Question 1

What is Southside Bancshares's P/E ratio?

Accepted Answer

Southside Bancshares (SBSI) P/E ratio is 14.4× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Southside Bancshares?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Southside Bancshares specifically, the relevant sector benchmark is the current sector median of 13.1×.

Question 5

Is Southside Bancshares's P/E ratio high or low?

Accepted Answer

Southside Bancshares's P/E ratio of 14.4× is above its own 5-year average of 10.9× and above the sector median of 13.1×. That places the current reading at the 97th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Southside Bancshares's historical P/E ratio range?

Accepted Answer

In the available daily series, Southside Bancshares (SBSI) P/E ratio has ranged from a low of 7.6× in 2023 to a high of 34.3× in 2015. The 5-year average is 10.9× and the 5-year median is 10.9×.

Question 7

What was Southside Bancshares's P/E ratio in 2025?

Accepted Answer

Southside Bancshares (SBSI) P/E ratio at the end of 2025 was 13.1×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Southside Bancshares's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$908M	$69.2M	13.1×	+2.2×	Dec 31, 2025
2024	$962M	$88.5M	10.9×	-0.1×	Dec 31, 2024
2023	$947M	$86.7M	10.9×	-0.0×	Dec 31, 2023
2022	$1.15B	$105M	10.9×	-1.0×	Dec 31, 2022
2021	$1.35B	$113M	11.9×	-0.6×	Dec 31, 2021
2020	$1.03B	$82.2M	12.5×	-4.3×	Dec 31, 2020
2019	$1.25B	$74.6M	16.8×	+1.9×	Dec 31, 2019
2018	$1.1B	$74.1M	14.9×	-4.6×	Dec 31, 2018
2017	$1.06B	$54.3M	19.5×	-1.1×	Dec 31, 2017
2016	$1.01B	$49.3M	20.5×	+6.0×	Dec 31, 2016
2015	$641M	$44M	14.6×	-14.3×	Dec 31, 2015
2014	$601M	$20.8M	28.8×	+17.1×	Dec 31, 2014
2013	$515M	$44M	11.7×	+0.7×	Dec 31, 2013
2012	$382M	$34.7M	11.0×	+1.4×	Dec 31, 2012
2011	$375M	$38.8M	9.7×	+0.5×	Dec 31, 2011
2010	$363M	$39.5M	9.2×	+1.5×	Dec 31, 2010
2009	$341M	$44.4M	7.7×	-4.2×	Dec 31, 2009
2008	$363M	$30.7M	11.8×	-6.7×	Dec 31, 2008
2007	$310M	$16.7M	18.6×	-6.2×	Dec 31, 2007
2006	$371M	$15M	24.8×	+6.4×	Dec 31, 2006
2005	$268M	$14.6M	18.4×	+0.5×	Dec 31, 2005
2004	$288M	$16.1M	17.9×	+1.4×	Dec 31, 2004
2003	$224M	$13.6M	16.5×	+5.9×	Dec 31, 2003
2002	$142M	$13.3M	10.6×	—	Dec 31, 2002


Ameriprise Financial (AMP)	10.6×
Auburn National Bancorporation (AUBN)	10.5×
1st Source (SRCE)	10.5×
Truist Financial (TFC)	10.4×
Eagle Financial Services (EFSI)	10.0×
Prudential Financial (PRU)	9.8×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL-PD)	9.3×
Hartford Insurance Group (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Travelers Companies (TRV)	8.4×
PayPal (PYPL)	8.2×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Group (EG)	6.5×
Mercury General (MCY)	5.8×
Allstate (ALL)	4.4×
Atlantic Union Bankshares (AUB)	0.0×

P/E Ratio for Southside Bancshares (SBSI) 2002-2026

P/E Ratio daily chart for Southside Bancshares (SBSI)

Historical P/E Ratio for Southside Bancshares (SBSI) from 2002 to 2025

About P/E Ratio at Southside Bancshares (SBSI)

Southside Bancshares P/E Ratio by Year

Southside Bancshares P/E Ratio 2025: 13.1×

Southside Bancshares P/E Ratio 2024: 10.9×

Southside Bancshares P/E Ratio 2023: 10.9×

Southside Bancshares P/E Ratio 2022: 10.9×

Southside Bancshares P/E Ratio 2021: 11.9×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Southside Bancshares (SBSI) Key Financials