (SBSI).
Sector peers — Total Debt
Companies in the same sector as Southside Bancshares, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Southside Bancshares's total debt?
Latest reported total debt for Southside Bancshares (SBSI) is $734.09M (period ending December 31, 2025).
How has Southside Bancshares total debt changed year-over-year?
Southside Bancshares (SBSI) total debt changed -24.8% year-over-year on the latest annual filing.
What is the long-term growth rate of Southside Bancshares total debt?
Southside Bancshares (SBSI) total debt compound annual growth rate is -8.3% over the most recent 5 years available.
When did Southside Bancshares total debt hit its highest annual value?
Southside Bancshares total debt reached its highest annual value of $2.34B in 2016.
What was Southside Bancshares total debt in 2024?
Southside Bancshares (SBSI) total debt in 2024 was $976.45M.
What was Southside Bancshares total debt in 2025?
Southside Bancshares (SBSI) total debt in 2025 was $734.09M.
Metrics overview
Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.
Explore more
SBSI Overview
Company profile, financial tools, and key metrics
SBSI Revenue Counter
Earns $14.17 every second. See per minute, hour, and day.
SBSI Earnings Counter
Earns $2.19 per second net profit. See per minute, hour, and day.
SBSI Economic Scale
Exceeds Kiribati's GDP. Compare with world economies.
SBSI What If Invested
What if you had invested $1,000? See historical returns from any date.
SBSI How It Makes Money
Discover visual breakdown of $446.84M in revenue — where it comes from and where it goes.
SBSI Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
SBSI Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
SBSI Daily Price Character
Balanced · 46.9% historical win rate (green days). Streaks & record days.
SBSI Buybacks
2.55% TTM buyback yield. Shareholder yield & SBC comparison.
SBSI Stock Split History
22 splits on record. Dates, ratios, and cumulative multiple.
SBSI Dividend Profile
Yield: 4.42%. Safety: 5/8. See full history.
SBSI Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
SBSI Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.