How does Equifax (EFX) make money?

Equifax (EFX) generates revenue primarily from United States Consumer Information Solutions, which accounted for 48.4% of total revenue in TTM through Q2 2026. The company reported $6.44B in revenue and converted 10.7% of it into net profit, equivalent to roughly $691M in net income — what's left after the cost of revenue, operating expenses, interest, and income taxes.

What is the gross profit margin of Equifax (EFX)?

Equifax (EFX) reported a gross profit margin of 44.4% in TTM through Q2 2026, equivalent to $2.86B in gross profit on $6.44B in revenue. Gross margin measures how much of each dollar of revenue remains after the direct cost of producing or delivering the product — a higher figure typically signals pricing power, scale, or a less capital-intensive business model.

What is the operating profit margin of Equifax (EFX)?

Equifax (EFX) reported an operating profit margin of 17.9% in TTM through Q2 2026, equivalent to $1.15B in operating income. Operating margin captures profitability after research & development, sales & marketing, and general & administrative expenses — but before interest, taxes, and one-off items — and is the cleanest single read on the underlying business's efficiency.

What is the net profit margin of Equifax (EFX)?

Equifax (EFX) reported a net profit margin of 10.7% in TTM through Q2 2026, equivalent to $691M in net income. Net margin is the bottom-line share of revenue that survives every expense — operating costs, interest, and income taxes — and is the figure that flows directly into earnings per share.

Is Equifax (EFX) profitable?

Yes. Equifax (EFX) reported $691M in net income for TTM through Q2 2026, with a net profit margin of 10.7%. The company earned more from its operations than it paid out in costs, interest, and income taxes, leaving positive earnings on the bottom line.

How much does Equifax (EFX) spend on capital expenditures?

Equifax (EFX) spent $507M on capital expenditures (CapEx) during TTM through Q2 2026, roughly 7.9% of total revenue. CapEx represents long-lived investment in property, equipment, data centres, and other physical infrastructure, and is subtracted from operating cash flow to arrive at free cash flow.

How much free cash flow does Equifax (EFX) generate?

Equifax (EFX) generated $1.11B in free cash flow during TTM through Q2 2026, a free-cash-flow margin of 17.1%. Free cash flow is the cash left after capital expenditures and represents the discretionary pool the company can use to pay dividends, repurchase shares, repay debt, or fund acquisitions without raising external capital.

What is the effective tax rate of Equifax (EFX)?

Equifax (EFX) had an effective tax rate of 26% in TTM through Q2 2026. The effective rate is the actual share of pre-tax income paid as income taxes and can differ materially from the statutory rate due to foreign earnings mix, tax credits (such as R&D), share-based compensation deductions, and one-off discrete items.

What are the main business segments of Equifax (EFX)?

Equifax (EFX) reports revenue across 3 reportable product segments, led by United States Consumer Information Solutions at 48.4% of total revenue in TTM through Q2 2026. See the revenue-by-segment table on this page for the full breakdown and how each segment feeds into the income-statement waterfall above.

How Equifax Makes Money: 2026 Visual Revenue Map

Equifax (EFX) Income Statement Flow — TTM through Q2 2026

Calculated from the four most recent reported quarters, ending June 30, 2026 (reported July 21, 2026).

Equifax discloses geographic revenue only in annual filings. to view the full breakdown.

Equifax (EFX) Revenue by Product Segment — TTM through Q2 2026

Aggregated from the four quarterly disclosures behind this TTM. Minor differences vs the company's annual filing can occur if reported segments changed mid-year.

Revenue contribution by product segment for Equifax (EFX), TTM through Q2 2026.
Segment	Revenue (USD)	% of total
United States Consumer Information Solutions	$3.12B	48.4%
Workforce	$2.15B	33.3%
International	$1.18B	18.3%
Total	$6.44B	100%

United States Consumer Information Solutions$3.12B
Workforce$2.15B
International$1.18B
Total$6.44B

Revenue Breakdown — TTM through Q2 2026

In TTM through Q2 2026, Equifax (EFX) reports revenue across 3 reportable product segments; the largest segment was United States Consumer Information Solutions at 48.4%, followed by Workforce (33.3%) and International (18.3%).

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