Question 1

What is Community Trust Bancorp's P/S ratio?

Accepted Answer

Community Trust Bancorp (CTBI) P/S ratio is 2.9× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month revenue, using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/S ratio calculated?

Accepted Answer

P/S = Market Capitalisation ÷ Trailing Twelve-Month (TTM) Revenue, or equivalently Share Price ÷ TTM Revenue Per Share. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/S ratio?

Accepted Answer

The price-to-sales (P/S) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) revenue. It is calculated as market cap ÷ TTM revenue (equivalent to share price ÷ TTM revenue per share). Because the denominator (revenue) cannot be negative, P/S is widely used to value unprofitable or pre-profit companies and to make cross-sector comparisons.

Question 4

What is a good P/S ratio for Community Trust Bancorp?

Accepted Answer

A "good" P/S depends heavily on profit margin and growth: software and other high-margin businesses often command 5–15× sales, while low-margin retailers and commodity producers typically trade below 1×. Compare against sector peers rather than absolute thresholds. For Community Trust Bancorp specifically, the relevant sector benchmark is the current sector median of 2.2×.

Question 5

Is Community Trust Bancorp's P/S ratio high or low?

Accepted Answer

Community Trust Bancorp's P/S ratio of 2.9× is above its own 5-year average of 2.6× and above the sector median of 2.2×. That places the current reading at the 64th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Community Trust Bancorp's historical P/S ratio range?

Accepted Answer

In the available daily series, Community Trust Bancorp (CTBI) P/S ratio has ranged from a low of 1.4× in 2001 to a high of 4.5× in 2016. The 5-year average is 2.6× and the 5-year median is 2.5×.

Question 7

What was Community Trust Bancorp's P/S ratio in 2025?

Accepted Answer

Community Trust Bancorp (CTBI) P/S ratio at the end of 2025 was 2.5×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month revenue figure available at that date.

Question 8

Why does Community Trust Bancorp's P/S ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (revenue). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$1.02B	$409.34M	2.5×	-0.0×	Dec 31, 2025
2024	$953.00M	$376.01M	2.5×	+0.1×	Dec 31, 2024
2023	$785.14M	$326.31M	2.4×	-0.8×	Dec 31, 2023
2022	$819.76M	$255.66M	3.2×	-0.0×	Dec 31, 2022
2021	$776.08M	$238.63M	3.3×	+0.4×	Dec 31, 2021
2020	$657.82M	$231.00M	2.8×	-0.7×	Dec 31, 2020
2019	$827.25M	$235.58M	3.5×	+0.4×	Dec 31, 2019
2018	$700.94M	$223.40M	3.1×	-0.9×	Dec 31, 2018
2017	$831.32M	$204.20M	4.1×	-0.4×	Dec 31, 2017
2016	$872.61M	$195.02M	4.5×	+1.3×	Dec 31, 2016
2015	$610.54M	$190.83M	3.2×	-0.2×	Dec 31, 2015
2014	$635.22M	$188.95M	3.4×	-0.2×	Dec 31, 2014
2013	$708.52M	$197.43M	3.6×	+1.0×	Dec 31, 2013
2012	$508.63M	$199.68M	2.5×	+0.3×	Dec 31, 2012
2011	$451.11M	$202.29M	2.2×	-0.0×	Dec 31, 2011
2010	$442.19M	$195.44M	2.3×	+0.4×	Dec 31, 2010
2009	$370.89M	$194.47M	1.9×	-0.8×	Dec 31, 2009
2008	$553.70M	$203.94M	2.7×	+0.9×	Dec 31, 2008
2007	$413.00M	$233.47M	1.8×	-1.1×	Dec 31, 2007
2006	$628.61M	$221.86M	2.8×	+0.5×	Dec 31, 2006
2005	$459.11M	$193.67M	2.4×	-0.5×	Dec 31, 2005
2004	$479.69M	$164.32M	2.9×	+0.5×	Dec 31, 2004
2003	$405.75M	$164.89M	2.5×	+0.7×	Dec 31, 2003
2002	$309.40M	$174.48M	1.8×	+0.4×	Dec 31, 2002
2001	$271.26M	$200.61M	1.4×	—	Dec 31, 2001


Brookfield (BN)	1.3×
The Hartford (HIG)	1.3×
Chesapeake Financial Shares (CPKF)	1.3×
American Financial Group (AFG)	1.3×
Progressive (PGR)	1.3×
Markel (MKL)	1.3×
PSB Holdings (PSBQ)	1.3×
Principal Financial Group (PFG)	1.3×
Travelers Companies (TRV)	1.3×
PayPal (PYPL)	1.2×
Loews (L)	1.2×
Synchrony Financial (SYF)	1.2×
Citigroup (C)	1.2×
AXIS Capital Holdings (AXS)	1.1×
RenaissanceRe Holdings (RNR)	1.1×
Old Republic International (ORI)	1.0×
Everest Re Group (RE)	0.9×
Assurant (AIZ)	0.8×
Allstate (ALL)	0.8×
Mercury General (MCY)	0.8×
Ally Financial (ALLY)	0.8×
Everest Re Group (EG)	0.8×
MetLife (MET)	0.6×
Prudential Financial (PRU)	0.5×
StoneX Group (SNEX)	0.0×

P/S Ratio for Community Trust Bancorp (CTBI)

P/S Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/S Ratio for Community Trust Bancorp (CTBI) from 2001 to 2025

About P/S Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/S Ratio by Year

Community Trust Bancorp P/S Ratio 2025: 2.5×

Community Trust Bancorp P/S Ratio 2024: 2.5×

Community Trust Bancorp P/S Ratio 2023: 2.4×

Community Trust Bancorp P/S Ratio 2022: 3.2×

Community Trust Bancorp P/S Ratio 2021: 3.3×

Sector peers by P/S Ratio — chart

Sector peers by P/S Ratio — table

Frequently asked questions

Community Trust Bancorp (CTBI) Key Financials

P/S Ratio daily chart for Community Trust Bancorp (CTBI)

Historical P/S Ratio for Community Trust Bancorp (CTBI) from 2001 to 2025

About P/S Ratio at Community Trust Bancorp (CTBI)

Community Trust Bancorp P/S Ratio by Year

Community Trust Bancorp P/S Ratio 2025: 2.5×

Community Trust Bancorp P/S Ratio 2024: 2.5×

Community Trust Bancorp P/S Ratio 2023: 2.4×

Community Trust Bancorp P/S Ratio 2022: 3.2×

Community Trust Bancorp P/S Ratio 2021: 3.3×

Sector peers by P/S Ratio — chart

Sector peers by P/S Ratio — table

Frequently asked questions

+What is Community Trust Bancorp's P/S ratio?

+How is the P/S ratio calculated?

+What is the P/S ratio?

+What is a good P/S ratio for Community Trust Bancorp?

+Is Community Trust Bancorp's P/S ratio high or low?

+What is Community Trust Bancorp's historical P/S ratio range?

+What was Community Trust Bancorp's P/S ratio in 2025?

+Why does Community Trust Bancorp's P/S ratio change over time?

Community Trust Bancorp (CTBI) Key Financials