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Fair Value for Equifax (EFX)

See growth priced into Equifax (EFX): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what EFX is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$76.94

Above fair value
-123.72% vs current price $172.13

Method range

$34.88 $371.12

median $152.27

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$76.94
  • Exit multiple$371.12
  • Analyst target$227.60
  • Graham number$34.88

Stock price

$172.13

FCF / share (TTM)

$1.01

3Y FCF CAGR

6.9%

Fair value @ hist. growth

$16.05

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied FCF growth

41.0%

per year over your projection horizon

Premium vs DCF

Margin of safety -972.5% vs hist-growth DCF

Historical 3Y CAGR

6.9%

Your model implies

41.0%

Analyst consensus is EPS-only — no comparable FCF / share estimate to show on this basis.

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)11.3%
Terminal growth2.50%
Projection years10 yr
FCF growth per year (supplemental projection)7%
3Y CAGR 7%

Undiscounted FCF per share over 10 years at 7% annual growth.

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
9.3%37.2%36.4%35.6%34.7%33.7%
10.3%39.8%39.1%38.4%37.6%36.7%
11.3%42.3%41.6%41.0%40.3%39.5%
12.3%44.6%44.1%43.4%42.8%42.1%
13.3%46.9%46.4%45.8%45.2%44.6%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday40.5
5Y low34.2
Median48.0
5Y high55.7
P/SToday4.4· at low
5Y low4.4
Median5.6
5Y high7.2
EV/EBITDAToday17.3· at low
5Y low17.3
Median21.2
5Y high25.7

Net debt

$4.9B

Total debt − cash

Beta

1.35

Vs market benchmark

Frequently asked questions