Question 1

What is Community Trust Bancorp's P/S ratio?

Accepted Answer

Community Trust Bancorp (CTBI) P/S ratio is 3.2× as of July 22, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month revenue, using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/S ratio calculated?

Accepted Answer

P/S = Market Capitalisation ÷ Trailing Twelve-Month (TTM) Revenue, or equivalently Share Price ÷ TTM Revenue Per Share. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/S ratio?

Accepted Answer

The price-to-sales (P/S) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) revenue. It is calculated as market cap ÷ TTM revenue (equivalent to share price ÷ TTM revenue per share). Because the denominator (revenue) cannot be negative, P/S is widely used to value unprofitable or pre-profit companies and to make cross-sector comparisons.

Question 4

What is a good P/S ratio for Community Trust Bancorp?

Accepted Answer

A "good" P/S depends heavily on profit margin and growth: software and other high-margin businesses often command 5–15× sales, while low-margin retailers and commodity producers typically trade below 1×. Compare against sector peers rather than absolute thresholds.

Question 5

Is Community Trust Bancorp's P/S ratio high or low?

Accepted Answer

Community Trust Bancorp's P/S ratio of 3.2× is above its own 5-year average of 2.6×. That places the current reading at the 83th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Community Trust Bancorp's historical P/S ratio range?

Accepted Answer

In the available daily series, Community Trust Bancorp (CTBI) P/S ratio has ranged from a low of 1.5× in 2002 to a high of 4.5× in 2016. The 5-year average is 2.6× and the 5-year median is 2.5×.

Question 7

What was Community Trust Bancorp's P/S ratio in 2025?

Accepted Answer

Community Trust Bancorp (CTBI) P/S ratio at the end of 2025 was 2.5×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month revenue figure available at that date.

Question 8

Why does Community Trust Bancorp's P/S ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (revenue). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.02B	$409M	2.5×	-0.0×	Dec 31, 2025
2024	$953M	$376M	2.5×	+0.1×	Dec 31, 2024
2023	$785M	$326M	2.4×	-0.8×	Dec 31, 2023
2022	$820M	$256M	3.2×	-0.0×	Dec 31, 2022
2021	$776M	$239M	3.3×	+0.4×	Dec 31, 2021
2020	$658M	$231M	2.8×	-0.7×	Dec 31, 2020
2019	$827M	$236M	3.5×	+0.4×	Dec 31, 2019
2018	$701M	$223M	3.1×	-0.9×	Dec 31, 2018
2017	$831M	$204M	4.1×	-0.4×	Dec 31, 2017
2016	$873M	$195M	4.5×	+1.3×	Dec 31, 2016
2015	$611M	$191M	3.2×	-0.2×	Dec 31, 2015
2014	$635M	$189M	3.4×	-0.2×	Dec 31, 2014
2013	$709M	$197M	3.6×	+1.0×	Dec 31, 2013
2012	$509M	$200M	2.5×	+0.3×	Dec 31, 2012
2011	$451M	$202M	2.2×	-0.0×	Dec 31, 2011
2010	$442M	$195M	2.3×	+0.4×	Dec 31, 2010
2009	$371M	$194M	1.9×	-0.8×	Dec 31, 2009
2008	$554M	$204M	2.7×	+0.9×	Dec 31, 2008
2007	$413M	$233M	1.8×	-1.1×	Dec 31, 2007
2006	$629M	$222M	2.8×	+0.5×	Dec 31, 2006
2005	$459M	$194M	2.4×	-0.5×	Dec 31, 2005
2004	$480M	$164M	2.9×	+0.5×	Dec 31, 2004
2003	$406M	$165M	2.5×	+0.7×	Dec 31, 2003
2002	$309M	$174M	1.8×	—	Dec 31, 2002

P/S Ratio for Community Trust Bancorp (CTBI) 2002-2026

P/S Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/S Ratio for Community Trust Bancorp (CTBI) from 2002 to 2025

About P/S Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/S Ratio by Year

Community Trust Bancorp P/S Ratio 2025: 2.5×

Community Trust Bancorp P/S Ratio 2024: 2.5×

Community Trust Bancorp P/S Ratio 2023: 2.4×

Community Trust Bancorp P/S Ratio 2022: 3.2×

Community Trust Bancorp P/S Ratio 2021: 3.3×

Frequently asked questions

Community Trust Bancorp (CTBI) Key Financials