Question 1

What is Community Trust Bancorp's P/E ratio?

Accepted Answer

Community Trust Bancorp (CTBI) P/E ratio is 12.4× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Community Trust Bancorp?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range.

Question 5

Is Community Trust Bancorp's P/E ratio high or low?

Accepted Answer

Community Trust Bancorp's P/E ratio of 12.4× is above its own 5-year average of 9.8×. That places the current reading at the 96th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Community Trust Bancorp's historical P/E ratio range?

Accepted Answer

In the available daily series, Community Trust Bancorp (CTBI) P/E ratio has ranged from a low of 7.3× in 2023 to a high of 24.0× in 2008. The 5-year average is 9.8× and the 5-year median is 10.0×.

Question 7

What was Community Trust Bancorp's P/E ratio in 2025?

Accepted Answer

Community Trust Bancorp (CTBI) P/E ratio at the end of 2025 was 10.4×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Community Trust Bancorp's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.02B	$98.1M	10.4×	-1.1×	Dec 31, 2025
2024	$953M	$82.8M	11.5×	+1.4×	Dec 31, 2024
2023	$785M	$78M	10.1×	+0.0×	Dec 31, 2023
2022	$820M	$81.8M	10.0×	+1.2×	Dec 31, 2022
2021	$776M	$87.9M	8.8×	-2.2×	Dec 31, 2021
2020	$658M	$59.5M	11.1×	-1.8×	Dec 31, 2020
2019	$827M	$64.5M	12.8×	+1.0×	Dec 31, 2019
2018	$701M	$59.2M	11.8×	-4.3×	Dec 31, 2018
2017	$831M	$51.5M	16.1×	-2.3×	Dec 31, 2017
2016	$873M	$47.3M	18.4×	+5.3×	Dec 31, 2016
2015	$611M	$46.4M	13.1×	-1.5×	Dec 31, 2015
2014	$635M	$43.3M	14.7×	-1.0×	Dec 31, 2014
2013	$709M	$45.2M	15.7×	+4.3×	Dec 31, 2013
2012	$509M	$44.9M	11.3×	-0.3×	Dec 31, 2012
2011	$451M	$38.8M	11.6×	-1.8×	Dec 31, 2011
2010	$442M	$33M	13.4×	-1.4×	Dec 31, 2010
2009	$371M	$25.1M	14.8×	-9.2×	Dec 31, 2009
2008	$554M	$23.1M	24.0×	+12.7×	Dec 31, 2008
2007	$413M	$36.6M	11.3×	-4.8×	Dec 31, 2007
2006	$629M	$39.1M	16.1×	+2.8×	Dec 31, 2006
2005	$459M	$34.4M	13.3×	-2.2×	Dec 31, 2005
2004	$480M	$31M	15.5×	+1.5×	Dec 31, 2004
2003	$406M	$28.9M	14.0×	+2.8×	Dec 31, 2003
2002	$309M	$27.6M	11.2×	—	Dec 31, 2002

P/E Ratio for Community Trust Bancorp (CTBI) 2002-2026

P/E Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/E Ratio for Community Trust Bancorp (CTBI) from 2002 to 2025

About P/E Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/E Ratio by Year

Community Trust Bancorp P/E Ratio 2025: 10.4×

Community Trust Bancorp P/E Ratio 2024: 11.5×

Community Trust Bancorp P/E Ratio 2023: 10.1×

Community Trust Bancorp P/E Ratio 2022: 10.0×

Community Trust Bancorp P/E Ratio 2021: 8.8×

Frequently asked questions

Community Trust Bancorp (CTBI) Key Financials