Question 1

What is BancFirst's P/FCF ratio?

Accepted Answer

BancFirst (BANF) P/FCF ratio is 15.9× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month free cash flow, using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/FCF ratio calculated?

Accepted Answer

P/FCF = Market Capitalisation ÷ Trailing Twelve-Month (TTM) Free Cash Flow, where Free Cash Flow = Operating Cash Flow − Capital Expenditures. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/FCF ratio?

Accepted Answer

The price-to-free-cash-flow (P/FCF) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) free cash flow. It is calculated as market cap ÷ TTM free cash flow, where free cash flow = operating cash flow − capital expenditures. Because FCF cannot be inflated by non-cash accounting items, P/FCF is often considered a cleaner measure of "earnings-power valuation" than P/E — especially for capital-intensive businesses where depreciation diverges from real cash outflows.

Question 4

What is a good P/FCF ratio for BancFirst?

Accepted Answer

Mature companies that consistently convert profit into cash often trade at 15–25× P/FCF; capital-intensive businesses with lumpy capex typically trade lower. Compare against sector peers and against the company's own multi-year average — single-year P/FCF can be distorted by working-capital swings. For BancFirst specifically, the relevant sector benchmark is the current sector median of 11.1×.

Question 5

Is BancFirst's P/FCF ratio high or low?

Accepted Answer

BancFirst's P/FCF ratio of 15.9× is above its own 5-year average of 15.0× and above the sector median of 11.1×. That places the current reading at the 60th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is BancFirst's historical P/FCF ratio range?

Accepted Answer

In the available daily series, BancFirst (BANF) P/FCF ratio has ranged from a low of 2.5× in 2011 to a high of 60.4× in 2007. The 5-year average is 15.0× and the 5-year median is 14.5×.

Question 7

What was BancFirst's P/FCF ratio in 2025?

Accepted Answer

BancFirst (BANF) P/FCF ratio at the end of 2025 was 15.0×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month free cash flow figure available at that date.

Question 8

Why does BancFirst's P/FCF ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (free cash flow). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$3.54B	$236.97M	15.0×	-2.4×	Dec 31, 2025
2024	$3.89B	$224.55M	17.3×	+2.1×	Dec 31, 2024
2023	$3.20B	$210.54M	15.2×	+1.2×	Dec 31, 2023
2022	$2.90B	$206.49M	14.0×	+1.1×	Dec 31, 2022
2021	$2.30B	$178.23M	12.9×	-8.9×	Dec 31, 2021
2020	$1.92B	$87.89M	21.8×	+6.4×	Dec 31, 2020
2019	$2.04B	$131.90M	15.5×	-3.6×	Dec 31, 2019
2018	$1.63B	$85.47M	19.1×	+0.3×	Dec 31, 2018
2017	$1.63B	$86.52M	18.8×	+0.5×	Dec 31, 2017
2016	$1.47B	$79.71M	18.4×	+4.7×	Dec 31, 2016
2015	$915.03M	$66.90M	13.7×	-1.3×	Dec 31, 2015
2014	$981.72M	$65.43M	15.0×	+1.6×	Dec 31, 2014
2013	$860.10M	$64.19M	13.4×	-0.4×	Dec 31, 2013
2012	$644.91M	$46.86M	13.8×	+1.4×	Dec 31, 2012
2011	$567.98M	$46.03M	12.3×	+7.2×	Dec 31, 2011
2010	$633.47M	$123.38M	5.1×	—	Dec 31, 2010
2009	$567.42M	−$4.54M	—	—	Dec 31, 2009
2008	$809.23M	$45.94M	17.6×	+3.7×	Dec 31, 2008
2007	$653.85M	$46.92M	13.9×	-25.1×	Dec 31, 2007
2006	$845.96M	$21.65M	39.1×	+24.5×	Dec 31, 2006
2005	$622.90M	$42.88M	14.5×	+9.6×	Dec 31, 2005
2004	$618.75M	$125.47M	4.9×	-13.8×	Dec 31, 2004
2003	$450.58M	$24.12M	18.7×	+7.4×	Dec 31, 2003
2002	$370.74M	$32.93M	11.3×	-0.9×	Dec 31, 2002
2001	$283.56M	$23.23M	12.2×	—	Dec 31, 2001


Assurant (AIZ)	7.5×
Progressive (PGR)	7.1×
Cincinnati Financial (CINF)	7.1×
Alerus Financial (ALRS)	7.0×
Interactive Brokers (IBKR)	6.9×
Invesco (IVZ)	6.9×
American Financial Group (AFG)	6.8×
The Hartford (HIG)	6.5×
Commerce Bancshares (CBSH)	6.4×
Bank of America (BAC)	6.3×
Arch Capital Group (ACGL)	5.9×
JPMorgan Chase (JPM)	5.8×
Travelers Companies (TRV)	5.5×
Principal Financial Group (PFG)	5.5×
Everest Re Group (RE)	5.0×
Allstate (ALL)	4.7×
Everest Re Group (EG)	4.6×
Capital One Financial (COF)	3.9×
Prudential Financial (PRU)	3.5×
Mercury General (MCY)	3.4×
RenaissanceRe Holdings (RNR)	3.0×
MetLife (MET)	2.8×
Synchrony Financial (SYF)	2.4×
Atlantic Union Bankshares (AUB)	2.2×
StoneX Group (SNEX)	0.8×

P/FCF Ratio for BancFirst (BANF)

P/FCF Ratio daily chart for BancFirst (BANF)

Historical P/FCF Ratio for BancFirst (BANF) from 2001 to 2025

About P/FCF Ratio at BancFirst (BANF)

BancFirst P/FCF Ratio by Year

BancFirst P/FCF Ratio 2025: 15.0×

BancFirst P/FCF Ratio 2024: 17.3×

BancFirst P/FCF Ratio 2023: 15.2×

BancFirst P/FCF Ratio 2022: 14.0×

BancFirst P/FCF Ratio 2021: 12.9×

Sector peers by P/FCF Ratio — chart

Sector peers by P/FCF Ratio — table

Frequently asked questions

BancFirst (BANF) Key Financials

P/FCF Ratio daily chart for BancFirst (BANF)

Historical P/FCF Ratio for BancFirst (BANF) from 2001 to 2025

About P/FCF Ratio at BancFirst (BANF)

BancFirst P/FCF Ratio by Year

BancFirst P/FCF Ratio 2025: 15.0×

BancFirst P/FCF Ratio 2024: 17.3×

BancFirst P/FCF Ratio 2023: 15.2×

BancFirst P/FCF Ratio 2022: 14.0×

BancFirst P/FCF Ratio 2021: 12.9×

Sector peers by P/FCF Ratio — chart

Sector peers by P/FCF Ratio — table

Frequently asked questions

+What is BancFirst's P/FCF ratio?

+How is the P/FCF ratio calculated?

+What is the P/FCF ratio?

+What is a good P/FCF ratio for BancFirst?

+Is BancFirst's P/FCF ratio high or low?

+What is BancFirst's historical P/FCF ratio range?

+What was BancFirst's P/FCF ratio in 2025?

+Why does BancFirst's P/FCF ratio change over time?

BancFirst (BANF) Key Financials