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Operating Margin for Community Trust Bancorp (CTBI)

As of · Reported

Metric

TTM

32.3%

YoY change

+2.67pp

Trough year (1991)

8.5%

Peak year (2021)

46.4%

Operating Margin history chart for Community Trust Bancorp (CTBI) from 1991 to 2025

Latest: 31.0%

Operating Margin change chart for Community Trust Bancorp (CTBI) from 1991 to 2025

Latest: +2.67pp

Operating Margin history table for Community Trust Bancorp (CTBI) from 1991 to 2025

  • 202531.0%+2.67pp
  • 202428.4%-1.83pp
  • 202330.2%-9.32pp
  • 202239.5%-6.84pp
  • 202146.4%+15.95pp
  • 202030.4%-0.14pp
  • 201930.6%-1.02pp
  • 201831.6%-1.97pp
  • 201733.6%-0.53pp
  • 201634.1%+0.04pp
  • 201534.0%+1.02pp
  • 201433.0%+0.01pp
  • 201333.0%+0.41pp
  • 201232.6%+5.09pp
  • 201127.5%+3.12pp
  • 201024.4%+6.04pp
  • 200918.3%+2.93pp
  • 200815.4%-7.31pp
  • 200722.7%-2.35pp
  • 200625.1%-0.66pp
  • 200525.7%-0.98pp
  • 200426.7%+1.89pp
  • 200324.8%+2.03pp
  • 200222.8%+6.45pp
  • 200116.3%-0.37pp
  • 200016.7%-0.26pp
  • 199917.0%+7.03pp
  • 19989.9%-4.20pp
  • 199714.1%-3.04pp
  • 199617.2%+6.34pp
  • 199510.8%+1.96pp
  • 19948.9%-8.34pp
  • 199317.2%+2.36pp
  • 199214.9%+6.32pp
  • 19918.5%—

Operating Margin values are taken from Community Trust Bancorp's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Operating Margin at Community Trust Bancorp (CTBI)

According to Community Trust Bancorp's latest reported financial statements, the company's latest reported operating margin is 32.3%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

In 2025, Community Trust Bancorp (CTBI) operating margin totalled 31.05% – expanded 2.7 percentage points year-over-year.

2021 marks the peak operating margin at 46.37%, with the historical low of 8.54% recorded in 1991.

Community Trust Bancorp Operating Margin by Year

Community Trust Bancorp Operating Margin 2025: 31.0%

In 2025, Community Trust Bancorp reported operating margin of 31.05%, expanded 2.7 percentage points from 2024.

Community Trust Bancorp Operating Margin 2024: 28.4%

Community Trust Bancorp operating margin in 2024 was 28.37%, contracted 1.8 percentage points from 2023.

Community Trust Bancorp Operating Margin 2023: 30.2%

2023's operating margin for Community Trust Bancorp came in at 30.21%, contracted 9.3 percentage points from 2022.

Community Trust Bancorp Operating Margin 2022: 39.5%

Community Trust Bancorp posted operating margin of 39.52% in 2022, contracted 6.8 percentage points from 2021.

Community Trust Bancorp Operating Margin 2021: 46.4%

Community Trust Bancorp operating margin in 2021 was 46.37%.

See more financial history for Community Trust Bancorp (CTBI).

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