Ticker League

Fair Value for Fifth Third Bank (FITB)

See growth priced into Fifth Third Bank (FITB): reverse DCF, implied rate vs history and analysts, FCF view. Free intrinsic value calculator for education.

Fair value (multi-method)

Four independent methods triangulate what FITB is worth. The headline is the Forward-DCF intrinsic value at a normalized growth rate; the margin of safety compares it to the current price.

Estimated fair value (Forward DCF)

$105.65

Margin of safety
+45.41% vs current price $57.67

Method range

$27.32 $105.65

median $47.21

Methods disagree

Valuation methods

Each method’s implied fair value per share and its upside versus the current price. Missing methods (no analyst coverage, negative earnings, etc.) are shown as “—”.

  • Forward DCF$105.65
  • Exit multiple$32.29
  • Analyst target$62.13
  • Graham number$27.32

Stock price

$57.67

EPS (TTM)

$2.93

5Y EPS CAGR

14.1%

Fair value @ hist. growth

$105.65

This analysis is for informational purposes only and is not financial advice. Scenario prices and DCF-style figures depend on your assumptions and data from public filings and estimates. They are not forecasts of future returns.

Implied EPS growth

6.0%

per year over your projection horizon

Discount vs DCF

Margin of safety 45.4% vs hist-growth DCF

Historical 5Y CAGR

14.1%

Your model implies

6.0%

Next-year analyst consensus

4.5%

Model inputs

Move sliders to test how the reverse DCF reacts. Historical-growth markers show where the company has actually grown over the last cycle.

Discount rate (cost of equity proxy)9.3%
Terminal growth2.50%
Projection years10 yr

Sensitivity — implied growth vs your assumptions

Each cell shows the per-share growth rate the market would need to justify the current price at that combination of discount rate (rows) and terminal growth (columns). Your selected inputs are highlighted.

Row axis: discount rate. Column axis: terminal growth.Terminal g →↓ Discount1.5%2.0%2.5%3.0%3.5%
7.3%3.0%2.2%1.4%0.5%-0.5%
8.3%5.1%4.5%3.9%3.1%2.3%
9.3%7.1%6.6%6.0%5.4%4.7%
10.3%9.0%8.5%8.0%7.5%6.9%
11.3%10.8%10.4%9.9%9.5%9.0%
Color≤ historical CAGRModerate premiumHigh premium (≥ 15pp above hist)Your inputs

Historical multiples

Each bar is the trailing five-year range (low left, high right). Filled portion runs from low to today; the dot marks today; the small tick marks the five-year median. Low, median, and high are listed under each bar.

P/EToday13.2
5Y low9.7
Median11.5
5Y high13.4
P/SToday2.4
5Y low1.9
Median2.4
5Y high3.8
EV/EBITDAToday11.7
5Y low10.4
Median11.6
5Y high13.1

Net debt

$11B

Total debt − cash

Beta

0.92

Vs market benchmark

Annual diluted EPS

Per-share earnings by fiscal year — last 5 years anchor the CAGR reference above.

Scale: 1.66 to 3.73 EPS; horizontal line at 0. Fiscal years with no row in the database are omitted.

Frequently asked questions