Question 1

What is Community Trust Bancorp's P/E ratio?

Accepted Answer

Community Trust Bancorp (CTBI) P/E ratio is 11.8× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Community Trust Bancorp?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Community Trust Bancorp specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Community Trust Bancorp's P/E ratio high or low?

Accepted Answer

Community Trust Bancorp's P/E ratio of 11.8× is above its own 5-year average of 9.6× and below the sector median of 12.8×. That places the current reading at the 89th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Community Trust Bancorp's historical P/E ratio range?

Accepted Answer

In the available daily series, Community Trust Bancorp (CTBI) P/E ratio has ranged from a low of 7.3× in 2023 to a high of 24.0× in 2008. The 5-year average is 9.6× and the 5-year median is 9.8×.

Question 7

What was Community Trust Bancorp's P/E ratio in 2025?

Accepted Answer

Community Trust Bancorp (CTBI) P/E ratio at the end of 2025 was 10.4×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Community Trust Bancorp's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.02B	$98.06M	10.4×	-1.1×	Dec 31, 2025
2024	$953.00M	$82.81M	11.5×	+1.4×	Dec 31, 2024
2023	$785.14M	$78.00M	10.1×	+0.0×	Dec 31, 2023
2022	$819.76M	$81.81M	10.0×	+1.2×	Dec 31, 2022
2021	$776.08M	$87.94M	8.8×	-2.2×	Dec 31, 2021
2020	$657.82M	$59.50M	11.1×	-1.8×	Dec 31, 2020
2019	$827.25M	$64.54M	12.8×	+1.0×	Dec 31, 2019
2018	$700.94M	$59.23M	11.8×	-4.3×	Dec 31, 2018
2017	$831.32M	$51.49M	16.1×	-2.3×	Dec 31, 2017
2016	$872.61M	$47.35M	18.4×	+5.3×	Dec 31, 2016
2015	$610.54M	$46.43M	13.1×	-1.5×	Dec 31, 2015
2014	$635.22M	$43.25M	14.7×	-1.0×	Dec 31, 2014
2013	$708.52M	$45.17M	15.7×	+4.3×	Dec 31, 2013
2012	$508.63M	$44.86M	11.3×	-0.3×	Dec 31, 2012
2011	$451.11M	$38.83M	11.6×	-1.8×	Dec 31, 2011
2010	$442.19M	$33.03M	13.4×	-1.4×	Dec 31, 2010
2009	$370.89M	$25.06M	14.8×	-9.2×	Dec 31, 2009
2008	$553.70M	$23.07M	24.0×	+12.7×	Dec 31, 2008
2007	$413.00M	$36.63M	11.3×	-4.8×	Dec 31, 2007
2006	$628.61M	$39.06M	16.1×	+2.8×	Dec 31, 2006
2005	$459.11M	$34.41M	13.3×	-2.2×	Dec 31, 2005
2004	$479.69M	$30.95M	15.5×	+1.5×	Dec 31, 2004
2003	$405.75M	$28.89M	14.0×	+2.8×	Dec 31, 2003
2002	$309.40M	$27.60M	11.2×	-1.0×	Dec 31, 2002
2001	$271.26M	$22.27M	12.2×	—	Dec 31, 2001


Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Ally Financial (ALLY)	8.7×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Community Trust Bancorp (CTBI)

P/E Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/E Ratio for Community Trust Bancorp (CTBI) from 2001 to 2025

About P/E Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/E Ratio by Year

Community Trust Bancorp P/E Ratio 2025: 10.4×

Community Trust Bancorp P/E Ratio 2024: 11.5×

Community Trust Bancorp P/E Ratio 2023: 10.1×

Community Trust Bancorp P/E Ratio 2022: 10.0×

Community Trust Bancorp P/E Ratio 2021: 8.8×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Community Trust Bancorp (CTBI) Key Financials

P/E Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/E Ratio for Community Trust Bancorp (CTBI) from 2001 to 2025

About P/E Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/E Ratio by Year

Community Trust Bancorp P/E Ratio 2025: 10.4×

Community Trust Bancorp P/E Ratio 2024: 11.5×

Community Trust Bancorp P/E Ratio 2023: 10.1×

Community Trust Bancorp P/E Ratio 2022: 10.0×

Community Trust Bancorp P/E Ratio 2021: 8.8×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Community Trust Bancorp's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Community Trust Bancorp?

+Is Community Trust Bancorp's P/E ratio high or low?

+What is Community Trust Bancorp's historical P/E ratio range?

+What was Community Trust Bancorp's P/E ratio in 2025?

+Why does Community Trust Bancorp's P/E ratio change over time?

Community Trust Bancorp (CTBI) Key Financials