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Buybacks for SoFi Technologies (SOFI)

TTM repurchases $3.35M · 5Y diluted share change +977.7% · SBC coverage 0.02×.

Analysis
Capital Return

Buyback yield (TTM)

0.02%

Shareholder yield (TTM)

0.02%

5Y share count change

977.7%

Buyback spend (TTM)

$3.35M

Key takeaways

  • SoFi Technologies (SOFI) repurchased about $3.35M of stock over the trailing twelve months.
  • Diluted share count is up 977.7% over the last ~5 fiscal years — equity issuance and stock-based compensation are outpacing repurchases.
  • TTM buyback ÷ stock-based-comp ratio of 0.02× — repurchases only partially offset SBC dilution.
  • Cash buyback spend has compounded at +338.7% per year over the latest 5-year window.

Dividend & buyback yield over time for SoFi Technologies (SOFI)

Stacked annual yields — buyback yield (TTM cash repurchases ÷ market cap) plus dividend yield from the same fiscal-year-end key-metrics period — show how total cash return per dollar of equity has evolved.

Diluted vs basic shares (annual) for SoFi Technologies (SOFI)

Diluted weighted-average shares are the EPS denominator — a falling count means buybacks are outpacing SBC dilution.

Year-over-year change in diluted shares for SoFi Technologies (SOFI)

Green is fewer shares vs the prior fiscal year (net repurchase); red is growth (dilution). The earliest year shown has no prior year to compare.

Cash buyback spend over time for SoFi Technologies (SOFI)

Latest: $64.99M

Overview

In 2025, SoFi Technologies (SOFI) buyback spend totalled $64.99M.

Across 2020–2025 (5 years), SoFi Technologies buyback spend produced a CAGR of +338.7% – with mixed annual results across the window.

SoFi Technologies buyback spend plunged from $283.38M in 2021 to $64.99M in 2025, a 77.1% drawdown.

Across the available history, buyback spend reached its high of $283.38M in 2021 and its low of $0.00 in 2018.

SoFi Technologies Buyback Spend 2025: $64.99M

SoFi Technologies buyback spend in 2025 was $64.99M.

SoFi Technologies Buyback Spend 2024: $0.00

SoFi Technologies buyback spend in 2024 was $0.00.

SoFi Technologies Buyback Spend 2023: $0.00

SoFi Technologies buyback spend in 2023 was $0.00.

SoFi Technologies Buyback Spend 2022: $0.00

In 2022, SoFi Technologies reported buyback spend of $0.00, plunged 100.0% below 2021.

SoFi Technologies Buyback Spend 2021: $283.38M

SoFi Technologies buyback spend in 2021 was $283.38M.

See more financial history for SoFi Technologies (SOFI).

Buyback, SBC & dilution history

Buyback spend, SBC, net dilution effect, and share count.

  • 2025$64.99M
  • 2024$0.00
  • 2023$0.00
  • 2022$0.00
  • 2021$283.38M
  • 2020$40.00K
  • 2019$8.80M
  • 2018$0.00
  • 2017$1.08M

Buybacks vs stock-based compensation for SoFi Technologies (SOFI)

Annual cash repurchases set against stock-based compensation. Coverage above 1× means buybacks fully offset the equity dilution from SBC. TTM coverage: 0.02×.

Buybacks vs dividends (share of cash returned) for SoFi Technologies (SOFI)

How SoFi Technologies splits cash returned to shareholders between dividends and buybacks.

Sector peers by buyback spend

Companies in the same sector as SoFi Technologies, ranked by their latest buyback spend.

Buyback capacity (TTM)

Free cash flow minus dividends paid versus actual TTM repurchases — the headroom bar shows how much of post-dividend FCF is still being deployed elsewhere.

TTM buybacks vs headroom (FCF − dividends, TTM)N/A

Headroom $0.00 (TTM FCF − TTM dividends, clamped at zero).

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