Ticker League

Fair Value for Fifth Third Bank (FITB)

See growth priced into Fifth Third Bank (FITB): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what FITB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$107.40

Margin of safety
+51.57% vs current price $52.01

Method range

$13.64 $107.40

median $43.72

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$107.40
  • Exit multiple$30.95
  • Analyst target$56.50
  • Graham number$13.64

Stock price

$52.01

EPS (TTM)

$2.98

5Y EPS CAGR

14.1%

Fair value @ hist. growth

$107.40

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied EPS growth

4.4%

per year over your projection horizon

Discount vs DCF

Margin of safety 51.6% vs hist-growth DCF

Historical 5Y CAGR

14.1%

Your model implies

4.4%

Next-year analyst consensus

2.8%

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)9.3%
Terminal growth2.50%
Projection years10 yr

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
7.3%1.4%0.7%-0.1%-0.9%-1.9%
8.3%3.6%3.0%2.3%1.6%0.8%
9.3%5.5%5.0%4.4%3.8%3.2%
10.3%7.3%6.9%6.4%5.9%5.3%
11.3%9.1%8.7%8.2%7.8%7.3%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday12.3
5Y low9.2
Median11.0
5Y high12.5
P/SToday2.4
5Y low1.9
Median2.4
5Y high3.8
EV/EBITDAToday11.7
5Y low10.4
Median11.6
5Y high13.1

Net debt

$11.0B

Total debt − cash

Beta

0.95

Vs market benchmark

Annual diluted EPS

Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.

Scale: 1.66 to 3.73 EPS; horizontal line at 0. Fiscal years with no row in the database are omitted.

Frequently asked questions