Fair value (multi-method)
Four independent methods triangulate what AUB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.
Estimated fair value (Forward DCF)
$42.38
Method range
$26.29 – $46.59
median $43.88
Valuation methods
Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.
| Method | Fair value | Upside vs price |
|---|---|---|
| Forward DCF | $42.38 | +11.64% |
| Exit multiple | $46.59 | +22.74% |
| Analyst target | $45.38 | +19.55% |
| Graham number | $26.29 | -30.75% |
- Forward DCF$42.38
- Exit multiple$46.59
- Analyst target$45.38
- Graham number$26.29
Stock price
$37.96
FCF / share (TTM)
$0.85
3Y FCF CAGR
-37.2%
Fair value @ hist. growth
$1.22
This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.
Implied FCF growth
15.1%
per year over your projection horizon
Margin of safety -3002.3% vs hist-growth DCF
Historical 3Y CAGR
-37.2%
Your model implies
15.1%
Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.
Model inputs
Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.
Undiscounted FCF per share over 10 years at -37% annual growth.
Sensitivity — implied growth vs your assumptions
Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.
| Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% |
|---|---|---|---|---|---|
| 6.5% | 11.5% | 10.5% | 9.4% | 8.1% | 6.7% |
| 7.5% | 14.1% | 13.3% | 12.4% | 11.4% | 10.3% |
| 8.5% | 16.6% | 15.9% | 15.1% | 14.3% | 13.4% |
| 9.5% | 18.8% | 18.2% | 17.6% | 16.9% | 16.1% |
| 10.5% | 21.0% | 20.4% | 19.8% | 19.2% | 18.6% |
Historical multiples
Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.
PEG
1.14
Fair vs growth
Net debt
$1.3B
Total debt − cash
Beta
0.80
Vs market benchmark
Frequently asked questions
Atlantic Union Bankshares (AUB) Key Financials
Charts, filings, and peer comparison for every metric
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