Question 1

What is Westamerica Bancorporation's P/FCF ratio?

Accepted Answer

Westamerica Bancorporation (WABC) P/FCF ratio is 11.9× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month free cash flow, using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/FCF ratio calculated?

Accepted Answer

P/FCF = Market Capitalisation ÷ Trailing Twelve-Month (TTM) Free Cash Flow, where Free Cash Flow = Operating Cash Flow − Capital Expenditures. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/FCF ratio?

Accepted Answer

The price-to-free-cash-flow (P/FCF) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) free cash flow. It is calculated as market cap ÷ TTM free cash flow, where free cash flow = operating cash flow − capital expenditures. Because FCF cannot be inflated by non-cash accounting items, P/FCF is often considered a cleaner measure of "earnings-power valuation" than P/E — especially for capital-intensive businesses where depreciation diverges from real cash outflows.

Question 4

What is a good P/FCF ratio for Westamerica Bancorporation?

Accepted Answer

Mature companies that consistently convert profit into cash often trade at 15–25× P/FCF; capital-intensive businesses with lumpy capex typically trade lower. Compare against sector peers and against the company's own multi-year average — single-year P/FCF can be distorted by working-capital swings. For Westamerica Bancorporation specifically, the relevant sector benchmark is the current sector median of 11.1×.

Question 5

Is Westamerica Bancorporation's P/FCF ratio high or low?

Accepted Answer

Westamerica Bancorporation's P/FCF ratio of 11.9× is below its own 5-year average of 12.2× and above the sector median of 11.1×. That places the current reading at the 58th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Westamerica Bancorporation's historical P/FCF ratio range?

Accepted Answer

In the available daily series, Westamerica Bancorporation (WABC) P/FCF ratio has ranged from a low of 5.6× in 2023 to a high of 23.9× in 2019. The 5-year average is 12.2× and the 5-year median is 10.5×.

Question 7

What was Westamerica Bancorporation's P/FCF ratio in 2025?

Accepted Answer

Westamerica Bancorporation (WABC) P/FCF ratio at the end of 2025 was 10.0×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month free cash flow figure available at that date.

Question 8

Why does Westamerica Bancorporation's P/FCF ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (free cash flow). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.19B	$119.14M	10.0×	-0.0×	Dec 31, 2025
2024	$1.40B	$139.83M	10.0×	+0.4×	Dec 31, 2024
2023	$1.50B	$157.05M	9.6×	-4.5×	Dec 31, 2023
2022	$1.59B	$112.89M	14.1×	-3.7×	Dec 31, 2022
2021	$1.55B	$87.41M	17.7×	+3.7×	Dec 31, 2021
2020	$1.48B	$105.54M	14.1×	-9.8×	Dec 31, 2020
2019	$1.83B	$76.71M	23.9×	+8.0×	Dec 31, 2019
2018	$1.49B	$93.51M	15.9×	-4.2×	Dec 31, 2018
2017	$1.57B	$78.03M	20.1×	-1.3×	Dec 31, 2017
2016	$1.62B	$75.82M	21.4×	+3.3×	Dec 31, 2016
2015	$1.19B	$65.93M	18.1×	+2.0×	Dec 31, 2015
2014	$1.27B	$78.52M	16.1×	-1.8×	Dec 31, 2014
2013	$1.50B	$83.62M	18.0×	+7.8×	Dec 31, 2013
2012	$1.16B	$114.63M	10.1×	-0.4×	Dec 31, 2012
2011	$1.23B	$117.08M	10.5×	-3.7×	Dec 31, 2011
2010	$1.61B	$113.52M	14.2×	+2.7×	Dec 31, 2010
2009	$1.62B	$141.13M	11.5×	-4.7×	Dec 31, 2009
2008	$1.48B	$91.36M	16.2×	+4.2×	Dec 31, 2008
2007	$1.29B	$107.03M	12.0×	-2.3×	Dec 31, 2007
2006	$1.54B	$107.40M	14.3×	+0.1×	Dec 31, 2006
2005	$1.68B	$118.56M	14.2×	-2.8×	Dec 31, 2005
2004	$1.87B	$110.14M	17.0×	+2.6×	Dec 31, 2004
2003	$1.60B	$111.02M	14.4×	-0.6×	Dec 31, 2003
2002	$1.33B	$89.00M	14.9×	+0.7×	Dec 31, 2002
2001	$1.35B	$94.66M	14.2×	—	Dec 31, 2001


Assurant (AIZ)	7.5×
Progressive (PGR)	7.1×
Cincinnati Financial (CINF)	7.1×
Alerus Financial (ALRS)	7.0×
Interactive Brokers (IBKR)	6.9×
Invesco (IVZ)	6.9×
American Financial Group (AFG)	6.8×
The Hartford (HIG)	6.5×
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Arch Capital Group (ACGL)	5.9×
JPMorgan Chase (JPM)	5.8×
Travelers Companies (TRV)	5.5×
Principal Financial Group (PFG)	5.5×
Everest Re Group (RE)	5.0×
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Everest Re Group (EG)	4.6×
Capital One Financial (COF)	3.9×
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Mercury General (MCY)	3.4×
RenaissanceRe Holdings (RNR)	3.0×
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Synchrony Financial (SYF)	2.4×
Atlantic Union Bankshares (AUB)	2.2×
StoneX Group (SNEX)	0.8×

P/FCF Ratio for Westamerica Bancorporation (WABC)

P/FCF Ratio daily chart for Westamerica Bancorporation (WABC)

Historical P/FCF Ratio for Westamerica Bancorporation (WABC) from 2001 to 2025

About P/FCF Ratio at Westamerica Bancorporation (WABC)

Westamerica Bancorporation P/FCF Ratio by Year

Westamerica Bancorporation P/FCF Ratio 2025: 10.0×

Westamerica Bancorporation P/FCF Ratio 2024: 10.0×

Westamerica Bancorporation P/FCF Ratio 2023: 9.6×

Westamerica Bancorporation P/FCF Ratio 2022: 14.1×

Westamerica Bancorporation P/FCF Ratio 2021: 17.7×

Sector peers by P/FCF Ratio — chart

Sector peers by P/FCF Ratio — table

Frequently asked questions

Westamerica Bancorporation (WABC) Key Financials

P/FCF Ratio daily chart for Westamerica Bancorporation (WABC)

Historical P/FCF Ratio for Westamerica Bancorporation (WABC) from 2001 to 2025

About P/FCF Ratio at Westamerica Bancorporation (WABC)

Westamerica Bancorporation P/FCF Ratio by Year

Westamerica Bancorporation P/FCF Ratio 2025: 10.0×

Westamerica Bancorporation P/FCF Ratio 2024: 10.0×

Westamerica Bancorporation P/FCF Ratio 2023: 9.6×

Westamerica Bancorporation P/FCF Ratio 2022: 14.1×

Westamerica Bancorporation P/FCF Ratio 2021: 17.7×

Sector peers by P/FCF Ratio — chart

Sector peers by P/FCF Ratio — table

Frequently asked questions

+What is Westamerica Bancorporation's P/FCF ratio?

+How is the P/FCF ratio calculated?

+What is the P/FCF ratio?

+What is a good P/FCF ratio for Westamerica Bancorporation?

+Is Westamerica Bancorporation's P/FCF ratio high or low?

+What is Westamerica Bancorporation's historical P/FCF ratio range?

+What was Westamerica Bancorporation's P/FCF ratio in 2025?

+Why does Westamerica Bancorporation's P/FCF ratio change over time?

Westamerica Bancorporation (WABC) Key Financials