Side-by-Side Metrics
UnitedHealth (insurance + Optum) vs CVS (insurance, pharmacy, retail clinics). Two huge “healthcare services” names with different footprints—useful to contrast dividend policies.
- MetricCVSUNH
- CompanyCVS HealthUnitedHealth Group
- Income
- Current Yield2.55%2.09%
- FrequencyQuarterlyQuarterly
- Safety
- Payout Ratio117.18%67.59%
- FCF covers dividendPassPass
- No dividend cuts (10Y)PassPass
- FCF Payout RatioPassPass
- Net Debt / EBITDAFailPass
- Div growth vs. EPS (5Y)PassFail
- Growth
- Div Growth (5Y CAGR)5.87%12.57%
- Consecutive Growth Years017
- CCC classification—Dividend Contender
- Context
- Chowder score8.4%14.7%
- Yield zone (vs 5Y avg)SELLBUY
- Overall Score2 / 75 / 7
| Metric | CVS | UNH |
|---|---|---|
| Company | CVS Health | UnitedHealth Group |
| Income | ||
| Current Yield | 2.55% | 2.09% |
| Frequency | Quarterly | Quarterly |
| Safety | ||
| Payout Ratio | 117.18% | 67.59% |
| FCF covers dividend | Pass | Pass |
| No dividend cuts (10Y) | Pass | Pass |
| FCF Payout Ratio | Pass | Pass |
| Net Debt / EBITDA | Fail | Pass |
| Div growth vs. EPS (5Y) | Pass | Fail |
| Growth | ||
| Div Growth (5Y CAGR) | 5.87% | 12.57% |
| Consecutive Growth Years | 0 | 17 |
| CCC classification | — | Dividend Contender |
| Context | ||
| Chowder score | 8.4% | 14.7% |
| Yield zone (vs 5Y avg) | SELL | BUY |
| Overall Score | 2 / 7 | 5 / 7 |
This analysis is for informational purposes only and is not financial advice. Safety scores and comparisons reflect historical data and do not predict future performance.
Income Comparison
How CVS and UNH payouts compare on a $10,000 position — annual total, per-payment cash, and smoothed monthly equivalent.
| Metric | CVS | UNH |
|---|---|---|
| Annual income | $254.96 | $209.02 |
| Payment frequency | Quarterly (4×/yr) | Quarterly (4×/yr) |
| Per payment | $63.74 | $52.25 |
| Avg monthly | $21.25 | $17.42 |
Dividend Growth
Historical compound annual growth of dividends per share. Bars use one scale across all periods.
Frequently asked questions
CVS Health (CVS) vs UnitedHealth Group (UNH) Dividend Tools & Insights
Per-company dividend calculators and forecasts — click any row to explore.
UnitedHealth Group (UNH)