How does Fifth Third Bank (FITB) make money?

Fifth Third Bank (FITB) primarily makes money through Branch Banking, which accounts for 46.6% of total revenue. For TTM through Q1 2026, Fifth Third Bank generated $13.66B in total revenue with a net profit margin of 15.9%.

What is Fifth Third Bank (FITB) gross profit margin?

Fifth Third Bank (FITB) reported a gross profit margin of 66.6% for TTM through Q1 2026, equivalent to $9.10B in gross profit. This means Fifth Third Bank retains 66.6% of each revenue unit after direct costs of production.

What is Fifth Third Bank (FITB) operating profit margin?

Fifth Third Bank (FITB) reported an operating profit margin of 20.2% for TTM through Q1 2026, equivalent to $2.76B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Fifth Third Bank (FITB) net profit margin?

Fifth Third Bank (FITB) reported a net profit margin of 15.9% for TTM through Q1 2026, equivalent to $2.17B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does Fifth Third Bank (FITB) invest in R&D?

Fifth Third Bank (FITB) invested $128.00M in research and development in TTM through Q1 2026 (0.9% of total revenue). R&D spending reflects investment in future products, services, and technologies.

How much does Fifth Third Bank (FITB) spend on capital expenditures?

Fifth Third Bank (FITB) spent $175.00M on capital expenditures in TTM through Q1 2026 (1.3% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is Fifth Third Bank (FITB) free cash flow?

Fifth Third Bank (FITB) generated $4.34B in free cash flow for TTM through Q1 2026 (31.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Fifth Third Bank (FITB) effective tax rate?

Fifth Third Bank (FITB) had an effective tax rate of 21.4% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

How Fifth Third Bank (FITB) Makes Money: A Visual Guide

Fifth Third Bank (FITB) generated $13.66B in revenue, earning $2.17B in net profit (15.9% margin). Its largest revenue source is Branch Banking (46.6% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

Fifth Third Bank (FITB) Income Statement Flow — TTM through Q1 2026

Calculated from the four most recent reported quarters, ending March 31, 2026 (reported April 17, 2026).

Frequently asked questions

How does Fifth Third Bank (FITB) make money?: Fifth Third Bank (FITB) primarily makes money through Branch Banking, which accounts for 46.6% of total revenue. For TTM through Q1 2026, Fifth Third Bank generated $13.66B in total revenue with a net profit margin of 15.9%.
What is Fifth Third Bank (FITB) gross profit margin?: Fifth Third Bank (FITB) reported a gross profit margin of 66.6% for TTM through Q1 2026, equivalent to $9.10B in gross profit. This means Fifth Third Bank retains 66.6% of each revenue unit after direct costs of production.
What is Fifth Third Bank (FITB) operating profit margin?: Fifth Third Bank (FITB) reported an operating profit margin of 20.2% for TTM through Q1 2026, equivalent to $2.76B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Fifth Third Bank (FITB) net profit margin?: Fifth Third Bank (FITB) reported a net profit margin of 15.9% for TTM through Q1 2026, equivalent to $2.17B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Fifth Third Bank (FITB) invest in R&D?: Fifth Third Bank (FITB) invested $128.00M in research and development in TTM through Q1 2026 (0.9% of total revenue). R&D spending reflects investment in future products, services, and technologies.
How much does Fifth Third Bank (FITB) spend on capital expenditures?: Fifth Third Bank (FITB) spent $175.00M on capital expenditures in TTM through Q1 2026 (1.3% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Fifth Third Bank (FITB) free cash flow?: Fifth Third Bank (FITB) generated $4.34B in free cash flow for TTM through Q1 2026 (31.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Fifth Third Bank (FITB) effective tax rate?: Fifth Third Bank (FITB) had an effective tax rate of 21.4% for TTM through Q1 2026. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?: A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?: We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?: Based on company filings through TTM through Q1 2026.