How Atlantic Union Bankshares (AUB) Makes Money: A Visual Guide

Atlantic Union Bankshares (AUB) generated $2.02B in revenue (TTM through Q4 2025), earning $273.71M in net profit (13.5% margin). Below is an interactive breakdown of how revenue flows through the income statement.

Atlantic Union Bankshares (AUB) Income Statement Flow

Frequently asked questions

How much revenue does Atlantic Union Bankshares (AUB) generate?

Atlantic Union Bankshares (AUB) generated $2.02B in total revenue for TTM through Q4 2025 with a net profit margin of 13.5%.

What is Atlantic Union Bankshares (AUB) gross profit margin?

Atlantic Union Bankshares (AUB) reported a gross profit margin of 60.9% for TTM through Q4 2025, equivalent to $1.23B in gross profit. This means Atlantic Union Bankshares retains 60.9% of each revenue unit after direct costs of production.

What is Atlantic Union Bankshares (AUB) operating profit margin?

Atlantic Union Bankshares (AUB) reported an operating profit margin of 16.8% for TTM through Q4 2025, equivalent to $339.20M in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Atlantic Union Bankshares (AUB) net profit margin?

Atlantic Union Bankshares (AUB) reported a net profit margin of 13.5% for TTM through Q4 2025, equivalent to $273.71M in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does Atlantic Union Bankshares (AUB) spend on capital expenditures?

Atlantic Union Bankshares (AUB) spent $12.41M on capital expenditures in TTM through Q4 2025 (0.6% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is Atlantic Union Bankshares (AUB) free cash flow?

Atlantic Union Bankshares (AUB) generated $2.22B in free cash flow for TTM through Q4 2025 (109.7% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Atlantic Union Bankshares (AUB) effective tax rate?

Atlantic Union Bankshares (AUB) had an effective tax rate of 18.8% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?

A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.

How is the data calculated?

We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.

When was this data last updated?

Based on company filings through TTM through Q4 2025.